1412 E 12th St, Des Moines, IA 50316 Property Records

Polk County property record for 1412 E 12th St, Des Moines, IA 50316

Property Summary

Property TypeSingle Family Home
Details2 bd · 2 ba · 1,133 sqft · built 2015
Lot Size0.267 acres (11,633 sqft)
Owner2 Individual Names on File
Last Sale$144,000 (Dec 2015)
Tax Bill$4,318 (2024)
Deeds & MortgagesDec 2015 Line of Credit
Dec 2015 Line of Credit
+ 1 more
Flood ZoneZone X (minimal risk)
APN7924-35-404-045

Property Details

APN / Parcel Number

Primary APN7924-35-404-045
Alternative APN
  • 110/01324-002-001

Interior

Bedrooms2 Beds
Full Baths2 Baths
Total Rooms4 Rooms
Stories1 Story
Building Area1,133 sqft Living Area
Gross Area2,255 sqft
1st Floor Area1,133 sqft
Basement Area1,122 sqft

Exterior

Year BuiltBuilt 2015
Architectural StyleRanch
Exterior MaterialConcrete Block
Foundation TypeConcrete
Roof TypeGable/Hip
Roof MaterialAsphalt
Lot Area11,633 sqft (0.267 acres)
Lot Width60 ft Width
Garage TypeDetached
Garage Area576 sqft
Parking Spaces2 Parking Spaces
PorchOpen Porch
Porch Area100 sqft
Deck Area120 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air
SewerConnected

Location & Zoning

Street Address1412 E 12TH ST
CityDES MOINES
StateIA
Zip50316-2210
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionPARCEL A BK 15805 PG 880 LOT 151 & S 10F LOT 152 CAPITAL PARK
Legal SubdivisionCAPITAL PARK
Legal Lot Number151,152
JurisdictionPOLK IA
Township / Civil DivisionLEE
Census Block Group2
Census Block2003
Census Tract4800

Owner

1412 E 12th St is owned and occupied by two individuals who acquired it in December 2015.

Source: Polk County records, as of October 15, 2025

Owner of Record2 Individual Names on File
Mailing Address1412 E 12TH ST, DES MOINES, IA 50316-2210
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Dec 9, 2015Deed of Trust, Mortgage · Line of Credit
NEIGHBORHOOD FIN
Dec 9, 2015Deed of Trust, Mortgage · Line of Credit
NEIGHBORHOOD FIN
Dec 9, 2015Deed of Trust, Mortgage · Conventional with PMI
NEIGHBORHOOD FIN

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleDec 4, 2015 · Amount on File
Deed SaleDec 4, 2015 · Amount on File
Deed Document Number0015833342
Deed Book / Page15833 / 342
Last Transfer DateDec 10, 2015
Transfer Doc0000160923
Record UpdatedJun 8, 2026

December 2015: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionPOLK IA
Property Address1412 E 12TH ST, DES MOINES, IA 50316-2210
Document Number0000064160
Instrument DateDec 9, 2015
Transaction TypeMortgage
Record UpdatedFeb 27, 2018
Title CompanyNOT AVAILABLE

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address1412 E 12TH ST DES MOINES IA 503162210, DES MOINES, IA 50316-2210

Mortgage

Document Number0000064160
DateFeb 20, 2018
Book Page016821/000963
Instrument64160
Lender
NameNEIGHBORHOOD FIN
TypeFunding / Finance Company
AddressDES MOINES, IA 50314
Agreement
TypeLine of Credit
AmountAmount on Record
Term84 Months
DueFeb 19, 2025
Interest
Rate TypeAdjustable Rate

December 2015: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionPOLK IA
Property Address1412 E 12TH ST, DES MOINES, IA 50316-2210
Document Number0000064161
Instrument DateDec 9, 2015
Transaction TypeMortgage
Record UpdatedJan 11, 2019
Title CompanyNOT AVAILABLE

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address1412 E 12TH ST DES MOINES IA 503162210, DES MOINES, IA 50316-2210

Mortgage

Document Number0000064161
DateFeb 20, 2018
Book Page016821/000969
Instrument64161
Lender
NameNEIGHBORHOOD FIN
TypeFunding / Finance Company
AddressDES MOINES, IA 50314
Agreement
TypeLine of Credit
AmountAmount on Record
Term24 Months
DueFeb 19, 2020
Interest
Rate TypeAdjustable Rate

December 2015: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionPOLK IA
Property Address1412 E 12TH ST, DES MOINES, IA 50316-2210
Document Number0000064159
Instrument DateDec 9, 2015
Transaction TypeMortgage
Record UpdatedJan 11, 2019
Title CompanyNOT AVAILABLE

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address1412 E 12TH ST DES MOINES IA 503162210, DES MOINES, IA 50316-2210

Mortgage

Document Number0000064159
DateFeb 20, 2018
Book Page016821/000951
Instrument64159
Lender
NameNEIGHBORHOOD FIN
TypeFunding / Finance Company
AddressDES MOINES, IA 50314
Agreement
TypeConventional with PMI
AmountAmount on Record
Term156 Months
DueFeb 19, 2031

Tax Assessment & Valuation

Source: Polk County assessment roll, as of May 1, 2025

Property Jurisdictions

TypeName
StateIowa
CountyPolk County
MunicipalityDes Moines City
Unified School DistrictDes Moines Independent Community School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$249,700 Land $24,100 Building $225,600$249,700 Land $24,100 Building $225,600
2024$4,318.00
2023$225,300 Land $21,500 Building $203,800$225,300 Land $21,500 Building $203,800
2020$370.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1412 E 12th St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective August 17, 2025

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 1412 E 12th St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.1% of the US · lower than 91% of Iowa
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemDES MOINES WATER WORKS
serves 246,055 people · EPA ID IA7727031
Water SourcePurchased surface water from CIWW (DMWW)
Last State InspectionMay 2024
LeadUnder 1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityTreatment failure
resolved · May 2017
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 557 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Google Fiber
Fiber
8,000 / 8,000
CenturyLink
Fiber · DSL in parts of the area
8,000 / 8,000
Metronet
Fiber
5,120 / 5,120
Mediacom Xtream
Cable
2,000 / 1,000
Verizon
Fixed Wireless
1,000 / 75
AT&T
Fixed Wireless
100 / 20

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