1413 Bayberry Pl, Chesapeake, VA 23320 Property Records

Chesapeake City property record for 1413 Bayberry Pl, Chesapeake, VA 23320

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,972 sqft · built 1977
Lot Size	0.204 acres (8,886 sqft)
Owner	2 Individual Names on Record
Last Sale	$215,100 (Oct 2009)
Tax Bill	$3,967 (2025)
Deeds & Mortgages	Jul 2017 Mortgage Dec 2019 Mortgage + 4 more
APN	`0281001000360`

Property Details

APN / Parcel Number

Primary APN	`0281001000360`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,972 sqft Living Area
1st Floor Area	1,972 sqft
Flooring	Carpet
Interior Walls	Plaster
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1977
Effective Year Built	Effective 1977
Exterior Material	Wood
Construction Type	Frame
Foundation Type	Concrete
Roof Type	Gable
Roof Material	Asphalt
Lot Area	8,886 sqft (0.204 acres)
Lot Dimensions	112 ft deep x 91 ft wide
Garage Type	Attached
Garage Area	575 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Porch Area	385 sqft
Patio Area	575 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating Fuel	Electric
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	1413 BAYBERRY PL
City	CHESAPEAKE
State	VA
Zip	23320-2774
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PUD: PLANN
Legal Description	132 BAYBERRY PL PH 1 GREENBRIER ZONE 5 SEC D PAR 4
Legal Subdivision	BAYBERRY PLACE,PH. 4A,WOODS,FOREST
Jurisdiction	CHESAPEAKE CITY VA
Township / Civil Division	CHESAPEAKE
Census Block Group	1
Census Block	1000
Census Tract	20812

Owner

Source: Chesapeake City records, as of October 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1413 BAYBERRY PL, CHESAPEAKE, VA 23320-2774
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 26, 2017	Deed of Trust, Mortgage · Commercial Mortgage CHARTWAY FEDERAL CREDIT UNION
Dec 3, 2019	Deed of Trust, Mortgage CHARTWAY FEDERAL CREDIT UNION
Jan 10, 2008	Deed of Trust, Mortgage · FHA Mortgage ATLANTIC BAY MORTGAGE GRO
Jun 14, 2006	Deed of Trust, Mortgage · FHA Mortgage AMERICAN HOME MORTGAGE
Mar 2, 2011	Deed of Trust, Mortgage · FHA Mortgage REAL ESTATE MORTGAGE NETW
Dec 27, 2024	Deed of Trust, Mortgage · Line of Credit CHARTWAY FEDERAL CREDIT UNION

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 13, 2009 · Amount on Record
Deed Sale	Oct 13, 2009 · Amount on Record
Prior Sale	May 20, 2009 · Amount on Record
Deed Book / Page	7956 / 866
Prior Transfer Date	Apr 17, 2009
Prior Transfer Doc	007812/567
Record Updated	Oct 29, 2026

July 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHESAPEAKE CITY VA
Property Address	1413 BAYBERRY PL, CHESAPEAKE, VA 23320-2774
Transaction Type	Mortgage
Record Updated	May 8, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	009814/733
Date	Jul 26, 2017
Book Page	9814/733
Instrument	170020247

Lender

Name	CHARTWAY FEDERAL CREDIT UNION

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Jul 21, 2032

Interest

Rate Type	Adjustable Rate

December 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHESAPEAKE CITY VA
Property Address	1413 BAYBERRY PL, CHESAPEAKE, VA 23320-2774
Transaction Type	Mortgage
Record Updated	May 8, 2026
Title Company	STEWART TITLE, STEWART TITLE & SETTLEMENT

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	10085/1563
Date	Dec 3, 2019
Book Page	10085/1563
Instrument	190033286

Lender

Name	CHARTWAY FEDERAL CREDIT UNION

Agreement

Amount	Amount Recorded
Term	179 Months
Due	Nov 26, 2034

Interest

Rate Type	Adjustable Rate

January 2008: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHESAPEAKE CITY VA
Property Address	1413 BAYBERRY PL, CHESAPEAKE, VA 23320-2774
Transaction Type	Mortgage
Record Updated	May 8, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	007332/188
Date	Jan 10, 2008
Book Page	7332/188

Lender

Name	ATLANTIC BAY MORTGAGE GRO

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 1, 2038

Interest

Rate Type	Fixed Rate

June 2006: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHESAPEAKE CITY VA
Property Address	1413 BAYBERRY PL, CHESAPEAKE, VA 23320-2774
Transaction Type	Mortgage
Record Updated	May 8, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	006582/329
Date	Jun 14, 2006
Book Page	6582/329

Lender

Name	AMERICAN HOME MORTGAGE

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 1, 2036

Interest

Rate Type	Fixed Rate

March 2011: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHESAPEAKE CITY VA
Property Address	1413 BAYBERRY PL, CHESAPEAKE, VA 23320-2774
Transaction Type	Mortgage
Record Updated	May 8, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	008348/697
Date	Mar 2, 2011
Book Page	8348/697

Lender

Name	REAL ESTATE MORTGAGE NETW

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	177 Months
Due	Dec 1, 2025

Interest

Rate Type	Fixed Rate

December 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHESAPEAKE CITY VA
Property Address	1413 BAYBERRY PL, CHESAPEAKE, VA 23320-2774
Transaction Type	Mortgage
Record Updated	May 8, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	10815/1288
Date	Dec 27, 2024
Book Page	10815/1288
Instrument	240027069

Lender

Name	CHARTWAY FEDERAL CREDIT UNION

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	180 Months
Due	Dec 19, 2039

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Chesapeake City assessment roll, as of October 13, 2026

Property Jurisdictions

Type	Name
State	Virginia
Municipality	Chesapeake City
Unified School District	Chesapeake City Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$416,300 (+5.98%) Land $175,000 Building $241,300	$416,300 (+5.98%) Land $175,000 Building $241,300
2025	$3,967.00 (+31.97%)	$392,800 (+11.43%) Land $165,000 Building $227,800	$392,800 (+11.43%) Land $165,000 Building $227,800
2023		$352,500 (+11.13%) Land $130,000 Building $222,500	$352,500 (+11.13%) Land $130,000 Building $222,500
2022		$317,200 Land $115,000 Building $202,200	$317,200 Land $115,000 Building $202,200
2019	$3,006.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Flood Insurance Cost	Premium on Record median of 11 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	11 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 99% of Virginia
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF CHESAPEAKE - NORTHWEST RIVER SYS serves 165,240 people · EPA ID VA3550051
Water Source	Surface water
Last State Inspection	Jun 2025
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 386 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 100
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880
T-Mobile Fixed Wireless	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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