1413 Bell St, Eau Claire, WI 54703 Property Records

Eau Claire County property record for 1413 Bell St, Eau Claire, WI 54703

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,092 sqft · built 1977
Lot Size	0.263 acres (11,478 sqft)
Owner	2 Individual Names on File
Last Sale	$286,900 (Feb 2024)
Tax Bill	$4,409 (2025)
Deeds & Mortgages	Feb 2021 Mortgage Feb 2024 Sale & Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`09-1579-000`

Property Details

APN / Parcel Number

Primary APN	`09-1579-000`
Alternative APNs	`18221-2-271013-440-2079` `221091579000`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,092 sqft Living Area
Basement Area	1,092 sqft
Finished Basement	546 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1977
Effective Year Built	Effective 1977
Architectural Style	Ranch
Exterior Material	Wood
Foundation Type	Block
Lot Area	11,478 sqft (0.263 acres)
Lot Dimensions	140 ft deep x 82 ft wide
Garage Type	Attached
Parking Spaces	2 Parking Spaces
Patio Area	240 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	1413 BELL ST
City	EAU CLAIRE
State	WI
Zip	54703-5017
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	LOT 3 BLK 5 DONNELLAN & FEATHER 2ND ADD
Legal Range	10W
Legal Township	27N
Legal Section	13
Legal Subdivision	DONNELLAN & FEATHER 2ND ADD
Legal Block	5
Legal Lot Number	3
Jurisdiction	EAU CLAIRE WI
Township / Civil Division	EAU CLAIRE
Census Block Group	2
Census Block	2023
Census Tract	1401

Owner

1413 Bell St is owned and occupied by two individuals who bought it in February 2024.

Source: Eau Claire County records, as of October 19, 2026

Owner of Record	2 Individual Names on File
Mailing Address	1413 BELL ST, EAU CLAIRE, WI 54703-5017
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Single Person

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Feb 2, 2021	Deed of Trust, Mortgage · VA Mortgage CALIBER HOME LOANS INC
Feb 1, 2024	Warranty Deed, Transfer · Conventional Mortgage FLORIDA CAPITAL BANK MORTGAGE
May 7, 2020	Deed of Trust, Mortgage · VA Mortgage CALIBER HM LOANS
Apr 11, 2019	Deed of Trust, Mortgage · VA Mortgage CALIBER HM LOANS
Apr 10, 2017	Warranty Deed, Transfer · VA Mortgage BAY EQUITY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 1, 2024 · Amount on File
Deed Sale	Feb 1, 2024 · Amount on File
Prior Sale	Apr 10, 2017 · Amount on File
Deed Document Number	20241251897
Prior Transfer Date	Feb 7, 2013
Prior Transfer Doc	0001079932
Record Updated	Oct 29, 2026

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	EAU CLAIRE WI
Property Address	1413 BELL ST, EAU CLAIRE, WI 54703-5017
Transaction Type	Mortgage
Record Updated	Mar 29, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0001205966
Date	Feb 2, 2021
Instrument	1205966

Lender

Name	CALIBER HOME LOANS INC
Type	Funding / Finance Company

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Feb 2, 2051

Interest

Rate Type	Fixed Rate

February 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	EAU CLAIRE WI
Recording Date	Feb 1, 2024
Property Address	1413 BELL ST, EAU CLAIRE, WI 54703-5017
Document Number	0001251897
Instrument Date	Jan 25, 2024
Instrument	1251897
Transaction Type	Transfer
Record Updated	Mar 29, 2024

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$860.70
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1413 BELL ST, EAU CLAIRE, WI 54703-5017

Mortgage

Document Number	0001251898
Date	Feb 1, 2024
Instrument	1251898

Lender

Name	FLORIDA CAPITAL BANK MORTGAGE
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Feb 1, 2054

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	EAU CLAIRE WI
Property Address	1413 BELL ST, EAU CLAIRE, WI 54703-5017
Document Number	0001192646
Instrument Date	May 7, 2020
Transaction Type	Mortgage
Record Updated	Jul 1, 2020
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN MTG SOLUTIONS

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	1413 BELL ST EAU CLAIRE WI 547035017, EAU CLAIRE, WI 54703-5017

Mortgage

Document Number	0001192646
Date	Jun 12, 2020
Instrument	1192646

Lender

Name	CALIBER HM LOANS
Type	Funding / Finance Company
Address	COPPELL, TX 75019

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jun 11, 2050

April 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	EAU CLAIRE WI
Property Address	1413 BELL ST, EAU CLAIRE, WI 54703-5017
Document Number	0001173513
Instrument Date	Apr 11, 2019
Transaction Type	Mortgage
Record Updated	May 10, 2019
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN MTG SOLUTIONS

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	1413 BELL ST EAU CLAIRE WI 547035017, EAU CLAIRE, WI 54703-5017

Mortgage

Document Number	0001173513
Date	Apr 16, 2019
Instrument	1173513

Lender

Name	CALIBER HM LOANS
Type	Funding / Finance Company
Address	COPPELL, TX 75019

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Apr 15, 2049

April 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	EAU CLAIRE WI
Recording Date	Apr 10, 2017
Property Address	1413 BELL ST, EAU CLAIRE, WI 54703-5017
Document Number	0001144192
Instrument Date	Apr 10, 2017
Instrument	1144192
Transaction Type	Transfer
Record Updated	May 31, 2017
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$450.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1413 BELL ST EAU CLAIRE WI 547035017, EAU CLAIRE, WI 54703-5017

Mortgage

Document Number	1144193
Date	Apr 10, 2017
Instrument	1144193

Lender

Name	BAY EQUITY
Type	Funding / Finance Company
Address	SAUSALITO, CA 94965

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Apr 9, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 1413 Bell St was $4,409 with a homeowner's exemption.

Source: Eau Claire County assessment roll, as of April 23, 2026

Property Jurisdictions

Type	Name
State	Wisconsin
County	Eau Claire County
Municipality	Eau Claire City
Unified School District	Eau Claire Area School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,409.00	$228,100 Land $29,200 Building $198,900	$298,400
2023		$206,600 (-) Land $29,200 Building $177,400
2022		$206,600 Land $29,200 Building $177,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1413 Bell St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective April 26, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 1413 Bell St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 97.9% of Wisconsin
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	EAU CLAIRE WATERWORKS serves 70,587 people · EPA ID WI6180230
Water Source	Groundwater
Last State Inspection	Oct 2023
Lead	2 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 359 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30

May also be available: T-Mobile.

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