Clay County property record for 14125 Lora St, Smithville, MO 64089
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,510 sqft · built 1998 |
| Lot Size | 0.45 acres (19,602 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $3,299 (2025) |
| Deeds & Mortgages | Aug 2017 Sale |
| Flood Zone | Zone X (minimal risk) |
| APN | 09-305-00-02-018.00 |
| Primary APN | 09-305-00-02-018.00 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Plumbing Fixtures | 9 Plumbing Fixtures |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,510 sqft Living Area |
| Gross Area | 2,956 sqft |
| 1st Floor Area | 1,510 sqft |
| Basement Area | 942 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1998 |
|---|---|
| Effective Year Built | Effective 1998 |
| Architectural Style | Split Level |
| Exterior Material | Wood Siding |
| Roof Material | Composition Shingle |
| Lot Area | 19,602 sqft (0.45 acres) |
| Lot Dimensions | 212 ft deep x 109 ft wide |
| Garage Type | Attached |
| Garage Area | 504 sqft |
| Parking Spaces | 2 Parking Spaces |
| Deck Area | 156 sqft |
| Patio Area | 156 sqft |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Street Address | 14125 LORA ST |
|---|---|
| City | SMITHVILLE |
| State | MO |
| Zip | 64089-8480 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | WOODS COURT 2ND PLAT LT 18 |
| Legal Range | 33W |
| Legal Township | 52N |
| Legal Section | 02 |
| Legal Subdivision | WOODS COURT 2ND |
| Legal Lot Number | 18 |
| Jurisdiction | CLAY MO |
| Township / Civil Division | PLATTE |
| Census Block Group | 3 |
| Census Block | 3011 |
| Census Tract | 21900 |
14125 Lora St is owned and occupied by an individual who acquired it in August 2017.
Source: Clay County records, as of May 27, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 14125 LORA ST, SMITHVILLE, MO 64089-8480 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Aug 9, 2017 |
| Deed Sale | Aug 9, 2017 |
| Prior Sale | Feb 23, 2004 · Amount on File |
| Deed Document Number | 201727211 |
| Deed Book / Page | 8023 / 7 |
| Record Updated | Sep 20, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CLAY MO |
| Recording Date | Aug 9, 2017 |
| Property Address | 14125 LORA ST, SMITHVILLE, MO 64089-8480 |
| Document Number | 0000027211 |
| Book / Page | 8023 / 007 |
| Instrument Date | Jul 26, 2017 |
| Instrument | 2017027211 |
| Transaction Type | Transfer |
| Record Updated | Aug 16, 2022 |
| Title Company | CHICAGO TITLE CO LLC |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 00000 |
| Name | Verified Name |
|---|---|
| Address | 14125 LORA ST, SMITHVILLE, MO 64089-8480 |
The 2025 property tax bill for 14125 Lora St was $3,299.
Source: Clay County assessment roll, as of May 27, 2026
| Type | Name |
|---|---|
| State | Missouri |
| County | Clay County |
| Municipality | Smithville City |
| Unified School District | Smithville R-II School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,299.00 | $46,360 | $244,000 |
| 2023 | $2,901.00 | $42,010 | $221,105 |
| 2019 | $2,368.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 14125 Lora St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective May 10, 2018
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 14125 Lora St is moderate, ranking above 42% of the US, with a 0.08% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 42% of the US · above 45% of Missouri |
|---|---|
| Wildfire Likelihood | 0.08% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SMITHVILLE PWS serves 10,885 people · EPA ID MO1010748 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Oct 2024 |
| Lead | 3 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 79 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Wisper ISP Fixed Wireless | 400 / 30 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
May also be available: AT&T.
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