14127 Riverlake Dr, Covington, LA 70435 Property Records

St. Tammany Parish property record for 14127 Riverlake Dr, Covington, LA 70435

Property Summary

Property Type	Single Family Home
Details	2,907 sqft · built 1997
Owner	Individual Name on File
Last Sale	$418,000 (Oct 2019)
Tax Bill	$3,516 (2025)
Deeds & Mortgages	Oct 2020 Mortgage Oct 2019 Sale & Mortgage + 1 more
APN	`107-120-8489`

Property Details

APN / Parcel Number

Primary APN	`107-120-8489`
Alternative APN	`29036`

Interior

Building Area	2,907 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1997
Garage Area	482 sqft
Parking Spaces	2 Parking Spaces

Location & Zoning

Old Parcel Number	107-120-8489
Street Address	14127 RIVERLAKE DR
City	COVINGTON
State	LA
Zip	70435-5791
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 32 LAKE RAMSEY PH 2 INST NO 975860 INST NO 1380567 INST NO 1470446 INST NO 2177029
Legal Subdivision	LAKE RAMSEY
Legal Phase	2
Legal Lot Number	32
Jurisdiction	SAINT TAMMANY LA
Township / Civil Division	3
Census Block Group	2
Census Block	2002
Census Tract	40204

Owner

14127 Riverlake Dr is owned and occupied by an individual who bought it in October 2019.

Source: St. Tammany Parish records, as of February 5, 2026

Owner of Record	Individual Name on File
Co-owner	Co-owner on File
Mailing Address	14127 RIVERLAKE DR, COVINGTON, LA 70435-5791
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 27, 2020	Deed of Trust, Mortgage · Conventional Mortgage ACE MORTGAGE
Oct 2, 2019	Deed, Transfer · Conventional Mortgage ACE MORTGAGE
May 3, 2019	Cash Sale Deed, Subdivision Related Transfer FIRST AMERICAN TITLE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 2, 2019 · Amount on File
Deed Sale	Oct 2, 2019 · Amount on File
Prior Sale	May 3, 2019 · Amount on File
Deed Document Number	2177029
Record Updated	Jun 8, 2026

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAINT TAMMANY LA
Property Address	14127 RIVERLAKE DR, COVINGTON, LA 70435-5791
Transaction Type	Mortgage
Record Updated	Aug 11, 2023
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	0002234516
Date	Oct 27, 2020
Instrument	2234516

Lender

Name	ACE MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	240 Months
Due	Nov 1, 2040

Interest

Rate Type	Fixed Rate

October 2019: Deed, Transfer

Document Type	Deed
Jurisdiction	SAINT TAMMANY LA
Recording Date	Oct 2, 2019
Property Address	14127 RIVERLAKE DR, COVINGTON, LA 70435-5791
Document Number	0002177029
Map Reference	MAP 873A
Instrument Date	Oct 2, 2019
Instrument	2177029
Transaction Type	Transfer
Record Updated	Aug 11, 2023
Title Company	STEWART TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	14127 RIVERLAKE DR, COVINGTON, LA 70435-5791

Mortgage

Document Number	0002177030
Date	Oct 2, 2019
Instrument	2177030

Lender

Name	ACE MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Nov 1, 2049

Interest

Rate Type	Fixed Rate

May 2019: Cash Sale Deed, Subdivision Related Transfer

Document Type	Cash Sale Deed
Jurisdiction	SAINT TAMMANY LA
Recording Date	May 3, 2019
Property Address	14127 RIVERLAKE DR, COVINGTON, LA 70435-5791
Document Number	0002155714
Map Reference	MAP 4809
Instrument Date	Apr 29, 2019
Instrument	2155714
Transaction Type	Subdivision Related Transfer
Record Updated	Aug 11, 2023
Title Company	FIRST AMERICAN TITLE

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	969 S CORNICHE DU LAC, COVINGTON, LA 70433-7295

Tax Assessment & Valuation

The 2025 property tax bill for 14127 Riverlake Dr was $3,516 with a homeowner's exemption, down 3.8% from the year before.

Source: St. Tammany Parish assessment roll, as of October 15, 2025

Property Jurisdictions

Type	Name
State	Louisiana
County	St. Tammany Parish
Unified School District	St. Tammany Parish School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,516.00 (-3.78%) Homeowner's exemption	$38,837 (-) Land $7,500 Building $31,337	$388,367 (-) Land $75,000 Building $313,367
2024	$3,654.00 (+7.47%) Homeowner's exemption	$38,837 (+11.78%) Land $7,500 Building $31,337	$388,367 (+11.78%) Land $75,000 Building $313,367
2023	$3,400.00 Homeowner's exemption	$34,745 (-) Land $7,500 Building $27,245	$347,450 (+11.2%) Land $75,000 Building $272,450
2022	$3,400.00 Homeowner's exemption	$34,745 Land $7,500 Building $27,245	$312,450 Land $40,000 Building $272,450

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA has no flood map on file for 14127 Riverlake Dr; there have been 44 flood claims nearby since 2005.

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Flood Insurance Cost	Premium on File median of 308 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	308 in force
Nearby Flood Claims	44 (2005–2024)
Claims Outside the SFHA	16 of 44
Most Recent Claim	Sep 2024 · Hurricane Francine
Claims by Event	Hurricane Ida, Aug 2021 · 6 claims Severe Storms And Flooding, Aug 2016 · 26 claims Hurricane Katrina, Aug 2005 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 14127 Riverlake Dr is high, ranking above 74% of the US, with a 0.3% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 74% of the US · above 93% of Louisiana
Wildfire Likelihood	0.3% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LAKE RAMSEY private · serves 840 people · EPA ID LA1103139
Water Source	Groundwater
Last State Inspection	Jun 2025
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Sanitary survey deficiency not corrected currently in violation since Sep 2025 Lead service line inventory Oct 2024
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 125 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
AT&T Fiber	1,000 / 1,000

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Riverlake Dr

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