Osceola County property record for 1412 Wisconsin Ave, Saint Cloud, FL 34769
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,206 sqft · built 1992 |
| Lot Size | 0.172 acres (7,492 sqft) |
| Owner | Individual Name on File |
| Last Sale | $183,000 (Mar 2019) |
| Tax Bill | $2,232 (2025) |
| Deeds & Mortgages | Mar 2019 Sale & Mortgage Mar 2019 Sale |
| Flood Zone | Zone X (minimal risk) |
| APN | 01-26-30-0001-0271-0050 |
| Primary APN | 01-26-30-0001-0271-0050 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,206 sqft Living Area |
| Gross Area | 1,894 sqft |
| 1st Floor Area | 1,206 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1992 |
|---|---|
| Effective Year Built | Effective 1992 |
| Architectural Style | Conventional |
| Exterior Material | Concrete Block |
| Construction Type | Masonry / Concrete Block |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 7,492 sqft (0.172 acres) |
| Lot Dimensions | 150 ft deep x 50 ft wide |
| Garage Type | Attached |
| Garage Area | 286 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Finished Vinyl Porch |
| Porch Area | 422 sqft |
| Patio Area | 120 sqft |
| Cooling System | Package A/C |
|---|---|
| Heating System | HVAC |
| Street Address | 1412 WISCONSIN AVE |
|---|---|
| City | SAINT CLOUD |
| State | FL |
| Zip | 34769-4273 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | SR2 |
| Legal Description | ST CLOUD PB B PG 34 BLK 271 LOTS 5 & 6 11-26-30 |
| Legal Range | 30E |
| Legal Township | 26S |
| Legal Section | 01 |
| Legal Subdivision | ST CLOUD 2ND PLAT TOWN OF |
| Legal Tract | 1 |
| Legal Block | 271 |
| Legal Lot Number | 5 |
| Jurisdiction | OSCEOLA FL |
| Township / Civil Division | ST. CLOUD |
| Census Block Group | 2 |
| Census Block | 2046 |
| Census Tract | 43400 |
1412 Wisconsin Ave is owned and occupied by an individual who bought it in March 2019.
Source: Osceola County records, as of November 26, 2025
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 1412 WISCONSIN AVE, SAINT CLOUD, FL 34769-4273 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Mar 1, 2019 | Warranty Deed, Transfer · Conventional Mortgage FBC MORTGAGE LLC |
| Mar 1, 2019 | Warranty Deed, Transfer CLASSIC TITLE AND SOLUTIONS INC, CLASSIC TITLE & SOLUTIONS INC |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Mar 1, 2019 · Amount on File |
| Deed Sale | Mar 1, 2019 · Amount on File |
| Prior Sale | Dec 31, 2012 · Amount on File |
| Deed Document Number | 201926636 |
| Deed Book / Page | 5484 / 2511 |
| Prior Transfer Date | Jul 3, 2013 |
| Prior Transfer Doc | 0044762887 |
| Record Updated | Jun 8, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Recording Date | Mar 1, 2019 |
| Property Address | 1412 WISCONSIN AVE, SAINT CLOUD, FL 34769-4273 |
| Document Number | 0054842511 |
| Book / Page | 5484 / 2511 |
| Map Reference | MB B PG 33&34 |
| Instrument Date | Feb 27, 2019 |
| Instrument | 2019026636 |
| Transaction Type | Transfer |
| Record Updated | Feb 8, 2022 |
| Title Company | CLASSIC TITLE & SOLUTIONS IN |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,281.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 16 WOULDHAM RD ROCHESTER ME1 3LB, 16, XX 00000 |
| Name | Verified Name |
|---|---|
| Address | 1412 WISCONSIN AVE, SAINT CLOUD, FL 34769-4273 |
| Document Number | 2019026637 |
|---|---|
| Date | Mar 1, 2019 |
| Instrument | 2019026637 |
| Name | FBC MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Mar 1, 2049 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Recording Date | Mar 1, 2019 |
| Property Address | 1412 WISCONSIN AVE, SAINT CLOUD, FL 34769-4273 |
| Document Number | 0054842509 |
| Book / Page | 005484 / 002509 |
| Instrument Date | Feb 21, 2019 |
| Instrument | 26635 |
| Transaction Type | Transfer |
| Record Updated | Mar 13, 2019 |
| Title Company | CLASSIC TITLE AND SOLUTIONS INC, CLASSIC TITLE & SOLUTIONS INC |
| Amount | Amount on Record |
|---|---|
| Tax | $0.70 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1412 WISCONSIN AVE ST CLOUD FL 347694273, ST CLOUD, FL 34769-4273 |
The 2025 property tax bill for 1412 Wisconsin Ave was $2,232 with a homeowner's exemption, up 3.7% from the year before.
Source: Osceola County assessment roll, as of November 26, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Osceola County |
| Municipality | St. Cloud City |
| Unified School District | Osceola County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,232.00 (+3.72%) Homeowner's exemption | $167,601 | $258,900 Land $46,800 Building $212,100 |
| 2024 | $2,152.00 (+3.02%) | ||
| 2023 | $2,089.00 (+4.09%) Homeowner's exemption | $158,134 (+3%) | $231,300 (+18.01%) Land $42,500 Building $188,800 |
| 2022 | $2,007.00 Homeowner's exemption | $153,529 | $196,000 Land $35,100 Building $160,900 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 1412 Wisconsin Ave in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 18 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 18 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 1412 Wisconsin Ave is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.8% of the US · lower than 99.7% of Florida |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ST. CLOUD, CITY OF (3 WPS) serves 82,752 people · EPA ID FL3491373 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jul 2025 |
| Lead | 2 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 470 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| CenturyLink Fiber | 8,000 / 8,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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