Calloway County property record for 1412 Michelle Dr, Murray, KY 42071
| Property Type | Duplex |
|---|---|
| Details | 4 bd · 4 ba · 2,264 sqft |
| Owner | Individual Name on Record |
| Tax Bill | $1,168 (2025) |
| Deeds & Mortgages | Oct 2018 Mortgage Nov 2017 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 041-T-0029 |
| Primary APN | 041-T-0029 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 4 Baths |
| Half Baths | 2 Half Baths |
| Stories | 1 Story |
| Building Area | 2,264 sqft Living Area |
| Exterior Material | Aluminum/Vinyl |
|---|---|
| Construction Type | Adobe |
| Foundation Type | Block |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Garage Type | Attached |
| Garage Area | 600 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Porch |
| Porch Area | 40 sqft |
| Cooling System | Central |
|---|---|
| Heating Fuel | Gas |
| Account Number | 102678 |
|---|---|
| Street Address | 1412 MICHELLE DR |
| City | MURRAY |
| State | KY |
| Zip | 42071-3571 |
| Property Category | Residential |
| Property Type | Residential > Multi-Unit > Duplex |
| Legal Description | 1412 MICHELLE |
| Jurisdiction | CALLOWAY KY |
| Township / Civil Division | MURRAY |
| Census Block Group | 1 |
| Census Block | 1049 |
| Census Tract | 10400 |
Source: Calloway County records, as of December 22, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 1715 MELROSE DR, MURRAY, KY 42071-2832 |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Oct 17, 2018 | Deed of Trust, Mortgage · Commercial Mortgage THE MURRAY BANK |
| Nov 7, 2017 | Deed of Trust, Mortgage · Line of Credit THE MURRAY BANK |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Dec 10, 2010 |
| Deed Sale | Dec 10, 2010 |
| Deed Document Number | 0000858315 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CALLOWAY KY |
| Property Address | 1412 MICHELLE DR, MURRAY, KY 42071-3571 |
| Transaction Type | Mortgage |
| Record Updated | Dec 23, 2025 |
| Name | Verified Name |
|---|
| Document Number | 001191/041 |
|---|---|
| Date | Oct 17, 2018 |
| Book Page | 1191/041 |
| Instrument | 630482 |
| Name | THE MURRAY BANK |
|---|---|
| Type | Bank |
| Address | MURRAY, KY 42071 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 120 Months |
| Due | Oct 10, 2028 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CALLOWAY KY |
| Property Address | 1412 MICHELLE DR, MURRAY, KY 42071-3571 |
| Transaction Type | Mortgage |
| Record Updated | Dec 23, 2025 |
| Name | Verified Name |
|---|
| Document Number | 001155/585 |
|---|---|
| Date | Nov 7, 2017 |
| Book Page | 1155/585 |
| Instrument | 624221 |
| Name | THE MURRAY BANK |
|---|---|
| Type | Bank |
| Address | MURRAY, KY 42071 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 12 Months |
| Due | Nov 5, 2018 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
Source: Calloway County assessment roll, as of November 1, 2025
| Type | Name |
|---|---|
| State | Kentucky |
| County | Calloway County |
| Municipality | Murray City |
| Unified School District | Calloway County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,168.00 (-1.77%) | $140,000 (-) | $140,000 (-) |
| 2023 | $1,189.00 | $140,000 | $140,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 29, 2010 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 4 in force |
| Nearby Flood Claims | 4 (2016–2023) |
| Claims Outside the SFHA | 1 of 4 |
| Most Recent Claim | Jul 2023 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 94% of the US · lower than 95% of Kentucky |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | MURRAY WATER SYSTEM serves 26,302 people · EPA ID KY0180306 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jul 2024 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 42 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
May also be available: T-Mobile.
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