1412 Shay Rd, Laurel, MT 59044 Property Records

Yellowstone County property record for 1412 Shay Rd, Laurel, MT 59044

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,616 sqft · built 2009
Lot Size	3.62 acres (157,992 sqft)
Owner	Individual Name on Record
Tax Bill	$3,120 (2025)
Deeds & Mortgages	Aug 2026 Construction Loan Dec 2019 Refinance + 1 more
Flood Zone	Zone X (minimal risk)
APN	`000D028390`

Property Details

APN / Parcel Number

Primary APN	`000D028390`
Alternative APNs	`03-0821-19-1-10-01-0000` `R0358393` `D028390` `D02839`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	10 Plumbing Fixtures
Total Rooms	4 Rooms
Stories	1 Story
Building Area	2,616 sqft Living Area
Gross Area	3,488 sqft
1st Floor Area	1,744 sqft
Basement Area	1,744 sqft
Finished Basement	872 sqft
Unfinished Basement	872 sqft

Exterior

Year Built	Built 2009
Effective Year Built	Effective 2010
Architectural Style	Conventional
Exterior Material	Wood
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	157,992 sqft
Terrain	Rolling
View / Lot	Rural
Garage Type	Detached
Garage Area	1,536 sqft
Parking Spaces	9 Parking Spaces
Porch	Open Frame Porch
Porch Area	240 sqft
Deck Area	216 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Septic
Water Source	Well

Location & Zoning

Street Address	1412 SHAY RD
City	LAUREL
State	MT
Zip	59044-9546
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	8
Legal Description	S19, T02 S, R24 E, C.O.S. 3247, PARCEL 001, REMAINDER (08) 3.627 AC
Legal Range	24E
Legal Township	02S
Legal Section	19
Legal Subdivision	01 CERTIFICATE/SURV 3247
Legal Block	1
Jurisdiction	YELLOWSTONE MT
Township / Civil Division	LAUREL
Census Block Group	1
Census Block	1022
Census Tract	1403

Owner

Source: Yellowstone County records, as of September 9, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	PO BOX 531, LAUREL, MT 59044-0531
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 31, 2026	Deed of Trust, Mortgage · Construction Mortgage YELLOWSTONE BANK
Dec 16, 2019	Deed of Trust, Mortgage · Stand-Alone Refinance YELLOWSTONE BANK
Nov 6, 2017	Deed of Trust, Mortgage · Line of Credit STOCKMAN BK/MT

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 21, 2005
Deed Sale	Sep 21, 2005
Deed Document Number	20053349103
Last Transfer Date	Feb 12, 2008
Transfer Doc	0003455635
Record Updated	Oct 29, 2026

August 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	YELLOWSTONE MT
Recording Date	Aug 31, 2026
Property Address	1412 SHAY RD, LAUREL, MT 59044-9546
Document Number	0004145145
Instrument Date	Aug 28, 2026
Instrument	20264145145
Transaction Type	Mortgage
Record Updated	Sep 9, 2026
Title Company	STEWART TITLE COMPANY (BA), STEWART TITLE COMPANY

Transaction

Tax	$0.00
Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0004145145,
Date	Aug 31, 2026
Instrument	20264145145

Lender

Name	YELLOWSTONE BANK

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	12 Months
Due	Aug 28, 2027

Interest

Rate Type	Adjustable Rate
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

December 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	YELLOWSTONE MT
Property Address	1412 SHAY RD, LAUREL, MT 59044-9546
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	MISC COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0003905697
Date	Dec 16, 2019
Instrument	3905697

Lender

Name	YELLOWSTONE BANK

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2050

November 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	YELLOWSTONE MT
Property Address	1412 SHAY RD, LAUREL, MT 59044-9546
Document Number	0003833112
Instrument Date	Nov 6, 2017
Transaction Type	Mortgage
Record Updated	Dec 5, 2017
Title Company	AMERICAN TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1412 SHAY RD LAUREL MT 590449546, LAUREL, MT 59044-9546

Mortgage

Document Number	0003833112
Date	Nov 13, 2017
Instrument	3833112

Lender

Name	STOCKMAN BK/MT
Type	Bank
Address	BILLINGS, MT 59104

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	120 Months
Due	Nov 12, 2027

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Yellowstone County assessment roll, as of September 9, 2026

Property Jurisdictions

Type	Name
State	Montana
County	Yellowstone County
Elementary School District	Laurel Elementary School District (PK - 08)
Secondary School District	Laurel High School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$651,500 (-) Land $123,805 Building $527,695	$651,500 (-) Land $123,805 Building $527,695
2025	$3,120.00 (-10.06%)	$651,500 (+26.04%) Land $123,805 Building $527,695	$651,500 (+26.04%) Land $123,805 Building $527,695
2024	$3,469.00 (+5.96%)
2023	$3,274.00	$516,900	$516,900 Land $95,767 Building $421,133

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 23, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 93% of Montana
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 8 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
Wisp West Fixed Wireless	100 / 20

May also be available: Verizon.

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