1412 Forest Ln, Monroe, NC 28112 Property Records

Union County property record for 1412 Forest Ln, Monroe, NC 28112

Property Summary

Property Type	Other Improved
Details	built 2021
Lot Size	4.02 acres (175,329 sqft)
Owner	Individual Name on Record
Last Sale	$40,000 (Dec 2019)
Tax Bill	$1,613 (2025)
Deeds & Mortgages	Oct 2020 Mortgage Dec 2019 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`04-204-081`

Property Details

APN / Parcel Number

Primary APN	`04-204-081`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Building Area	1,920 sqft Living Area
1st Floor Area	1,920 sqft

Exterior

Year Built	Built 2021
Effective Year Built	Effective 2021
Lot Area	175,329 sqft (4.02 acres)

Location & Zoning

Street Address	1412 FOREST LN
City	MONROE
State	NC
Zip	28112-7716
Property Category	Other
Property Type	Other > Other Improved
Local Zoning Code	RA-40 UNIO
Legal Description	#8 FOREST ACRES SEC 2 OPCB34A 7546-499
Legal Subdivision	FOREST ACRES
Jurisdiction	UNION NC
Township / Civil Division	BUFORD
Census Block Group	1
Census Block	1013
Census Tract	20902

Owner

Source: Union County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	1412 FOREST LN, MONROE, NC 28112-7716
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 29, 2020	Deed of Trust, Mortgage · FHA Mortgage VANDERBILT MORTGAGE & FINANCE INC VANDERBILT MORTGAGE & FINANCE INC
Dec 20, 2019	Warranty Deed, Transfer FARM CREDIT SVCS

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 20, 2019 · Amount on Record
Deed Sale	Dec 20, 2019 · Amount on Record
Prior Sale	May 20, 1996 · Amount on Record
Deed Document Number	201940038
Deed Book / Page	7546 / 499
Record Updated	Oct 29, 2026

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UNION NC
Property Address	1412 FOREST LN, MONROE, NC 28112-7716
Document Number	7870792
Instrument Date	Oct 29, 2020
Transaction Type	Mortgage
Record Updated	Dec 14, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1412 FOREST LN MONROE NC 281127716, MONROE, NC 28112-7716

Mortgage

Document Number	7870792
Date	Nov 2, 2020
Book Page	007870/000792
Instrument	44920

Lender

Name	VANDERBILT MORTGAGE & FINANCE INC VANDERBILT MORTGAGE & FINANCE INC
Type	Bank
Address	ATLANTA, GA 30361

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 1, 2050

December 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	UNION NC
Recording Date	Dec 20, 2019
Property Address	1412 FOREST LN, MONROE, NC 28112-7716
Document Number	7546499
Book / Page	007546 / 000499
Instrument Date	Dec 11, 2019
Instrument	40038
Transaction Type	Transfer
Record Updated	Jan 14, 2020
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Tax	$80.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2542 AMOLD DR MONROE NC 28110, MONROE, NC 28110

Mortgage

Document Number	7546502
Date	Dec 20, 2019
Book Page	007546/000502
Instrument	40039

Lender

Name	FARM CREDIT SVCS
Type	Funding / Finance Company
Address	MONROE, NC 28111-0885

Agreement

Amount	Amount Recorded

Tax Assessment & Valuation

Source: Union County assessment roll, as of March 31, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Union County
Unified School District	Union County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$350,100 (-) Land $114,500 Building $235,600	$350,100 (-) Land $114,500 Building $235,600
2025	$1,613.00 (+486.55%)	$350,100 (+688.51%) Land $114,500 Building $235,600	$350,100 (+688.51%) Land $114,500 Building $235,600
2023	$275.00	$44,400 Land $44,400	$44,400 Land $44,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 14, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.02% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	UNION COUNTY WATER SYSTEM serves 169,685 people · EPA ID NC0190413
Water Source	Surface water
Last State Inspection	May 2026
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	E. coli resolved · Mar 2020 Haloacetic acids resolved · Jul 2017
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 37 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Forest Ln

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