Sacramento County property record for 1412 Meredith Way, Carmichael, CA 95608
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2 ba · 2,518 sqft · built 1959 |
| Lot Size | 0.25 acres (10,890 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $565,000 (Aug 2018) |
| Tax Bill | $8,846 (2025) |
| Deeds & Mortgages | Sep 2023 Line of Credit Jun 2021 Mortgage + 3 more |
| Flood Zone | Zone X (reduced by levee) |
| APN | 289-0314-003-0000 |
| Primary APN | 289-0314-003-0000 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 7 Rooms |
| Stories | 1 Story |
| Building Area | 2,518 sqft Living Area |
| 1st Floor Area | 2,021 sqft |
| Family Room | Family Room |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1959 |
|---|---|
| Effective Year Built | Effective 1959 |
| Architectural Style | Custom Design |
| Construction Type | Wood |
| Roof Material | Other |
| Lot Area | 10,890 sqft (0.25 acres) |
| Garage Area | 559 sqft |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Street Address | 1412 MEREDITH WAY |
|---|---|
| City | CARMICHAEL |
| State | CA |
| Zip | 95608-5922 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RD-4 |
| Legal Description | DEL DAYO RIVIERA 01, LOT 56 |
| Legal Subdivision | DEL DAYO RIVIERA 01 |
| Legal Lot Number | 56 |
| Jurisdiction | SACRAMENTO CA |
| Township / Civil Division | SACRAMENTO |
| Census Block Group | 2 |
| Census Block | 2018 |
| Census Tract | 5804 |
Source: Sacramento County assessment roll, APN 289-0314-003-0000, as of July 22, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 1412 MEREDITH WAY, CARMICHAEL, CA 95608-5922 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Sep 28, 2023 | Deed of Trust, Mortgage · Line of Credit BMO BANK NA |
| Jun 17, 2021 | Deed of Trust, Mortgage · Conventional Mortgage HOMETOWN LENDERS INC |
| Jun 17, 2021 | Deed of Trust, Mortgage · Conventional Mortgage HOMETOWN LENDERS INC |
| Mar 26, 2020 | Deed of Trust, Mortgage BBVA USA |
| Aug 30, 2018 | Grant Deed, Transfer · Conventional with PMI FREMONT BK |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Aug 30, 2018 · Amount on Record |
| Deed Sale | Aug 30, 2018 · Amount on Record |
| Prior Sale | Dec 03, 2013 · Amount on Record |
| Deed Book / Page | 20180830 / 1172 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SACRAMENTO CA |
| Property Address | 1412 MEREDITH WAY, CARMICHAEL, CA 95608-5922 |
| Transaction Type | Mortgage |
| Record Updated | May 15, 2026 |
| Name | Verified Name |
|---|---|
| Address | 1412 MEREDITH WAY, CARMICHAEL, CA 95608-5922 |
| Document Number | 0000000442 |
|---|---|
| Date | Sep 28, 2023 |
| Instrument | 202309280442 |
| Name | BMO BANK NA |
|---|---|
| Type | Bank |
| Address | CHICAGO, IL 60606 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Sep 27, 2053 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SACRAMENTO CA |
| Property Address | 1412 MEREDITH WAY, CARMICHAEL, CA 95608-5922 |
| Transaction Type | Mortgage |
| Record Updated | May 15, 2026 |
| Title Company | FIRSTAMERICAN TITLE COMPANY, FIRST AMERICAN TITLE CO |
| Name | Verified Name |
|---|---|
| Address | 1412 MEREDITH WAY, CARMICHAEL, CA 95608-5922 |
| Document Number | 0000001326 |
|---|---|
| Date | Jun 17, 2021 |
| Instrument | 202106171326 |
| Name | HOMETOWN LENDERS INC |
|---|---|
| Type | Mortgage Company |
| Address | HUNTSVILLE, AL 35806 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jul 01, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SACRAMENTO CA |
| Property Address | 1412 MEREDITH WAY, CARMICHAEL, CA 95608-5922 |
| Transaction Type | Mortgage |
| Record Updated | Jul 01, 2021 |
| Title Company | FIRSTAMERICAN TITLE COMPANY, FIRST AMERICAN TITLE CO |
| Name | Verified Name |
|---|---|
| Address | 1412 MEREDITH WAY, CARMICHAEL, CA 95608-5922 |
| Document Number | 6170000001326 |
|---|---|
| Date | Jun 17, 2021 |
| Book Page | 20210617/1326 |
| Name | HOMETOWN LENDERS INC |
|---|---|
| Type | Mortgage Company |
| Address | HUNTSVILLE, AL 35806 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jul 01, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SACRAMENTO CA |
| Property Address | 1412 MEREDITH WAY, CARMICHAEL, CA 95608-5922 |
| Document Number | 2004020965 |
| Instrument Date | Mar 26, 2020 |
| Transaction Type | Mortgage |
| Record Updated | May 01, 2020 |
| Title Company | ATTORNEY ONLY |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 1412 MEREDITH WAY CARMICHAEL CA 956085922, CARMICHAEL, CA 95608-5922 |
| Document Number | 2004020965 |
|---|---|
| Date | Apr 02, 2020 |
| Instrument | 2004020965 |
| Name | BBVA USA |
|---|---|
| Address | BIRMINGHAM, AL 35296 |
| Amount | Amount Recorded |
|---|---|
| Term | 360 Months |
| Due | Apr 01, 2050 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | SACRAMENTO CA |
| Recording Date | Aug 30, 2018 |
| Property Address | 1412 MEREDITH WAY, CARMICHAEL, CA 95608-5922 |
| Document Number | 1808301172 |
| Instrument Date | Aug 21, 2018 |
| Instrument | 1808301172 |
| Transaction Type | Transfer |
| Record Updated | Sep 12, 2018 |
| Title Company | FIDELITY NATIONAL TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $621.50 |
| Amount Accuracy | Full Value |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 1412 MEREDITH WAY CARMICHAEL CA 956085922, CARMICHAEL, CA 95608-5922 |
| Document Number | 1808301173 |
|---|---|
| Date | Aug 30, 2018 |
| Instrument | 1808301173 |
| Name | FREMONT BK |
|---|---|
| Type | Bank |
| Address | LIVERMORE, CA 94551 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Aug 29, 2048 |
Source: Sacramento County assessment roll as of July 22, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | California |
| County | Sacramento County |
| Unified School District | San Juan Unified School District (KG - 12) |
Assessed value is set for property tax purposes and is not a market price estimate.
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $751,066 (+2%) Land $284,453 Building $466,613 | |
| 2025 | $8,846.00 (+0.97%) Homeowner's exemption | $736,340 (+4.04%) Land $278,876 Building $457,464 |
| 2024 | $8,761.00 (+2.6%) | |
| 2023 | $8,539.00 (+0.55%) Homeowner's exemption | $707,749 Land $268,048 Building $439,701 |
| 2022 | $8,492.00 |
Source: FEMA National Flood Hazard Layer, Sacramento County (06067C), as of September 29, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 060670058042, as of September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X reduced by levee · depends on levee performance |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 106 policies |
| Community Rating System | Class 2 (40% premium discount) |
| Nearby Flood Policies | 106 in force |
| Nearby Flood Claims | 9 (1993–2026) |
| Claims Outside the SFHA | 2 of 9 |
| Most Recent Claim | Apr 2026 · rainfall accumulation |
| Claims by Event |
|
| Wildfire Risk | Low lower than 67% of the US · lower than 81% of California |
|---|---|
| Wildfire Likelihood | 0.04% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection, 119 locations within half a mile, as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 2,000 |
| Consolidated Communications Fiber | 2,000 / 2,000 |
| Verizon Fixed Wireless | 300 / 20 |
May also be available: California Internet, Succeed.Net.
Source: EPA Safe Drinking Water Information System, water system CA3410001, as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | SACRAMENTO SUBURBAN WATER DISTRICT serves 194,444 people |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Apr 2024 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them. The full violation and enforcement history is in the system's EPA record.
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