1413 78th St, Lubbock, TX 79423 Property Records

Lubbock County property record for 1413 78th St, Lubbock, TX 79423

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,430 sqft · built 2006
Lot Size	0.136 acres (5,943 sqft)
Owner	Owner Name on Record
Tax Bill	$2,073 (2025)
Deeds & Mortgages	Jun 2017 Mortgage Jun 2017 Loan Modification
Flood Zone	Zone X (minimal risk)
APN	`R307174`

Property Details

APN / Parcel Number

Primary APN	`R307174`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Building Area	1,430 sqft Living Area

Exterior

Year Built	Built 2006
Exterior Material	Brick Veneer
Foundation Type	Slab (Mat/Raft)
Roof Type	Hip
Roof Material	Composition Shingle
Lot Area	5,943 sqft (0.136 acres)
Lot Dimensions	119 ft deep x 50 ft wide
Garage Area	460 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	1413 78TH ST
City	LUBBOCK
State	TX
Zip	79423-4531
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	CEDAR MEADOWS L 114
Legal Subdivision	CEDAR MEADOWS
Legal Lot Number	1140
Jurisdiction	LUBBOCK TX
Township / Civil Division	LUBBOCK
Census Block Group	2
Census Block	2007
Census Tract	2206

Owner

Source: Lubbock County records, as of February 19, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Owner Name on Record
Mailing Address	1413 78TH ST, LUBBOCK, TX 79423-4531
Occupancy	Owner Occupied

Deeds, Mortgages & Sale History

Date	Document
Jun 15, 2017	Deed of Trust, Mortgage · FHA Mortgage HUD-HOUSING/URBAN DEV
Jun 15, 2017	Loan Modification, Mortgage WELLS FARGO BK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 25, 2006
Deed Sale	Sep 25, 2006
Prior Sale	Sep 25, 2006 · Amount on Record
Deed Document Number	0000040209
Last Transfer Date	Nov 7, 2011
Transfer Doc	0000039206
Record Updated	Jun 8, 2026

June 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LUBBOCK TX
Property Address	1413 78TH ST, LUBBOCK, TX 79423-4531
Document Number	0000023222
Instrument Date	Jun 15, 2017
Transaction Type	Mortgage
Record Updated	Jul 17, 2017
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1413 78TH ST LUBBOCK TX 794234531, LUBBOCK, TX 79423-4531

Mortgage

Document Number	0000023222
Date	Jun 28, 2017
Instrument	23222

Lender

Name	HUD-HOUSING/URBAN DEV
Address	WASHINGTON, DC 20410-8000

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 27, 2047

June 2017: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	LUBBOCK TX
Property Address	1413 78TH ST, LUBBOCK, TX 79423-4531
Document Number	0000025356
Instrument Date	Jun 15, 2017
Transaction Type	Mortgage
Record Updated	Nov 16, 2018
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1413 78TH ST LUBBOCK TX 794234531, LUBBOCK, TX 79423-4531

Mortgage

Document Number	0000025356
Date	Jul 14, 2017
Instrument	25356

Lender

Name	WELLS FARGO BK
Type	Bank
Address	DES MOINES, IA 50328

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Jul 13, 2047

Interest

Rate Type	Fixed Rate
Rate	4.25%

Tax Assessment & Valuation

Source: Lubbock County assessment roll, as of August 1, 2025

Property Jurisdictions

Type	Name
State	Texas
County	Lubbock County
Municipality	Lubbock City
Unified School District	Lubbock Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,073.00 (-17.61%) Homeowner's exemption	$185,827 (+8.35%) Land $28,000 Building $157,827	$185,827 (+1.66%) Land $28,000 Building $157,827
2024	$2,516.00 (+11.13%)
2023	$2,264.00 (-16.73%) Homeowner's exemption	$171,510 Land $12,000 Building $170,785	$182,785 Land $12,000 Building $170,785
2022	$2,719.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 6, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 98.8% of Texas
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LUBBOCK PUBLIC WATER SYSTEM serves 266,450 people · EPA ID TX1520002
Water Source	Surface water
Last State Inspection	Aug 2023
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 480 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
AT&T Fiber · Fixed Wireless, DSL in parts of the area	5,000 / 5,000
Optimum Cable	940 / 35
Rise Broadband Fixed Wireless	300 / 60
Telespan Fixed Wireless	100 / 40

May also be available: Verizon.

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