1412 E Spruce Ct, Rifle, CO 81650 Property Records

Garfield County property record for 1412 E Spruce Ct, Rifle, CO 81650

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.25 ba · 2,242 sqft · built 2006
Lot Size	0.223 acres (9,729 sqft)
Owner	Individual Name on Record
Last Sale	$400,000 (May 2018)
Tax Bill	$2,468 (2023)
Deeds & Mortgages	Nov 2021 Mortgage Mar 2020 Mortgage + 1 more
APN	`R009594`

Property Details

APN / Parcel Number

Primary APN	`R009594`
Alternative APN	`217710206009`

Interior

Bedrooms	4 Beds
Full Baths	2.25 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	10 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	1 Story
Building Area	2,242 sqft Heated Area
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2006
Effective Year Built	Effective 2006
Exterior Material	Stucco
Construction Type	Metal Frame
Roof Type	Hip
Roof Material	Composition Shingle
Lot Area	9,729 sqft (0.223 acres)
Garage Area	1 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	220 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Account Number	R009594
Street Address	1412 E SPRUCE CT
City	RIFLE
State	CO
Zip	81650-3711
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RL
Legal Description	SECTION: 10 TOWNSHIP: 6 RANGE: 93 SUBDIVISION: HOMESTEAD AT RIFLE PUD BLOCK: 2 LOT: 9 PHASE #4. 9729 SQUARE FEET
Legal Range	93
Legal Township	06
Legal Section	10
Legal Subdivision	HOMESTEAD AT RIFLE PUD
Legal Phase	ASE
Legal Block	2
Legal Lot Number	9
Jurisdiction	GARFIELD CO
Township / Civil Division	RIFLE
Census Block Group	1
Census Block	1014
Census Tract	952004

Owner

Source: Garfield County records, as of April 3, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	1412 E SPRUCE CT, RIFLE, CO 81650-3711
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 29, 2021	Deed of Trust, Mortgage · Conventional Mortgage BAY EQUITY LLC
Mar 20, 2020	Deed of Trust, Mortgage · Conventional Mortgage BAY EQUITY
May 11, 2018	Warranty Deed, Transfer · Conventional with PMI BAY EQUITY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 11, 2018 · Amount on Record
Deed Sale	May 11, 2018 · Amount on Record
Prior Sale	Jun 28, 2006 · Amount on Record
Deed Document Number	2018906647
Record Updated	Oct 29, 2026

November 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GARFIELD CO
Property Address	1412 E SPRUCE CT, RIFLE, CO 81650-3711
Transaction Type	Mortgage
Record Updated	Dec 17, 2021
Title Company	TITLE COMPANY/THE ROCKIES INC, TITLE COMPANY OF THE ROCKIES

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1412 E SPRUCE CT, RIFLE, CO 81650-3711

Mortgage

Document Number	0000967163
Date	Nov 29, 2021
Instrument	967163

Lender

Name	BAY EQUITY LLC
Type	Mortgage Company
Address	CORTE MADERA, CA 94925

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2051

March 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GARFIELD CO
Property Address	1412 E SPRUCE CT, RIFLE, CO 81650-3711
Document Number	0000933469
Instrument Date	Mar 20, 2020
Transaction Type	Mortgage
Record Updated	Apr 21, 2020
Title Company	COMMONWEALTH LAND TITLE INSURANCE, COMMONWEALTH

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	1412 E SPRUCE CT RIFLE CO 816503711, RIFLE, CO 81650-3711

Mortgage

Document Number	0000933469
Date	Mar 25, 2020
Instrument	933469

Lender

Name	BAY EQUITY
Type	Funding / Finance Company
Address	CORTE MADERA, CA 94925

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Mar 24, 2050

May 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	GARFIELD CO
Recording Date	May 11, 2018
Property Address	1412 E SPRUCE CT, RIFLE, CO 81650-3711
Document Number	0000906647
Instrument Date	May 9, 2018
Instrument	906647
Transaction Type	Transfer
Record Updated	Mar 28, 2019
Title Company	NOT AVAILABLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$40.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	1412 E SPRUCE CT RIFLE CO 816503711, RIFLE, CO 81650-3711

Mortgage

Document Number	906648
Date	May 11, 2018
Instrument	906648

Lender

Name	BAY EQUITY
Type	Funding / Finance Company
Address	MUIR BEACH, CA 94965

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	May 10, 2048

Tax Assessment & Valuation

Source: Garfield County assessment roll, as of April 3, 2026

Property Jurisdictions

Type	Name
State	Colorado
County	Garfield County
Municipality	Rifle City
Unified School District	Garfield School District RE-2 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$39,850 (+7.79%) Land $4,750 Building $35,100	$637,580 (+15.54%) Land $76,000 Building $561,580
2023	$2,468.00 (+11.62%)	$36,970 (+19.68%) Land $4,630 Building $32,340	$551,850 (+24.16%) Land $69,110 Building $482,740
2022	$2,211.00	$30,890 Land $4,520 Building $26,370	$444,450 Land $65,000 Building $379,450

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF RIFLE serves 9,489 people · EPA ID CO0123676
Water Source	Surface water
Last State Inspection	Jun 2024
Lead	1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Oct 2023
Treatment and Procedure	None last 10 years
Monitoring and Reporting	31 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 327 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Kellin Communications Fixed Wireless	1,000 / 220
Rise Broadband Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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