1413 Apache Tears, Horseshoe Bay, TX 78657 Property Records

Llano County property record for 1413 Apache Tears, Horseshoe Bay, TX 78657

Property Summary

Property Type	Other Improved
Details	4,465 sqft · built 2024
Lot Size	0.26 acres (11,326 sqft)
Owner	Company Name on File
Tax Bill	$19,190 (2026)
Deeds & Mortgages	Apr 2026 Construction Loan Mar 2022 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`12637-000-0019-1`

Property Details

APN / Parcel Number

Primary APN	`12637-000-0019-1`
Alternative APN	`75315`

Interior

Stories	2 Stories
Building Area	4,465 sqft Total Area
1st Floor Area	3,044 sqft
2nd Floor Area	1,421 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2024
Effective Year Built	Effective 2024
Roof Material	Tile
Lot Area	11,326 sqft (0.26 acres)
Garage Type	Attached
Garage Area	1,027 sqft
Parking Spaces	4 Parking Spaces

Exterior Amenities

Pool Type	Pool with Hot Tub/Spa
Pool Area	336 sqft
Porch	Slab
Porch Area	1,181 sqft
Patio Area	191 sqft
Outdoor Kitchen / BBQ	Outdoor Kitchen / BBQ

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	12637-000-0019-1
Street Address	1413 APACHE TEARS
City	HORSESHOE BAY
State	TX
Zip	78657-2249
Property Category	Other
Property Type	Other > Other Improved
Legal Description	LAGO ESCONDIDO LT 19B 0.260 AC
Legal Subdivision	LAGO ESCONDIDO
Legal Lot Number	19B
Jurisdiction	LLANO TX
Township / Civil Division	LLANO SOUTH
Census Block Group	1
Census Block	1013
Census Tract	970401

Owner

1413 Apache Tears is owned by a company.

Source: Llano County records, as of October 20, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Company Name on File
Mailing Address	15560 DALLAS PKWY # 110, 110, DALLAS, TX 75248
Owner Type	Company
Vesting	Company

Deeds, Mortgages & Sale History

Date	Document
Apr 14, 2026	Deed of Trust, Mortgage · Construction Mortgage COMMERCIAL NATIONAL BANK/BRADY
Mar 8, 2022	Deed of Trust, Mortgage · Commercial Mortgage FIRST UNITED BANK & TRUST CO

Assessor's Deed Record

Deed Names	Name on Deed
Record Updated	Oct 29, 2026

April 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LLANO TX
Recording Date	Apr 14, 2026
Property Address	1413 APACHE TEARS, HORSESHOE BAY, TX 78657-2249
Document Number	0000001985
Instrument Date	Mar 23, 2026
Instrument	20261985
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	ATTORNEY'S CHOICE ABSTRACT COMPANY, ATTORNEYS ABSTRACT COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Limited Partnership, 267

Mortgage

Document Number	0000001985,
Date	Apr 14, 2026
Instrument	20261985

Lender

Name	COMMERCIAL NATIONAL BANK/BRADY

Agreement

Type	Construction Mortgage
Amount	Amount on Record
Term	12 Months
Due	Mar 23, 2027

Interest

Rate	6.01%
Max Rate	-1%

March 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LLANO TX
Property Address	1413 APACHE TEARS, HORSESHOE BAY, TX 78657-2249
Transaction Type	Mortgage
Record Updated	Nov 3, 2023
Title Company	INDEPENDENCE TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	15660 DALLAS PKWY 110, 110, DALLAS, TX 75248-3336

Mortgage

Document Number	0002202072
Date	Mar 8, 2022
Instrument	22-02072

Lender

Name	FIRST UNITED BANK & TRUST CO
Type	Bank
Address	MARBLE FALLS, TX 78654

Agreement

Type	Commercial Mortgage
Amount	Amount on Record

Tax Assessment & Valuation

The 2026 property tax bill for 1413 Apache Tears was $19,190, up 200.9% from the year before.

Source: Llano County assessment roll, as of December 2, 2025

Property Jurisdictions

Type	Name
State	Texas
County	Llano County
Municipality	Horseshoe Bay City
Unified School District	Llano Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$19,190.00 (+200.88%)	$1,433,964 (+2%)	$1,525,760 (+27.68%) Land $347,640 Building $1,178,120
2025	$6,378.00	$1,194,970 Land $171,520 Building $1,023,450	$1,194,970 Land $171,520 Building $1,023,450
2023	$1,773.00	$110,640 Land $110,640	$110,640 Land $110,640

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1413 Apache Tears in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective April 17, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 138 policies
Nearby Flood Policies	138 in force
Nearby Flood Claims	18 (2018–2021)
Claims Outside the SFHA	3 of 18
Most Recent Claim	Jul 2021 · rainfall accumulation
Claims by Event	Severe Storms And Flooding, Oct 2018 · 17 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1413 Apache Tears is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 66% of the US · lower than 90% of Texas
Wildfire Likelihood	0.03% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF HORSESHOE BAY serves 12,729 people · EPA ID TX1500015
Water Source	Surface water
Last State Inspection	Dec 2024
Lead	4 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Treatment failure resolved · Jun 2024 Total trihalomethanes resolved · Jul 2021 Haloacetic acids resolved · Jan 2019
Treatment and Procedure	Coliform assessment Dec 2016
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 50 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Nextlink Fixed Wireless	1,000 / 1,000
VGI Technology Fixed Wireless	1,000 / 200
Verizon Fixed Wireless	300 / 20
Zero2 Wireless Fixed Wireless	200 / 35
Rise Broadband Fixed Wireless	50 / 10

May also be available: AT&T, Vyve Broadband.

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