Osceola County property record for 1412 Hidden Oaks Bend, Saint Cloud, FL 34771
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 3 ba · 2,021 sqft · built 2002 |
| Lot Size | 0.521 acres (22,738 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $290,000 (May 2015) |
| Tax Bill | $3,930 (2025) |
| Flood Zone | Zone X (minimal risk) |
| APN | 92917 |
| Primary APN | 92917 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3 Baths |
| Stories | 1 Story |
| Building Area | 2,021 sqft Heated Area |
| Gross Area | 3,077 sqft |
| 1st Floor Area | 2,021 sqft |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2002 |
|---|---|
| Exterior Material | Combination |
| Foundation Type | Footing |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 22,738 sqft (0.521 acres) |
| Lot Dimensions | 184 ft deep x 123 ft wide |
| Garage Type | Finished |
| Garage Area | 582 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Open Porch |
| Porch Area | 474 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | HVAC |
| Account Number | 92917 |
|---|---|
| Old Parcel Number | 312531331500010150 |
| Street Address | 1412 HIDDEN OAKS BND |
| City | SAINT CLOUD |
| State | FL |
| Zip | 34771-8406 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | OPUD |
| Legal Description | HIDDEN OAKS PB 10 PG 104 LOT 15 |
| Legal Range | 31E |
| Legal Township | 25S |
| Legal Section | 31 |
| Legal Subdivision | HIDDEN OAKS |
| Legal Tract | 165 |
| Legal Block | 1 |
| Legal Lot Number | 15 |
| Jurisdiction | OSCEOLA FL |
| Township / Civil Division | ST. CLOUD |
| Census Block Group | 1 |
| Census Block | 1048 |
| Census Tract | 43600 |
1412 Hidden Oaks Bend is owned and occupied by two individuals who bought it in May 2015.
Source: Osceola County records, as of December 11, 2025
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 1412 HIDDEN OAKS BND, SAINT CLOUD, FL 34771-8406 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | May 18, 2015 · Amount on File |
| Deed Sale | May 18, 2015 · Amount on File |
| Prior Sale | Feb 21, 2002 · Amount on File |
| Deed Document Number | 0047802421 |
| Deed Book / Page | 4780 / 2421 |
| Record Updated | Jun 8, 2026 |
The 2025 property tax bill for 1412 Hidden Oaks Bend was $3,930 with a homeowner's exemption.
Source: Osceola County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Osceola County |
| Municipality | St. Cloud City |
| Unified School District | Osceola County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,930.00 Homeowner's exemption | $262,476 | $383,800 Land $85,000 Building $298,800 |
| 2023 | $3,701.00 (+3.58%) Homeowner's exemption | $247,650 (+3%) | $373,200 (+25.74%) Land $80,000 Building $293,200 |
| 2022 | $3,573.00 Homeowner's exemption | $240,437 | $296,800 Land $75,000 Building $221,800 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 1412 Hidden Oaks Bend in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 278 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 278 in force |
| Nearby Flood Claims | 24 (1994–2022) |
| Claims Outside the SFHA | 2 of 24 |
| Most Recent Claim | Sep 2022 · Hurricane Ian |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 1412 Hidden Oaks Bend is moderate, ranking above 55% of the US, with a 0.2% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 55% of the US · lower than 73% of Florida |
|---|---|
| Wildfire Likelihood | 0.2% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ST. CLOUD, CITY OF (3 WPS) serves 82,752 people · EPA ID FL3491373 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jul 2025 |
| Lead | 2 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 181 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 1,200 / 35 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
May also be available: AT&T, CenturyLink.
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