1413 5th St N, Fargo, ND 58102 Property Records

Cass County property record for 1413 5th St N, Fargo, ND 58102

Property Summary

Property Type	Single Family Home
Details	1,500 sqft · built 1973
Lot Size	0.311 acres (13,534 sqft)
Owner	2 Individual Names on Record
Last Sale	$310,000 (May 2020)
Tax Bill	$4,197 (2025)
Deeds & Mortgages	Nov 2023 Second Mortgage May 2020 Sale & Mortgage
Flood Zone	Zone X (moderate risk)
APN	`01-0761-00070-000`

Property Details

APN / Parcel Number

Primary APN	`01-0761-00070-000`

Interior

Stories	1 Story
Building Area	1,500 sqft Living Area
1st Floor Area	1,500 sqft

Exterior

Year Built	Built 1973
Effective Year Built	Effective 1973
Lot Area	13,534 sqft (0.311 acres)
Lot Dimensions	147 ft deep x 92 ft wide

Location & Zoning

Street Address	1413 5TH ST N
City	FARGO
State	ND
Zip	58102-2734
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	SR2
Legal Description	LOT: 7 BLOCK: 1 ADDITION: EL ZAGEL REPLAT ADDITIONAL: EL ZAGEL REPLAT LOT 7 BLK 1 REPLT OF W 668.46' BLKS 1 & 2
Legal Subdivision	EL ZAGEL REPLAT
Legal Block	1
Legal Lot Number	7
Jurisdiction	CASS ND
Township / Civil Division	FARGO
Census Block Group	3
Census Block	3019
Census Tract	400

Owner

Source: Cass County records, as of April 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1413 5TH ST N, FARGO, ND 58102-2734
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 24, 2023	Deed of Trust, Mortgage · Stand-Alone Second Mortgage FIRST COMMUNITY CU
May 18, 2020	Warranty Deed, Transfer · Conventional Mortgage US BANK NA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 18, 2020 · Amount on Record
Deed Sale	May 18, 2020 · Amount on Record
Deed Document Number	20201590676
Record Updated	Jun 8, 2026

November 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CASS ND
Property Address	1413 5TH ST N, FARGO, ND 58102-2734
Transaction Type	Mortgage
Record Updated	Apr 26, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0001702015
Date	Nov 24, 2023
Instrument	1702015

Lender

Name	FIRST COMMUNITY CU
Type	Credit Union
Address	BRAINERD, MN 56401

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	117 Months
Due	Aug 1, 2033

May 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CASS ND
Recording Date	May 18, 2020
Property Address	1413 5TH ST N, FARGO, ND 58102-2734
Document Number	0001590676
Instrument Date	May 15, 2020
Instrument	1590676
Transaction Type	Transfer
Record Updated	Mar 22, 2022
Title Company	TITLE COMPANY RESIDENTIAL

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	113 5TH ST N, FARGO, ND 58102-4826

Mortgage

Document Number	0001590677
Date	May 18, 2020
Instrument	1590677

Lender

Name	US BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2050

Tax Assessment & Valuation

Source: Cass County assessment roll, as of April 13, 2026

Property Jurisdictions

Type	Name
State	North Dakota
County	Cass County
Municipality	Fargo City
Unified School District	Fargo Public School District 1 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,197.00 (-19.54%)	$190,550 (+12.12%) Land $43,700 Building $146,850	$381,100 (+12.12%) Land $87,400 Building $293,700
2023	$5,216.00	$169,950 Land $46,300 Building $123,650	$339,900 Land $92,600 Building $247,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	4 in force
Nearby Flood Claims	3 (1997–2009)
Claims Outside the SFHA	3 of 3
Most Recent Claim	Mar 2009 · Severe Storms And Flooding
Claims by Event	Severe Storms And Flooding, Mar 2009 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF FARGO serves 120,762 people · EPA ID ND0900336
Water Source	Surface water
Last State Inspection	Jul 2025
Lead	2 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	Bromate resolved · Jan 2018
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 528 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Midco Cable · Fixed Wireless in parts of the area	2,000 / 350
Sparklight Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20

May also be available: Otter Tail Telecom.

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