14125 Montecastillo Pl, Charlotte, NC 28278 Property Records

Mecklenburg County property record for 14125 Montecastillo Pl, Charlotte, NC 28278

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 3,120 sqft · built 2006
Lot Size	0.368 acres (16,030 sqft)
Owner	2 Individual Names on Record
Last Sale	$615,000 (Aug 2026)
Tax Bill	$2,133 (2025)
Deeds & Mortgages	Aug 2026 Sale & Mortgage Jun 2021 Mortgage + 8 more
Flood Zone	Zone X (minimal risk)
APN	`217-162-23`

Property Details

APN / Parcel Number

Primary APN	`217-162-23`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Stories	2 Stories
Building Area	3,120 sqft Living Area
Gross Area	3,591 sqft
1st Floor Area	1,692 sqft
Upper Floors Area	1,428 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2006
Effective Year Built	Effective 2006
Exterior Material	Brick
Construction Type	Frame
Foundation Type	Raised
Roof Material	Other
Lot Area	16,030 sqft (0.368 acres)
View / Lot	Golf Course
Garage Type	Attached
Garage Area	471 sqft
Porch	Slab
Porch Area	21 sqft
Deck Area	168 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	14125 MONTECASTILLO PL
City	CHARLOTTE
State	NC
Zip	28278-8421
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	MX-3
Legal Description	L4 BD M44-99
Legal Subdivision	PALISADES PH 03 MAP 03
Legal Block	D
Legal Lot Number	4
Jurisdiction	MECKLENBURG NC
Township / Civil Division	3, STEELE CREEK
Census Block Group	1
Census Block	1036
Census Tract	5926

Owner

Source: Mecklenburg County records, as of October 19, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	14125 MONTECASTILLO PL, CHARLOTTE, NC 28278-8421
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 28, 2026	Warranty Deed, Transfer · VA Mortgage US BANK
Jun 14, 2021	Deed of Trust, Mortgage · Conventional Mortgage KATHLEEN SUE RIESING
Feb 16, 2022	Deed of Trust, Mortgage · Conventional Mortgage KATHLEEN SUE RIESING
Oct 31, 2022	Deed of Trust, Mortgage · Conventional Mortgage KATHLEEN SUE RIESING
Oct 5, 2020	Deed of Trust, Construction Loan · Construction Mortgage KATHLEEN S RIESING
Oct 5, 2020	Deed of Trust, Construction Loan · Construction Mortgage KATHLEEN S RIESING
Oct 2, 2020	Deed of Trust, Mortgage · Conventional Mortgage KATHLEEN SUE RIESING
Oct 2, 2020	Deed of Trust, Mortgage · Conventional Mortgage KATHLEEN S RIESING
Oct 5, 2020	Correction Deed, Construction Loan · Construction Mortgage KATHLEEN S RIESING
Oct 5, 2020	Correction Deed, Construction Loan · Construction Mortgage KATHLEEN S RIESING

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 28, 2026 · Amount on Record
Deed Sale	Aug 28, 2026 · Amount on Record
Prior Sale	May 22, 2013 · Amount on Record
Deed Document Number	202693245
Deed Book / Page	40680 / 743
Prior Transfer Date	May 1, 2013
Prior Transfer Doc	0000068121
Record Updated	Oct 29, 2026

August 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MECKLENBURG NC
Recording Date	Aug 28, 2026
Property Address	14125 MONTECASTILLO PL, CHARLOTTE, NC 28278-8421
Document Number	0000093245
Book / Page	40680 / 743
Instrument Date	Aug 28, 2026
Instrument	202693245
Transaction Type	Transfer
Record Updated	Sep 11, 2026
Title Company	HORIZON TITLE

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$124,230.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	14125 MONTECASTILLO PL, CHARLOTTE, NC 28278-8421

Mortgage

Document Number	0000093246,
Date	Aug 28, 2026
Instrument	202693246

Lender

Name	US BANK

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 1, 2056

Interest

Rate Type	Adjustable Rate
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MECKLENBURG NC
Property Address	14125 MONTECASTILLO PL, CHARLOTTE, NC 28278-8421
Transaction Type	Mortgage
Record Updated	May 25, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000115770
Date	Jun 14, 2021
Book Page	36177/599
Instrument	2021115770

Lender

Name	KATHLEEN SUE RIESING
Type	Private Party
Address	454 WOODLAWN AVE, GLENCOE, IL 60022

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

February 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MECKLENBURG NC
Property Address	14125 MONTECASTILLO PL, CHARLOTTE, NC 28278-8421
Transaction Type	Mortgage
Record Updated	May 25, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000025280
Date	Feb 16, 2022
Book Page	37069/739
Instrument	2022025280

Lender

Name	KATHLEEN SUE RIESING
Type	Private Party
Address	454 WOODLAWN AVE, GLENCOE, IL 60022

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

October 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MECKLENBURG NC
Property Address	14125 MONTECASTILLO PL, CHARLOTTE, NC 28278-8421
Transaction Type	Mortgage
Record Updated	May 25, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000148860
Date	Oct 31, 2022
Book Page	37745/745
Instrument	2022148860

Lender

Name	KATHLEEN SUE RIESING
Type	Private Party
Address	454 WOODLAWN AVE, GLENCOE, IL 60022

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

October 2020: Deed of Trust, Construction Loan

Document Type	Deed of Trust
Jurisdiction	MECKLENBURG NC
Recording Date	Oct 5, 2020
Property Address	14125 MONTECASTILLO PL, CHARLOTTE, NC 28278-8421
Document Number	0000163485
Book / Page	035143 / 000517
Instrument Date	Oct 2, 2020
Instrument	163485
Transaction Type	Construction Loan
Record Updated	Nov 11, 2020
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	14125 MONTECASTILLO PL CHARLOTTE NC 282788421, CHARLOTTE, NC 28278-8421

Mortgage

Document Number	0000163485
Date	Oct 5, 2020
Book Page	035143/000517
Instrument	163485

Lender

Name	KATHLEEN S RIESING
Address	454 WOODLAWN AVE, GLENCOE, IL 60022-2174

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	12 Months
Due	Oct 4, 2021

October 2020: Deed of Trust, Construction Loan

Document Type	Deed of Trust
Jurisdiction	MECKLENBURG NC
Recording Date	Oct 5, 2020
Property Address	14125 MONTECASTILLO PL, CHARLOTTE, NC 28278-8421
Document Number	0000163489
Book / Page	035143 / 000581
Instrument Date	Oct 2, 2020
Instrument	163489
Transaction Type	Construction Loan
Record Updated	Nov 11, 2020
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	14125 MONTECASTILLO PL CHARLOTTE NC 282788421, CHARLOTTE, NC 28278-8421

Mortgage

Document Number	0000163489
Date	Oct 5, 2020
Book Page	035143/000581
Instrument	163489

Lender

Name	KATHLEEN S RIESING
Address	454 WOODLAWN AVE, GLENCOE, IL 60022-2174

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	12 Months
Due	Oct 4, 2021

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MECKLENBURG NC
Property Address	14125 MONTECASTILLO PL, CHARLOTTE, NC 28278-8421
Document Number	0000163490
Instrument Date	Oct 2, 2020
Transaction Type	Mortgage
Record Updated	Nov 13, 2020
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	14125 MONTECASTILLO PL CHARLOTTE NC 282788421, CHARLOTTE, NC 28278-8421

Mortgage

Document Number	0000163490
Date	Oct 5, 2020
Book Page	035143/000597
Instrument	163490

Lender

Name	KATHLEEN SUE RIESING
Address	454 WOODLAWN AVE, GLENCOE, IL 60022-2174

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MECKLENBURG NC
Property Address	14125 MONTECASTILLO PL, CHARLOTTE, NC 28278-8421
Document Number	0000163486
Instrument Date	Oct 2, 2020
Transaction Type	Mortgage
Record Updated	Jun 11, 2021
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	14125 MONTECASTILLO PL CHARLOTTE NC 282788421, CHARLOTTE, NC 28278-8421

Mortgage

Document Number	0000163486
Date	Oct 5, 2020
Book Page	035143/000533
Instrument	163486

Lender

Name	KATHLEEN S RIESING
Address	454 WOODLAWN AVE, GLENCOE, IL 60022-2174

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

October 2020: Correction Deed, Construction Loan

Document Type	Correction Deed
Jurisdiction	MECKLENBURG NC
Recording Date	Oct 5, 2020
Property Address	14125 MONTECASTILLO PL, CHARLOTTE, NC 28278-8421
Document Number	0000163487
Book / Page	035143 / 000549
Instrument Date	Oct 2, 2020
Instrument	163487
Transaction Type	Construction Loan
Record Updated	Jun 11, 2021
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	14125 MONTECASTILLO PL CHARLOTTE NC 282788421, CHARLOTTE, NC 28278-8421

Mortgage

Document Number	0000163487
Date	Oct 5, 2020
Book Page	035143/000549
Instrument	163487

Lender

Name	KATHLEEN S RIESING
Address	454 WOODLAWN AVE, GLENCOE, IL 60022-2174

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	12 Months
Due	Oct 4, 2021

October 2020: Correction Deed, Construction Loan

Document Type	Correction Deed
Jurisdiction	MECKLENBURG NC
Recording Date	Oct 5, 2020
Property Address	14125 MONTECASTILLO PL, CHARLOTTE, NC 28278-8421
Document Number	0000163488
Book / Page	035143 / 000565
Instrument Date	Oct 2, 2020
Instrument	163488
Transaction Type	Construction Loan
Record Updated	Jun 11, 2021
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	14125 MONTECASTILLO PL CHARLOTTE NC 282788421, CHARLOTTE, NC 28278-8421

Mortgage

Document Number	0000163488
Date	Oct 5, 2020
Book Page	035143/000565
Instrument	163488

Lender

Name	KATHLEEN S RIESING
Address	454 WOODLAWN AVE, GLENCOE, IL 60022-2174

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	12 Months
Due	Oct 4, 2021

Tax Assessment & Valuation

Source: Mecklenburg County assessment roll, as of September 9, 2025

Property Jurisdictions

Type	Name
State	North Carolina
County	Mecklenburg County
Unified School District	Charlotte-Mecklenburg Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,133.00	$596,400 Land $137,500 Building $458,900	$596,400 Land $137,500 Building $458,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 3, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 10 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	10 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CHARLOTTE WATER serves 1,206,285 people · EPA ID NC0160010
Water Source	Surface water
Last State Inspection	Jul 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 220 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
AT&T Fiber	1,000 / 1,000

Cell Coverage

5G and 4G LTE (outdoors only)

Nearby Properties on Montecastillo Pl

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures