1412 Penn St, Saint Joseph, MO 64503 Property Records

Buchanan County property record for 1412 Penn St, Saint Joseph, MO 64503

Property Summary

Property Type	Single Family Home
Details	722 sqft · built 1872
Lot Size	0.116 acres (5,040 sqft)
Owner	Individual Name on Record
Last Sale	$34,400 (Dec 2019)
Tax Bill	$451 (2025)
Deeds & Mortgages	Dec 2019 Mortgage May 2026 Transfer + 3 more
APN	`06-5.0-16-002-003-190.000`

Property Details

APN / Parcel Number

Primary APN	`06-5.0-16-002-003-190.000`

Interior

Building Area	722 sqft Base Area
1st Floor Area	722 sqft

Exterior

Year Built	Built 1872
Effective Year Built	Effective 1872
Lot Area	5,040 sqft (0.116 acres)
Lot Dimensions	90 ft deep x 56 ft wide

Location & Zoning

Street Address	1412 PENN ST
City	SAINT JOSEPH
State	MO
Zip	64503-2551
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	CITY
Legal Description	SUB:PATEE'S LOT:6 BLK:68LGL DESC:E 56' OF L 6 & 7
Legal Subdivision	PATEES
Legal Block	68
Legal Lot Number	6
Jurisdiction	BUCHANAN MO
Township / Civil Division	WASHINGTON
Census Block Group	1
Census Block	1008
Census Tract	3002

Owner

Source: Buchanan County records, as of June 3, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	1412 PENN ST, SAINT JOSEPH, MO 64503-2551
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 23, 2019	Deed of Trust, Mortgage · Conventional Mortgage US BANK NA
May 18, 2026	Transfer on Death Deed, Transfer NONE LISTED ON DOCUMENT
Dec 23, 2019	Deed of Trust, Mortgage · Conventional Mortgage US BANK NA
Dec 23, 2019	Warranty Deed, Transfer · Conventional Mortgage US BANK NA
May 17, 2006	Beneficiary Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 23, 2019 · Amount on Record
Deed Sale	Dec 23, 2019 · Amount on Record
Prior Sale	May 17, 2006
Deed Document Number	201911128
Deed Book / Page	3744 / 662
Last Transfer Date	May 18, 2026
Transfer Doc	0000003833
Record Updated	Sep 20, 2026

December 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BUCHANAN MO
Property Address	1412 PENN ST, SAINT JOSEPH, MO 64503-2551
Transaction Type	Mortgage
Record Updated	Jun 3, 2026
Title Company	PREFERRED TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	003744/664
Date	Dec 23, 2019
Book Page	3744/664
Instrument	2019011130

Lender

Name	US BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	372 Months
Due	Jan 1, 2050

Interest

Rate Type	Fixed Rate

May 2026: Transfer on Death Deed, Transfer

Document Type	Transfer on Death Deed
Jurisdiction	BUCHANAN MO
Recording Date	May 18, 2026
Property Address	1412 PENN ST, SAINT JOSEPH, MO 64503-2551
Document Number	0000003833
Book / Page	3818 / 606
Instrument Date	May 18, 2026
Instrument	20263833
Transaction Type	Transfer
Record Updated	Aug 29, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Tax	$0.00
Amount Accuracy	Full Amount Stated

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

December 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BUCHANAN MO
Property Address	1412 PENN ST, SAINT JOSEPH, MO 64503-2551
Transaction Type	Mortgage
Record Updated	Aug 16, 2023
Title Company	PREFERRED TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	003744/664
Date	Dec 23, 2019
Book Page	3744/664
Instrument	2019011130

Lender

Name	US BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	372 Months
Due	Jan 1, 2050

Interest

Rate Type	Fixed Rate

December 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BUCHANAN MO
Recording Date	Dec 23, 2019
Property Address	1412 PENN ST, SAINT JOSEPH, MO 64503-2551
Document Number	003744/662
Book / Page	3744 / 662
Instrument Date	Nov 27, 2019
Instrument	2019011128
Transaction Type	Transfer
Record Updated	Jun 3, 2026
Title Company	PREFERRED TITLE OF ST JOSEPH

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1412 PENN ST, SAINT JOSEPH, MO 64503-2551

Mortgage

Document Number	003744/663
Date	Dec 23, 2019
Book Page	3744/663
Instrument	2019011129

Lender

Name	US BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	372 Months
Due	Jan 1, 2050

Interest

Rate Type	Fixed Rate

May 2006: Beneficiary Deed, Transfer

Document Type	Beneficiary Deed
Jurisdiction	BUCHANAN MO
Recording Date	May 17, 2006
Property Address	1412 PENN ST, SAINT JOSEPH, MO 64503-2551
Document Number	02898/0858
Book / Page	2898 / 0858
Instrument Date	May 16, 2006
Instrument	2006006974
Transaction Type	Transfer
Record Updated	Jun 3, 2026

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1412 PENN ST, SAINT JOSEPH, MO 64503-2551

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	801 N NOYES BLVD, SAINT JOSEPH, MO 64506-2814

Tax Assessment & Valuation

Source: Buchanan County assessment roll, as of November 4, 2025

Property Jurisdictions

Type	Name
State	Missouri
County	Buchanan County
Municipality	St. Joseph City
Unified School District	St. Joseph School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$451.00	$6,580 (+6.13%) Land $1,050 Building $5,530	$34,620 (+6.2%) Land $5,500 Building $29,120
2024	$451.00 (+10.81%)
2023	$407.00 (-0.49%)	$6,200 (-) Land $1,050 Building $5,150	$32,600 (-) Land $5,500 Building $27,100
2022	$409.00	$6,200 Land $1,050 Building $5,150
2021			$32,600 Land $5,500 Building $27,100

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 95% of Missouri
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MO AMERICAN ST JOSEPH private · serves 89,171 people · EPA ID MO1010714
Water Source	Groundwater
Last State Inspection	Nov 2023
Lead	3 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 397 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Optimum Cable	940 / 35
Verizon Fixed Wireless	300 / 20
Mercury Fiber Fixed Wireless	150 / 20
AT&T Fixed Wireless	100 / 20

May also be available: United Fiber.

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