1412 N Lorel Ave, Chicago, IL 60651 Property Records

Cook County property record for 1412 N Lorel Ave, Chicago, IL 60651

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 1,560 sqft · built 1923
Lot Size	0.074 acres (3,200 sqft)
Owner	2 Individual Names on File
Last Sale	$375,000 (May 2023)
Tax Bill	$3,798 (2023)
Deeds & Mortgages	May 2023 Sale & Mortgage Dec 2022 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`16-04-112-030`

Property Details

APN / Parcel Number

Primary APN	`16-04-112-030`
Alternative APN	`16-04-112-030-0000`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	1,560 sqft Living Area

Exterior

Year Built	Built 1923
Effective Year Built	Effective 1925
Architectural Style	Bungalow
Exterior Material	Brick/Stone
Construction Type	Frame
Foundation Type	Slab (Mat/Raft)
Roof Material	Asphalt
Lot Area	3,200 sqft (0.074 acres)

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	1412 N LOREL AVE
City	CHICAGO
State	IL
Zip	60651-1350
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RS-3
Legal Description	(CLIFFORD) & (WADLEIGHS) SUB OF SH NE NW SEC 04-39-13
Legal Range	13E
Legal Township	39N
Legal Section	04
Legal Subdivision	CLIFFORD & WADLEIGHS
Legal Block	4
Legal Lot Number	19
Jurisdiction	COOK IL
Township / Civil Division	CHICAGO
Census Block Group	5
Census Block	5009
Census Tract	250700

Owner

1412 N Lorel Ave is owned and occupied by two individuals who bought it in May 2023.

Source: Cook County records, as of May 27, 2026

Owner of Record	2 Individual Names on File
Mailing Address	1412 N LOREL AVE, CHICAGO, IL 60651-1350
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Married Man, Separate Property

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 23, 2023	Warranty Deed, Transfer · FHA Mortgage THE FEDERAL SAVINGS BANK
Dec 12, 2022	Deed of Trust, Mortgage · Commercial Mortgage GT PROPERTIES OF ILLINOIS LLC
Feb 26, 2021	Warranty Deed, Transfer · Commercial Mortgage LOAN FUNDER LLC SERIES 16088

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 23, 2023 · Amount on File
Deed Sale	May 23, 2023 · Amount on File
Prior Sale	Feb 26, 2021 · Amount on File
Deed Document Number	202313464
Prior Transfer Date	Mar 20, 1998
Prior Transfer Doc	0000000270
Record Updated	Oct 29, 2026

May 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	COOK IL
Recording Date	May 23, 2023
Property Address	1412 N LOREL AVE, CHICAGO, IL 60651-1350
Document Number	0014313464
Instrument Date	May 19, 2023
Instrument	2314313464
Transaction Type	Transfer
Record Updated	Jun 5, 2023
Title Company	CHICAGO TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$375.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1412 N LOREL AVE, CHICAGO, IL 60651-1350

Mortgage

Document Number	0014313465
Date	May 23, 2023
Instrument	2314313465

Lender

Name	THE FEDERAL SAVINGS BANK
Type	Bank
Address	CHICAGO, IL 60639

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jun 1, 2053

Interest

Rate Type	Fixed Rate
Rate	5.75%

December 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COOK IL
Property Address	1412 N LOREL AVE, CHICAGO, IL 60651-1350
Transaction Type	Mortgage
Record Updated	Dec 26, 2022
Title Company	CHICAGO TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0034641121
Date	Dec 12, 2022
Instrument	2234641121

Lender

Name	GT PROPERTIES OF ILLINOIS LLC
Type	Non-Lending Institution
Address	ALGONQUIN, IL 60102

Agreement

Type	Commercial Mortgage
Amount	Amount on Record
Term	12 Months
Due	Dec 9, 2023

February 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	COOK IL
Recording Date	Feb 26, 2021
Property Address	1412 N LOREL AVE, CHICAGO, IL 60651-1350
Document Number	0005712227
Instrument Date	Feb 4, 2021
Instrument	2105712227
Transaction Type	Transfer
Record Updated	Apr 22, 2022
Title Company	CHICAGO TITLE COMPANY, CHICAGO TITLE INSURANCE CO

Transaction

Amount	Amount on Record
Tax	$73.50
Amount Accuracy	Rounded by County
Additional	Lis Pendens Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6955 NORTH AVE STE 204, 204, OAK PARK, IL 60302-1050

Mortgage

Document Number	0005712228
Date	Feb 26, 2021
Instrument	2105712228

Lender

Name	LOAN FUNDER LLC SERIES 16088
Type	Non-Lending Institution

Agreement

Type	Commercial Mortgage
Amount	Amount on Record

Tax Assessment & Valuation

Source: Cook County assessment roll, as of May 27, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Cook County
Municipality	Chicago City
Unified School District	Chicago Public School District 299 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$36,933 Land $4,000 Building $32,933	$369,330 Land $40,000 Building $329,330
2023	$3,798.00 (+2.59%)
2022	$3,702.00	$18,000 Land $3,200 Building $14,800	$180,000 Land $32,000 Building $148,000

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 1412 N Lorel Ave in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective February 11, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 1412 N Lorel Ave has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CHICAGO serves 2,721,308 people · EPA ID IL0316000
Water Source	Surface water
Last State Inspection	Mar 2026
Lead	6 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	8 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 1,195 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
AT&T Fixed Wireless · DSL · Fiber in parts of the area	100 / 20

May also be available: T-Mobile, Verizon.

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