14123 Punch St, Silver Spring, MD 20906 Property Records

Montgomery County property record for 14123 Punch St, Silver Spring, MD 20906

Property Summary

Property Type	Single Family Home
Details	4.5 ba · 8,268 sqft · built 2006
Lot Size	0.45 acres (19,609 sqft)
Owner	Individual Name on Record
Last Sale	$735,000 (Jun 2018)
Tax Bill	$16,246 (2025)
Deeds & Mortgages	Jul 2026 Sale Jun 2021 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`13-03444490`

Property Details

APN / Parcel Number

Primary APN	`13-03444490`
Alternative APN	`03444490`

Interior

Full Baths	4.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	8,268 sqft Living Area
Gross Area	8,788 sqft
1st Floor Area	3,580 sqft
Basement Area	1,500 sqft
Finished Basement	1,500 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2006
Effective Year Built	Effective 2006
Architectural Style	Bi-Level
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	19,609 sqft (0.45 acres)
Garage Type	Attached
Garage Area	520 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Open Porch
Porch Area	88 sqft
Deck Area	775 sqft
Patio Area	640 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC

Location & Zoning

Account Number	03444490
Street Address	14123 PUNCH ST
City	SILVER SPRING
State	MD
Zip	20906-2071
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R200
Legal Description	LAYHILL VILLAGE EAST
Legal Subdivision	LAYHILL VILLAGE EAST
Legal Block	F
Legal Lot Number	19
Jurisdiction	MONTGOMERY MD
Township / Civil Division	13
Census Block Group	1
Census Block	1013
Census Tract	703223

Owner

Source: Montgomery County records, as of August 17, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	14123 PUNCH ST, SILVER SPRING, MD 20906-2071
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Sole Owner

Deeds, Mortgages & Sale History

Date	Document
Jul 23, 2026	Special Warranty Deed, Transfer HOUSEHOLD TITLE
Jun 16, 2021	Deed of Trust, Mortgage · Conventional Mortgage NETWORK CAPITAL FUNDING CORP
Jan 2, 2020	Deed of Trust, Mortgage · Conventional Mortgage NORWICH COMMERCIAL GROUP INC
Jun 12, 2018	Deed, Transfer · Conventional Mortgage NORWICH COMMERCIAL GROUP INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 12, 2018 · Amount on Record
Deed Sale	Jun 12, 2018 · Amount on Record
Prior Sale	Oct 18, 2006 · Amount on Record
Deed Book / Page	56151 / 451
Record Updated	Sep 20, 2026

July 2026: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	MONTGOMERY MD
Recording Date	Jul 23, 2026
Property Address	14123 PUNCH ST, SILVER SPRING, MD 20906-2071
Document Number	7075000004
Book / Page	70753 / 4
Instrument Date	Jul 17, 2026
Transaction Type	Transfer
Record Updated	Aug 4, 2026
Title Company	HOUSEHOLD TITLE

Transaction

Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Sole Owner
Address	14123 PUNCH ST, SILVER SPRING, MD 20906-2071

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONTGOMERY MD
Property Address	14123 PUNCH ST, SILVER SPRING, MD 20906-2071
Transaction Type	Mortgage
Record Updated	May 3, 2022
Title Company	UNISOURCE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	14123 PUNCH ST, SILVER SPRING, MD 20906-2071

Mortgage

Document Number	0632770065
Date	Jun 16, 2021
Book Page	63277/65

Lender

Name	NETWORK CAPITAL FUNDING CORP
Type	Mortgage Company
Address	IRVINE, CA 92618

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	359 Months
Due	May 1, 2051

January 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONTGOMERY MD
Property Address	14123 PUNCH ST, SILVER SPRING, MD 20906-2071
Transaction Type	Mortgage
Record Updated	May 3, 2022
Title Company	DEFINITIVE TITLE LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0588010351
Date	Jan 2, 2020
Book Page	58801/351

Lender

Name	NORWICH COMMERCIAL GROUP INC
Type	Mortgage Company
Address	AVON, CT 06001

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	358 Months
Due	Nov 1, 2049

June 2018: Deed, Transfer

Document Type	Deed
Jurisdiction	MONTGOMERY MD
Recording Date	Jun 12, 2018
Property Address	14123 PUNCH ST, SILVER SPRING, MD 20906-2071
Document Number	0561510451
Book / Page	56151 / 451
Map Reference	PL22899
Instrument Date	May 17, 2018
Transaction Type	Transfer
Record Updated	May 3, 2022
Title Company	SOUTHSTAR TITLE & ESCRWO LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$9,187.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	1812 AREOLA AVE, SILVER SPRING, MD 20902-2831

Mortgage

Document Number	0056151460
Date	Jun 12, 2018
Instrument	56151/460

Lender

Name	NORWICH COMMERCIAL GROUP INC
Type	Private Party

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 1, 2048

Tax Assessment & Valuation

Source: Montgomery County assessment roll, as of August 17, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Montgomery County
Unified School District	Montgomery County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$1,362,733 (+2.58%)	$1,431,200 (+7.73%) Land $197,200 Building $1,234,000
2025	$16,246.00 (+42.83%)	$1,328,500 (+18.03%) Land $197,200 Building $1,131,300	$1,328,500 (-) Land $197,200 Building $1,131,300
2023		$1,125,567	$1,328,500 Land $197,200 Building $1,131,300
2022	$11,374.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 89% of Maryland
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WASHINGTON SUBURBAN SANITARY COMMISSION serves 1,900,000 people · EPA ID MD0150005
Water Source	Surface water
Last State Inspection	May 2025
Lead	Under 1 ppb (2018–2020) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 231 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber	2,300 / 2,300
Xfinity Cable	2,000 / 250

May also be available: T-Mobile.

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