1412 Shaffer Dr, Lorain, OH 44053 Property Records

Lorain County property record for 1412 Shaffer Dr, Lorain, OH 44053

Property Summary

Property TypeSingle Family Home
Details3 bd · 1 ba · 1,260 sqft · built 1975
Lot Size0.219 acres (9,583 sqft)
OwnerIndividual Name on Record
Last Sale$138,500 (Oct 2021)
Tax Bill$1,487 (2025)
Deeds & MortgagesOct 2021 Sale & Mortgage
Jun 2019 Line of Credit
Flood ZoneZone X (minimal risk)
APN02-02-005-109-111

Property Details

APN / Parcel Number

Primary APN02-02-005-109-111

Interior

Bedrooms3 Beds
Full Baths1 Bath
Total Rooms6 Rooms
Stories1 Story
Building Area1,260 sqft Living Area
1st Floor Area1,260 sqft
Family RoomFamily Room
FireplaceFireplace

Exterior

Year BuiltBuilt 1975
Architectural StyleConventional
Exterior MaterialAluminum/Vinyl
Construction TypeFrame
Foundation TypeSlab (Mat/Raft)
Lot Area9,583 sqft (0.219 acres)
Lot Dimensions140 ft deep x 70 ft wide
Garage TypeAttached
Garage Area440 sqft
Parking Spaces2 Parking Spaces

Exterior Amenities

PorchOpen Porch
Porch Area192 sqft
Patio Area48 sqft
Canopy60 sqft

Utilities, Heating & Cooling

Heating SystemHVAC

Location & Zoning

Street Address1412 SHAFFER DR
CityLORAIN
StateOH
Zip44053-3523
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal Description70.00 X 139.95
Legal SubdivisionASHWOOD ACRES SUBDIVISION #2
Legal Tract2
Legal Block109
Legal Lot Number37
JurisdictionLORAIN OH
Township / Civil DivisionLORAIN
Census Block Group2
Census Block2022
Census Tract24200

Owner

Source: Lorain County records, as of March 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address1412 SHAFFER DR, LORAIN, OH 44053-3523
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Oct 18, 2021Warranty Deed, Transfer · FHA Mortgage
LENDUS LLC
Jun 26, 2019Deed of Trust, Mortgage · Line of Credit
SCHOOL EMPS LORAIN CNTY CU

Assessor's Deed Record

Deed NamesName on Deed
Last SaleOct 18, 2021 · Amount on Record
Deed SaleOct 18, 2021 · Amount on Record
Prior SaleApr 22, 1998 · Amount on Record
Deed Document Number2021007112
Record UpdatedJun 8, 2026

October 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionLORAIN OH
Recording DateOct 18, 2021
Property Address1412 SHAFFER DR, LORAIN, OH 44053-3523
Document Number20210844786
Map ReferenceVOL 29 PG 10
Instrument DateOct 14, 2021
Instrument2021-0844786
Transaction TypeTransfer
Record UpdatedOct 26, 2021
Title CompanyNEWMAN TITLE, NEWMAN

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address1412 SHAFFER DR, LORAIN, OH 44053-3523

Mortgage

Document Number20210844787
DateOct 18, 2021
Instrument2021-0844787
Lender
NameLENDUS LLC
TypeMortgage Company
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term361 Months
DueNov 1, 2051

Mortgage

Document Number20210844788
DateOct 18, 2021
Instrument2021-0844788
Lender
NameOHIO HOUSING FINANCE AGENCY
TypeGovernment Agency
AddressLORAIN, OH 44053
Agreement
TypeStand-Alone Second Mortgage
AmountAmount Recorded

June 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionLORAIN OH
Property Address1412 SHAFFER DR, LORAIN, OH 44053-3523
Document Number0000724999
Instrument DateJun 26, 2019
Transaction TypeMortgage
Record UpdatedAug 15, 2019
Title CompanyNOT AVAILABLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address1412 SHAFFER DR LORAIN OH 440533523, LORAIN, OH 44053-3523

Mortgage

Document Number0000724999
DateAug 5, 2019
Instrument724999
Lender
NameSCHOOL EMPS LORAIN CNTY CU
TypeCredit Union
AddressELYRIA, OH 44035
Agreement
TypeLine of Credit
AmountAmount Recorded
Term204 Months
DueAug 4, 2036
Interest
Rate TypeAdjustable Rate

Tax Assessment & Valuation

Source: Lorain County assessment roll, as of August 1, 2025

Property Jurisdictions

TypeName
StateOhio
CountyLorain County
MunicipalityLorain City
Unified School DistrictLorain City School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$1,487.00$38,910 (+0.01%) Land $8,620 Building $30,290$111,160 (-) Land $24,620 Building $86,540
2024$1,487.00 (-11.96%)$38,906 (+18.62%) Land $8,617 Building $30,289$111,160 (+18.62%) Land $24,620 Building $86,540
2023$1,689.00 (+0.9%)$32,799 (%) Land $10,672 Building $22,127$93,710 (-) Land $30,490 Building $63,220
2022$1,674.00$32,800 Land $10,670 Building $22,130
2021$93,710 Land $30,490 Building $63,220

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective May 25, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone A, within 100 ft
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies5 in force
Nearby Flood Claims5 (1995–2023)
Claims Outside the SFHA1 of 5
Most Recent ClaimAug 2023 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemLORAIN CITY PWS
serves 64,152 people · EPA ID OH4700711
Water SourceSurface water
Last State InspectionJun 2024
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting2
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 485 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Brightspeed
Fiber
2,000 / 2,000
Spectrum
Cable
1,000 / 1,000
AT&T
Fixed Wireless
100 / 20
T-Mobile
Fixed Wireless
100 / 20

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