1412 Flat Rock Rd, Penn Valley (Narberth), PA 19072 Property Records

Montgomery County property record for 1412 Flat Rock Rd, Penn Valley, PA 19072

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 4,264 sqft · built 1952
Lot Size	1.31 acres (57,299 sqft)
Owner	2 Individual Names on File
Last Sale	$900,000 (Oct 2019)
Tax Bill	$19,521 (2026)
Deeds & Mortgages	Oct 2019 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`40-00-18340-00-7`

Property Details

APN / Parcel Number

Primary APN	`40-00-18340-00-7`
Alternative APN	`40006G034`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	10 Rooms
Stories	1 Story
Building Area	4,264 sqft Living Area
1st Floor Area	1,922 sqft
Basement Area	810 sqft
Finished Basement	810 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1952
Effective Year Built	Effective 1952
Architectural Style	Split Level
Exterior Material	Stone
Lot Area	57,299 sqft
Lot Width	20 ft Width
Garage Area	462 sqft

Exterior Amenities

Porch	Stoop
Porch Area	376 sqft
Deck Area	Deck Area
Patio Area	450 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Oil
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	1412 FLAT ROCK RD
City	PENN VALLEY
State	PA
Zip	19072-1216
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	L 9
Legal Block	6G
Legal Lot Number	9
Jurisdiction	MONTGOMERY PA
Township / Civil Division	LOWER MERION
Census Block Group	1
Census Block	1007
Census Tract	204701

Owner

1412 Flat Rock Rd is owned and occupied by two individuals who bought it in October 2019.

Source: Montgomery County records, as of June 1, 2026

Owner of Record	2 Individual Names on File
Mailing Address	1412 FLAT ROCK RD, PENN VALLEY, PA 19072-1216
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 31, 2019 · Amount on File
Deed Sale	Oct 31, 2019 · Amount on File
Deed Document Number	201977823
Deed Book / Page	6159 / 1248
Prior Transfer Date	Sep 17, 2012
Prior Transfer Doc	0058520392
Record Updated	Oct 29, 2026

October 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	MONTGOMERY PA
Recording Date	Oct 31, 2019
Property Address	1412 FLAT ROCK RD, PENN VALLEY, PA 19072-1216
Document Number	0061591248
Book / Page	006159 / 001248
Instrument Date	Oct 18, 2019
Instrument	77823
Transaction Type	Transfer
Record Updated	Jan 13, 2020
Title Company	CREDIT UNION SETTLEMENT SERVICES LLC, CU SETTLEMENT SVCS LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$9,000.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	1412 FLAT ROCK RD PENN VALLEY PA 190721216, PENN VALLEY, PA 19072-1216

Mortgage

Document Number	147860094
Date	Oct 31, 2019
Book Page	014786/000094
Instrument	77824

Lender

Name	EAST COAST MTG & FIN'L SVCS IN
Type	Mortgage Company
Address	FORT WASHINGTON, PA 19034

Agreement

Amount	Amount on Record
Term	360 Months
Due	Oct 30, 2049

Tax Assessment & Valuation

The 2026 property tax bill for 1412 Flat Rock Rd was $19,521.

Source: Montgomery County assessment roll, as of June 1, 2026

Property Jurisdictions

Type	Name
State	Pennsylvania
County	Montgomery County
County Subdivision	Lower Merion Township
Unified School District	Lower Merion School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$19,521.00	$427,340 (-)	$427,340 (-)
2025	$19,521.00 (+9.37%)	$427,340 (-) Land $179,690 Building $247,650	$427,340 Land $179,690 Building $247,650
2024	$17,848.00	$427,340 (-) Land $179,690 Building $247,650
2023	$17,848.00 (+4.35%)	$427,340 Land $179,690 Building $247,650
2022	$17,104.00
1998			$427,340 Land $179,690 Building $247,650
1996			$427,340 Land $179,690 Building $247,650

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 1412 Flat Rock Rd in Zone X, an area of minimal flood risk, though there have been 10 flood claims nearby since 1978.

Source: FEMA National Flood Hazard Layer, effective November 6, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	6 in force
Nearby Flood Claims	10 (1978–2023)
Claims Outside the SFHA	5 of 10
Most Recent Claim	Jun 2023 · rainfall accumulation
Claims by Event	Tropical Depression Ivan, Sep 2004 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1412 Flat Rock Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 43% of Pennsylvania
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	AQUA PA MAIN SYSTEM private · serves 822,600 people · EPA ID PA1460073
Water Source	Surface water
Last State Inspection	Mar 2025
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Treatment failure resolved · Nov 2024 E. coli resolved · Jul 2017
Treatment and Procedure	None last 10 years
Monitoring and Reporting	27 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 138 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20