14121 Macclain St, Gowen, MI 49326 Property Records

Kent County property record for 14121 Macclain St, Gowen, MI 49326

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 1,800 sqft · built 1994
Lot Size	10.8 acres (472,190 sqft)
Owner	Individual Name on File
Last Sale	$489,000 (Oct 2022)
Tax Bill	$2,090 (2025)
Deeds & Mortgages	Oct 2022 Sale & Mortgage Apr 2018 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`41-08-01-200-029`

Property Details

APN / Parcel Number

Primary APN	`41-08-01-200-029`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Building Area	1,800 sqft Living Area
1st Floor Area	1,200 sqft
Basement Area	1,200 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1994
Effective Year Built	Effective 1994
Lot Area	472,190 sqft (10.8 acres)
Parking Spaces	2 Parking Spaces
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	14121 MACCLAIN ST
City	GOWEN
State	MI
Zip	49326-9711
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RR
Legal Description	PART OF NE 1/4 COM 2041.26 FT S 89D 15M 02S W ALONG E&W 1/4 LINE FROM E 1/4 COR TH N 0D 01M 30S W 1293.83 FT TO S LINE OF N
Legal Range	09W
Legal Township	09N
Legal Section	01
Jurisdiction	KENT MI
Township / Civil Division	OAKFIELD
Census Block Group	2
Census Block	2000
Census Tract	10802

Owner

Source: Kent County records · APN 41-08-01-200-029

Assessment roll updated June 13, 2025 · Last verified June 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	14121 MACCLAIN ST, GOWEN, MI 49326-9711
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 28, 2022	Warranty Deed, Transfer · Negative Amortization INDEPENDENT BANK
Apr 05, 2018	Deed of Trust, Mortgage · Line of Credit FIFTH THIRD BANK WESTERN MICHIGAN
Oct 07, 2020	Warranty Deed, Transfer · Conventional Mortgage CROSSCOUNTRY MORTGAGE LLC

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Oct 28, 2022 · Amount on Record
Deed Sale	Oct 28, 2022 · Amount on Record
Prior Sale	Oct 07, 2020 · Amount on Record
Deed Document Number	202283344
Record Updated	Sep 20, 2026

October 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KENT MI
Recording Date	Oct 28, 2022
Property Address	14121 MACCLAIN ST, GOWEN, MI 49326-9711
Document Number	0000083344
Instrument Date	Oct 21, 2022
Instrument	20221028-0083344
Transaction Type	Transfer
Record Updated	Nov 18, 2022
Title Company	CHICAGO TITLE/MI, CHICAGO TITLE OF MI INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$3,667.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	14121 MACCLAIN ST, 14121, GOWEN, MI 49326-9711

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	14121 MACCLAIN ST, GOWEN, MI 49326-9711

Mortgage

Document Number	0000083345
Date	Oct 28, 2022
Instrument	20221028-0083345

Lender

Name	INDEPENDENT BANK
Type	Bank

Agreement

Type	Negative Amortization
Amount	Amount Recorded
Term	361 Months
Due	Nov 01, 2052

Interest

Rate Type	Adjustable Rate
Rate	5.37%
Adjustable	Adjustable Rate Rider
Type Change Date	Nov 01, 2029
Change Frequency	15 Years
Min Rate At Change	3%
Max Rate At Change	10.3%
Index	12-Month MTA
Margin	3
Max Rate	10.3%

April 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KENT MI
Property Address	14121 MACCLAIN ST, GOWEN, MI 49326-9711
Transaction Type	Mortgage
Record Updated	Jun 22, 2021
Title Company	FIRST AMERICAN TITLE INS CO

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000026347
Date	Apr 05, 2018
Instrument	20180405-0026347

Lender

Name	FIFTH THIRD BANK WESTERN MICHIGAN
Type	Bank
Address	GRAND RAPIDS, MI 49546

Agreement

Type	Line of Credit
Amount	Amount Recorded

October 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KENT MI
Recording Date	Oct 07, 2020
Property Address	14121 MACCLAIN ST, GOWEN, MI 49326-9711
Document Number	0000092907
Instrument Date	Sep 23, 2020
Instrument	202010070092907
Transaction Type	Transfer
Record Updated	Jul 30, 2021
Title Company	CHICAGO TITLE OF MI INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$3,053.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	14121 MACCLAIN ST, 14121, GOWEN, MI 49326-9711

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	14121 MACCLAIN ST, GOWEN, MI 49326-9711

Mortgage

Document Number	0000092908
Date	Oct 07, 2020
Instrument	202010070092908

Lender

Name	CROSSCOUNTRY MORTGAGE LLC

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 01, 2050

Tax Assessment & Valuation

Source: Kent County records · Assessment roll updated June 13, 2025 · Last verified June 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Kent County
County Subdivision	Oakfield Township
Unified School District	Greenville Public Schools (KG - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,090.00 (-35.25%) Homeowner's exemption	$231,500 (+21.84%)	$463,000 (+21.84%)
2023		$190,000	$380,000
2019	$3,228.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of January 1, 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Wildfire

Wildfire Risk	Low lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30

May also be available: Point Broadband Fiber Holding.

Based on FCC filings for 23 locations within half a mile of this property.

Cell Coverage

5G (outdoors only) and 4G LTE

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