1412 Washington St, Henderson, KY 42420 Property Records

Henderson County property record for 1412 Washington St, Henderson, KY 42420

Property Summary

Property Type	Single Family Home
Lot Size	0.072 acres (3,136 sqft)
Owner	Individual Name on File
Last Sale	$74,000 (Mar 2022)
Tax Bill	$1,075 (2025)
Deeds & Mortgages	Sep 2022 Second Mortgage Mar 2022 Second Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`2-18-2-3`

Property Details

APN / Parcel Number

Primary APN	`2-18-2-3`
Alternative APN	`44375`

Exterior

Lot Area	3,136 sqft (0.072 acres)
Lot Dimensions	98 ft deep x 32 ft wide

Utilities, Heating & Cooling

Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Account Number	44375
Street Address	1412 WASHINGTON ST
City	HENDERSON
State	KY
Zip	42420-3733
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SINGLE FAMILY
Jurisdiction	HENDERSON KY
Township / Civil Division	HENDERSON
Census Block Group	1
Census Block	1030
Census Tract	20300

Owner

1412 Washington St is owned by an individual who bought it in March 2022.

Source: Henderson County records, as of November 25, 2025

Owner of Record	Individual Name on File
Mailing Address	PO BOX 1071, HENDERSON, KY 42419-1071
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 20, 2022	Deed of Trust, Mortgage · Stand-Alone Second Mortgage FIELD & MAIN BANK
Mar 18, 2022	Intrafamily Transfer, Transfer · Stand-Alone Second Mortgage FIELD & MAIN BANK
Sep 25, 2018	Deed, Transfer · Stand-Alone First Mortgage HABITAT FOR HUMANITY OF HENDERSON

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 18, 2022 · Amount on File
Deed Sale	Mar 18, 2022 · Amount on File
Prior Sale	Sep 25, 2018 · Amount on File
Deed Document Number	20222720
Deed Book / Page	658 / 126
Prior Transfer Date	Oct 17, 2012
Prior Transfer Doc	592/635
Record Updated	Jun 8, 2026

September 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HENDERSON KY
Property Address	1412 WASHINGTON ST, HENDERSON, KY 42420-3733
Transaction Type	Mortgage
Record Updated	Oct 10, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	MT1403/295
Date	Sep 20, 2022
Book Page	MT1403/295
Instrument	2022009748

Lender

Name	FIELD & MAIN BANK
Type	Bank
Address	HENDERSON, KY 42420

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record
Term	120 Months
Due	Sep 17, 2032

March 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	HENDERSON KY
Recording Date	Mar 18, 2022
Property Address	1412 WASHINGTON ST, HENDERSON, KY 42420-3733
Document Number	0RE658/126
Book / Page	RE658 / 126
Map Reference	MB 11 PG 111A
Instrument Date	Mar 7, 2022
Instrument	2022002720
Transaction Type	Transfer
Record Updated	Apr 7, 2022

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	1412 WASHINGTON ST, HENDERSON, KY 42420-3733

Mortgage

Document Number	2022002721
Date	Mar 18, 2022
Instrument	2022002721

Lender

Name	FIELD & MAIN BANK
Type	Bank

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record
Term	12 Months
Due	Mar 11, 2023

September 2018: Deed, Transfer

Document Type	Deed
Jurisdiction	HENDERSON KY
Recording Date	Sep 25, 2018
Property Address	1412 WASHINGTON ST, HENDERSON, KY 42420-3733
Document Number	RE0633/372
Book / Page	RE 0633 / 372
Instrument Date	Sep 21, 2018
Instrument	2018010648
Transaction Type	Transfer
Record Updated	Nov 25, 2021

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$79.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1030 3RD ST, 1030, HENDERSON, KY 42420-3040

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	799 LAKEVIEW DR APT D, D, HENDERSON, KY 42420-5188

Mortgage

Document Number	2018010649
Date	Sep 25, 2018
Instrument	2018010649

Lender

Name	HABITAT FOR HUMANITY OF HENDERSON
Type	Non-Lending Institution

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record
Term	363 Months
Due	Dec 1, 2048

Tax Assessment & Valuation

The 2025 property tax bill for 1412 Washington St was $1,075.

Source: Henderson County assessment roll, as of November 25, 2025

Property Jurisdictions

Type	Name
State	Kentucky
County	Henderson County
Municipality	Henderson City
Unified School District	Henderson County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,075.00	$97,000	$97,000
2023	$1,084.00 (+32.36%)	$97,000 (+31.08%)	$97,000 (+31.08%)
2022	$819.00	$74,000	$74,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1412 Washington St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective May 8, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 1412 Washington St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 99.2% of Kentucky
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HENDERSON WATER UTILITY/NORTH serves 31,705 people · EPA ID KY0510188
Water Source	Surface water
Last State Inspection	Oct 2025
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 576 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Henderson Municipal Power & Light Fiber	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: AT&T, Watch TV.

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