1412 Ruth Rd, Dunedin, FL 34698 Property Records

Pinellas County property record for 1412 Ruth Rd, Dunedin, FL 34698

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 2,176 sqft · built 1967
Lot Size	0.219 acres (9,557 sqft)
Owner	Individual Name on File
Last Sale	$288,000 (Aug 2020)
Tax Bill	$5,271 (2025)
Deeds & Mortgages	Apr 2022 Mortgage Aug 2020 Sale & Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`C62-000-742-9933-0`

Property Details

APN / Parcel Number

Primary APN	`C62-000-742-9933-0`
Alternative APNs	`26-28-15-48762-006-0240` `281526487620060240` `152826487620060240` `R282892`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Plumbing Fixtures	6 Plumbing Fixtures
Stories	1 Story
Building Area	2,176 sqft Living Area
Gross Area	3,471 sqft
1st Floor Area	2,176 sqft
Flooring	Carpet
Interior Walls	Composition

Exterior

Year Built	Built 1967
Effective Year Built	Effective 1990
Architectural Style	Custom Design
Exterior Material	Brick
Construction Type	Masonry / Concrete Block
Roof Type	Gable/Hip
Roof Material	Concrete
Lot Area	9,557 sqft (0.219 acres)
Lot Dimensions	110 ft deep x 89 ft wide
Garage Type	Carport
Garage Area	323 sqft
Carport	Carport
Carport Area	323 sqft
Parking Spaces	1 Parking Space

Exterior Amenities

Porch	Slab
Porch Area	862 sqft
Deck Area	100 sqft
Patio Area	100 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	R282892
Street Address	1412 RUTH RD
City	DUNEDIN
State	FL
Zip	34698-4413
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LAKESIDE TERRACE 1ST ADD BLK F, LOT 24 & S 7FT OF LOT 23
Legal Range	15E
Legal Township	28S
Legal Section	26
Legal Subdivision	LAKESIDE TERRACE 1ST ADD
Legal Tract	48762
Legal Block	F
Legal Lot Number	24,23
Jurisdiction	PINELLAS FL
Township / Civil Division	CLEARWATER
Census Block Group	1
Census Block	1033
Census Tract	27105

Owner

1412 Ruth Rd is owned and occupied by an individual who bought it in August 2020.

Source: Pinellas County records, as of September 10, 2026

Owner of Record	Individual Name on File
Mailing Address	1412 RUTH RD, DUNEDIN, FL 34698-4413
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 14, 2022	Deed of Trust, Mortgage · Conventional Mortgage WATERSTONE MORTGAGE CORP
Aug 4, 2020	Warranty Deed, Transfer · Conventional Mortgage WATERSTONE MORTGAGE CORP
Jul 6, 2017	Grant Deed, Transfer ATTORNEY ONLY
Jun 13, 2017	Grant Deed, Transfer STAR TITLE PARTNERS/PALM HARBOR, STAR TITLE PTRS/PALM HARBOR
May 24, 2017	Warranty Deed, Transfer · Conventional Mortgage PLATINUM MORTGAGE INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 4, 2020 · Amount on File
Deed Sale	Aug 4, 2020 · Amount on File
Prior Sale	Jun 1, 2017 · Amount on File
Deed Document Number	2020230461
Deed Book / Page	21106 / 1839
Prior Transfer Date	Sep 3, 2014
Prior Transfer Doc	0185171671
Record Updated	Oct 29, 2026

April 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PINELLAS FL
Property Address	1412 RUTH RD, DUNEDIN, FL 34698-4413
Transaction Type	Mortgage
Record Updated	May 5, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1412 RUTH RD, DUNEDIN, FL 34698-4413

Mortgage

Document Number	0220182398
Date	Apr 14, 2022
Book Page	22018/2398
Instrument	2022117478

Lender

Name	WATERSTONE MORTGAGE CORP
Type	Mortgage Company
Address	PEWAUKEE, WI 53072

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	181 Months
Due	May 1, 2037

August 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	PINELLAS FL
Recording Date	Aug 4, 2020
Property Address	1412 RUTH RD, DUNEDIN, FL 34698-4413
Document Number	0211061839
Book / Page	21106 / 1839
Map Reference	MB 45 PG 79
Instrument Date	Jul 28, 2020
Instrument	2020230461
Transaction Type	Transfer
Record Updated	Feb 1, 2022
Title Company	FIRST AMERICAN TITLE INS CO

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,016.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2078 CHERYL DR, 2078, CLEARWATER, FL 33763-4310

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1412 RUTH RD, DUNEDIN, FL 34698-4413

Mortgage

Document Number	0211061841
Date	Aug 4, 2020
Instrument	21106/1841

Lender

Name	WATERSTONE MORTGAGE CORP
Type	Lending Institution

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Aug 1, 2050

July 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	PINELLAS FL
Recording Date	Jul 6, 2017
Property Address	1412 RUTH RD, DUNEDIN, FL 34698-4413
Document Number	0196920318
Book / Page	019692 / 000318
Instrument Date	Jun 23, 2017
Instrument	207959
Transaction Type	Transfer
Record Updated	Jul 28, 2017
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	3081 CREST DR CLEARWATER FL 337591430, CLEARWATER, FL 33759-1430

June 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	PINELLAS FL
Recording Date	Jun 13, 2017
Property Address	1412 RUTH RD, DUNEDIN, FL 34698-4413
Document Number	0196651927
Book / Page	019665 / 001927
Instrument Date	Jun 12, 2017
Instrument	184127
Transaction Type	Transfer
Record Updated	Jul 18, 2017
Title Company	STAR TITLE PARTNERS/PALM HARBOR, STAR TITLE PTRS/PALM HARBOR

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	3081 CREST DR CLEARWATER FL 337591430, CLEARWATER, FL 33759-1430

May 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	PINELLAS FL
Recording Date	May 24, 2017
Property Address	1412 RUTH RD, DUNEDIN, FL 34698-4413
Document Number	0196420689
Book / Page	19642 / 0689
Map Reference	MB45 PG79
Instrument Date	May 24, 2017
Instrument	2017162869
Transaction Type	Transfer
Record Updated	Feb 1, 2022
Title Company	STAR TITLE PARTNER OF PALM H

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,445.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	13244 QUIVAS ST, 13244, DENVER, CO 80234-1429

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3081 CREST DR, CLEARWATER, FL 33759-1430
Investor	Possibly a Property Investor

Mortgage

Document Number	2017162870
Date	May 24, 2017
Instrument	2017162870

Lender

Name	PLATINUM MORTGAGE INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jun 1, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 1412 Ruth Rd was $5,271 with a homeowner's exemption.

Source: Pinellas County assessment roll, as of December 2, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Pinellas County
Municipality	Dunedin City
Unified School District	Pinellas County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,271.00 Homeowner's exemption	$341,028	$566,371 Land $248,551 Building $317,820
2023	$4,911.00 (+2.78%) Homeowner's exemption	$321,764 (+3%)	$526,784 (+20.82%) Land $273,306 Building $253,478
2022	$4,778.00 Homeowner's exemption	$312,392	$436,013 Land $244,483 Building $191,530

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1412 Ruth Rd in Zone X, an area of minimal flood risk, though there have been 196 flood claims nearby since 1978.

Source: FEMA National Flood Hazard Layer, effective April 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 155 individual policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	263 units insured incl. 108 condo units
Nearby Flood Claims	196 (1978–2024)
Claims Outside the SFHA	11 of 196
Most Recent Claim	Oct 2024 · Hurricane Milton
Claims by Event	Hurricane Helene, Sep 2024 · 83 claims Hurricane Idalia, Aug 2023 · 10 claims Hurricane Elena, Aug 1985 · 7 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 1412 Ruth Rd has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	DUNEDIN WATER SYSTEM serves 46,161 people · EPA ID FL6520486
Water Source	Groundwater
Last State Inspection	May 2024
Lead	2 ppb (2023) action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator for missed monitoring and reporting.

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	32 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 731 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
WOW Internet, Cable & Phone Cable	1,200 / 50
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Frontier, T-Mobile.

Nearby Properties on Ruth Rd

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures