14126 76th St, Live Oak, FL 32060 Property Records

Suwannee County property record for 14126 76th St, Live Oak, FL 32060

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,376 sqft · built 1925
Lot Size	1.23 acres (53,579 sqft)
Owner	2 Individual Names on File
Tax Bill	$507 (2024)
Deeds & Mortgages	Apr 2024 Mortgage Apr 2023 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`17-02S-13E-05239-010000`

Property Details

APN / Parcel Number

Primary APN	`17-02S-13E-05239-010000`
Alternative APN	`05239010000`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	1,376 sqft Living Area
1st Floor Area	1,376 sqft

Exterior

Year Built	Built 1925
Effective Year Built	Effective 1988
Exterior Material	Aluminum/Vinyl
Roof Material	Composition Shingle
Lot Area	53,579 sqft (1.23 acres)
Patio Area	144 sqft

Utilities, Heating & Cooling

Cooling System	Window A/C
Heating System	Convection

Location & Zoning

Account Number	05239010000
Street Address	14126 76TH ST
City	LIVE OAK
State	FL
Zip	32060-8617
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LEG 1.23 ACRES COMM AT INTERSECTION OF S R/W LINE OF MITCHELL RD & E LINE OF SW1/4 OF SEC & RUN W 187.50 FT TO POB CONT W
Legal Range	13E
Legal Township	02S
Legal Section	17
Jurisdiction	SUWANNEE FL
Township / Civil Division	LIVE OAK
Census Block Group	1
Census Block	1008
Census Tract	970401

Owner

14126 76th St is owned and occupied by two individuals who acquired it in November 1987.

Source: Suwannee County records, as of February 2, 2026

Owner of Record	2 Individual Names on File
Mailing Address	14126 76TH ST, LIVE OAK, FL 32060-8617
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 3, 2024	Deed of Trust, Mortgage · VA Mortgage FREEDOM MORTGAGE CORP
Apr 5, 2023	Deed of Trust, Mortgage · VA Mortgage NEW DAY FINANCIAL LLC
Mar 9, 2018	Deed of Trust, Mortgage · VA Mortgage VILLAGE CAP & INVS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 1, 1987
Deed Sale	Nov 1, 1987
Deed Document Number	0000353446
Record Updated	Jun 8, 2026

April 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SUWANNEE FL
Property Address	14126 76TH ST, LIVE OAK, FL 32060-8617
Transaction Type	Mortgage
Record Updated	May 10, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	14126 76TH ST, LIVE OAK, FL 32060-8617

Mortgage

Document Number	0000277799
Date	Apr 3, 2024
Book Page	2508/434
Instrument	2024277799

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	951 W YAMATO RD STE 175, BOCA RATON, FL 33431

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Apr 1, 2054

April 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SUWANNEE FL
Property Address	14126 76TH ST, LIVE OAK, FL 32060-8617
Transaction Type	Mortgage
Record Updated	May 10, 2023
Title Company	NOT AVAILABLE, AMERICAS SETTLEMENT COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	14126 76TH ST, LIVE OAK, FL 32060-8617

Mortgage

Document Number	0000264812
Date	Apr 5, 2023
Book Page	2431/199
Instrument	2023264812

Lender

Name	NEW DAY FINANCIAL LLC
Type	Mortgage Company
Address	FULTON, MD 20759

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Apr 1, 2053

March 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SUWANNEE FL
Property Address	14126 76TH ST, LIVE OAK, FL 32060-8617
Document Number	0000201396
Instrument Date	Mar 9, 2018
Transaction Type	Mortgage
Record Updated	Mar 22, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	14126 76TH ST LIVE OAK FL 320608617, LIVE OAK, FL 32060-8617

Mortgage

Document Number	0000201396
Date	Mar 15, 2018
Book Page	002037/000271
Instrument	201396

Lender

Name	VILLAGE CAP & INVS
Type	Funding / Finance Company
Address	HENDERSON, NV 89052

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Mar 14, 2048

Interest

Rate Type	Adjustable Rate
Rate	2.75%

Tax Assessment & Valuation

Source: Suwannee County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Suwannee County
Unified School District	Suwannee County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$36,389	$79,952 Land $12,300 Building $67,652
2024	$507.00 (+2.84%)
2023	$493.00 (+5.12%) Homeowner's exemption	$34,333 (+3%)	$76,729 (+29.78%) Land $12,300 Building $64,429
2022	$469.00 Homeowner's exemption	$33,333	$59,122 Land $12,300 Building $46,822

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 14126 76th St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective August 27, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	7 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 14126 76th St is moderate, ranking above 58% of the US, with a 0.1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 58% of the US · lower than 68% of Florida
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 7 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Rapid Fiber Internet Fiber	2,000 / 2,000

May also be available: Xfinity.

Cell Coverage

5G and 4G LTE (outdoors only)

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