Effingham County property record for 14120 E 1100th Ave, Effingham, IL 62401
| Property Type | Single Family Home |
|---|---|
| Details | 1 bd · 2 ba · 1,480 sqft · built 1999 |
| Lot Size | 2.14 acres (93,218 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $150,000 (Apr 2009) |
| Tax Bill | $4,949 (2025) |
| Deeds & Mortgages | Sep 2026 Line of Credit Aug 2023 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 14-10-004-026 |
| Primary APN | 14-10-004-026 |
|---|
| Bedrooms | 1 Bed |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,480 sqft Base Area |
| 1st Floor Area | 1,480 sqft |
| Basement Area | 208 sqft |
| Unfinished Basement | 208 sqft |
| Year Built | Built 1999 |
|---|---|
| Effective Year Built | Effective 1999 |
| Construction Type | Frame |
| Foundation Type | Slab (Mat/Raft) |
| Lot Area | 93,218 sqft (2.14 acres) |
| Garage Area | 960 sqft |
| Parking Spaces | 4 Parking Spaces |
| Street Address | 14120 E 1100TH AVE |
|---|---|
| City | EFFINGHAM |
| State | IL |
| Zip | 62401-5608 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | W 200FT OF S 465.86FT OF E 1/2 SW SW 2515/275 2408/235 2378/244 1465/68 1465/65 |
| Legal Subdivision | ESTHER WALK SUBDIVISION |
| Jurisdiction | EFFINGHAM IL |
| Township / Civil Division | WATSON |
| Census Block Group | 3 |
| Census Block | 3030 |
| Census Tract | 950800 |
Source: Effingham County records, as of October 5, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 14120 E 1100TH AVE, EFFINGHAM, IL 62401-5608 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Sep 2, 2026 | Deed of Trust, Mortgage · Line of Credit NONE LISTED ON DOCUMENT |
| Aug 3, 2023 | Deed of Trust, Mortgage · Conventional Mortgage DIETERICH BANK NA |
| Dec 30, 2020 | Deed of Trust, Mortgage · Conventional Mortgage DIETERICH BANK NA |
| Jul 1, 2021 | Deed of Trust, Mortgage · Conventional Mortgage DIETERICH BANK NA |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Apr 28, 2009 · Amount on Record |
| Deed Sale | Apr 28, 2009 · Amount on Record |
| Prior Sale | May 13, 2008 · Amount on Record |
| Deed Document Number | 2009903065 |
| Deed Book / Page | 2515 / 275 |
| Prior Transfer Date | Dec 18, 2007 |
| Prior Transfer Doc | 002378/244 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | EFFINGHAM IL |
| Recording Date | Sep 2, 2026 |
| Property Address | 14120 E 1100TH AVE, EFFINGHAM, IL 62401-5608 |
| Document Number | 0000003352 |
| Instrument Date | Aug 28, 2026 |
| Instrument | 20263352 |
| Transaction Type | Mortgage |
| Record Updated | Sep 16, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants, 205 |
| Address | 14120 E 1100TH AVE, EFFINGHAM, IL 62401-5608 |
| Document Number | 0000003352, |
|---|---|
| Date | Sep 2, 2026 |
| Instrument | 20263352 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 120 Months |
| Due | Sep 23, 2036 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 6.75% |
| Initial Type | Adjustable Rate |
| Adjustable | Adjustable Rate Rider |
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | EFFINGHAM IL |
| Property Address | 14120 E 1100TH AVE, EFFINGHAM, IL 62401-5608 |
| Transaction Type | Mortgage |
| Record Updated | Sep 27, 2023 |
| Name | Verified Name |
|---|
| Document Number | 003871/147 |
|---|---|
| Date | Aug 3, 2023 |
| Book Page | 3871/147 |
| Instrument | 202323002515 |
| Name | DIETERICH BANK NA |
|---|---|
| Type | Bank |
| Address | EFFINGHAM, IL 62401 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 179 Months |
| Due | Jul 25, 2038 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 7.36% |
| Type Change Date | Jul 25, 2030 |
| Change Frequency | Annually |
| Min Rate At Change | 5.36% |
| Max Rate At Change | 9.36% |
| Index | 1-Year T-Bill |
| Max Rate | 12.3% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | EFFINGHAM IL |
| Property Address | 14120 E 1100TH AVE, EFFINGHAM, IL 62401-5608 |
| Transaction Type | Mortgage |
| Record Updated | Aug 5, 2022 |
| Title Company | AMERICAN COAST TITLE |
| Name | Verified Name |
|---|
| Document Number | 0003645/47 |
|---|---|
| Date | Dec 30, 2020 |
| Book Page | 3645/47 |
| Instrument | 202020007209 |
| Name | DIETERICH BANK NA |
|---|---|
| Type | Bank |
| Address | EFFINGHAM, IL 62401 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | Jan 1, 2036 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 2% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | EFFINGHAM IL |
| Property Address | 14120 E 1100TH AVE, EFFINGHAM, IL 62401-5608 |
| Transaction Type | Mortgage |
| Record Updated | Aug 5, 2022 |
| Name | Verified Name |
|---|
| Document Number | 003700/235 |
|---|---|
| Date | Jul 1, 2021 |
| Book Page | 3700/235 |
| Instrument | 202121003290 |
| Name | DIETERICH BANK NA |
|---|---|
| Type | Bank |
| Address | EFFINGHAM, IL 62401 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Jul 1, 2036 |
| Rate Type | Fixed Rate |
|---|
Source: Effingham County assessment roll, as of October 5, 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Effingham County |
| County Subdivision | Watson Township |
| Unified School District | Effingham Community Unit School District 40 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,949.00 (+8.32%) Homeowner's exemption | $99,360 (+10.01%) Land $4,790 Building $94,570 | $298,080 (+10.01%) Land $14,370 Building $283,710 |
| 2024 | $4,569.00 (+36.47%) | $90,320 (+21.54%) Land $4,350 Building $85,970 | $270,960 (+21.54%) Land $13,050 Building $257,910 |
| 2022 | $3,348.00 Homeowner's exemption | $74,310 Land $3,580 Building $70,730 | $222,930 Land $10,740 Building $212,190 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective January 17, 2025
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 71% of Illinois |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | EFFINGHAM serves 12,252 people · EPA ID IL0490250 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Aug 2025 |
| Lead | 2 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 7 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Wabash Communications Fiber | 1,000 / 1,000 |
| Wisper ISP Fixed Wireless | 400 / 30 |
| Verizon Fixed Wireless | 300 / 20 |
| GigFire Fixed Wireless | 150 / 130 |
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