1412 Henry Smith Rd, Monroe, NC 28110 Property Records

Union County property record for 1412 Henry Smith Rd, Monroe, NC 28110

Property Summary

Property Type	Rural Home
Details	1 bd · 2 ba · 1,857 sqft · built 2001
Lot Size	0.58 acres (25,265 sqft)
Owner	Individual Name on Record
Last Sale	$200,000 (Apr 2003)
Tax Bill	$2,303 (2025)
Deeds & Mortgages	May 2018 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`08-129-061`

Property Details

APN / Parcel Number

Primary APN	`08-129-061`

Interior

Bedrooms	1 Bed
Full Baths	2 Baths
Stories	1 Story
Building Area	1,857 sqft Living Area
Gross Area	2,391 sqft
1st Floor Area	1,857 sqft

Exterior

Year Built	Built 2001
Effective Year Built	Effective 2001
Exterior Material	Brick
Construction Type	Wood
Foundation Type	Raised
Roof Material	Composition Shingle
Lot Area	25,265 sqft (0.58 acres)
Garage Type	Attached
Garage Area	534 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	184 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	1412 HENRY SMITH RD
City	MONROE
State	NC
Zip	28110-7715
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Local Zoning Code	RA-40 UNIO
Legal Description	#18 LOXDALE FARMS OPCG523-524
Legal Subdivision	LOXDALE FARMS
Legal Lot Number	18
Jurisdiction	UNION NC
Township / Civil Division	GOOSE CREEK
Census Block Group	2
Census Block	2022
Census Tract	20206

Owner

Source: Union County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	1412 HENRY SMITH RD, MONROE, NC 28110-7715
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 1, 2003 · Amount on Record
Deed Sale	Apr 1, 2003 · Amount on Record
Deed Document Number	200314623
Deed Book / Page	3014 / 321
Last Transfer Date	May 3, 2018
Transfer Doc	7155491
Record Updated	Oct 29, 2026

May 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	UNION NC
Recording Date	May 14, 2018
Property Address	1412 HENRY SMITH RD, MONROE, NC 28110-7715
Document Number	7155491
Book / Page	007155 / 000491
Instrument Date	May 3, 2018
Instrument	12837
Transaction Type	Transfer
Record Updated	Jun 14, 2018
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	1412 HENRY SMITH RD MONROE NC 281107715, MONROE, NC 28110-7715

Mortgage

Document Number	7155493
Date	May 14, 2018
Book Page	007155/000493
Instrument	12838

Lender

Name	NAVY FCU
Type	Credit Union
Address	VIENNA, VA 22180

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	May 13, 2033

Tax Assessment & Valuation

Source: Union County assessment roll, as of March 31, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Union County
Municipality	Unionville Town
Unified School District	Union County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$453,300 (-) Land $88,500 Building $364,800	$453,300 (-) Land $88,500 Building $364,800
2025	$2,303.00 (+12.07%)	$453,300 (+47.61%) Land $88,500 Building $364,800	$453,300 (+47.61%) Land $88,500 Building $364,800
2023	$2,055.00	$307,100 Land $48,000 Building $259,100	$307,100 Land $48,000 Building $259,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 14, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	UNION COUNTY WATER SYSTEM serves 169,685 people · EPA ID NC0190413
Water Source	Surface water
Last State Inspection	May 2026
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	E. coli resolved · Mar 2020 Haloacetic acids resolved · Jul 2017
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 69 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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