1412 Duncan Dr, Liberty, MO 64068 Property Records

Clay County property record for 1412 Duncan Dr, Liberty, MO 64068

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,777 sqft · built 2008
Lot Size	0.24 acres (10,454 sqft)
Owner	Individual Name on File
Tax Bill	$4,639 (2025)
Deeds & Mortgages	Oct 2023 Line of Credit Jun 2021 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`15-106-00-04-021.00`

Property Details

APN / Parcel Number

Primary APN	`15-106-00-04-021.00`
Alternative APNs	`1510600040210001` `269256`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	11 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,777 sqft Living Area
Gross Area	3,481 sqft
1st Floor Area	1,777 sqft
Basement Area	774 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2008
Effective Year Built	Effective 2008
Architectural Style	Bi-Level
Exterior Material	Wood Siding
Foundation Type	Concrete
Roof Material	Composition Shingle
Lot Area	10,454 sqft (0.24 acres)
Lot Dimensions	139 ft deep x 75 ft wide
Garage Type	Attached
Garage Area	930 sqft
Parking Spaces	3 Parking Spaces
Deck Area	144 sqft
Patio Area	144 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC

Location & Zoning

Street Address	1412 DUNCAN DR
City	LIBERTY
State	MO
Zip	64068-3493
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	DUNCAN FIELDS LT 23
Legal Range	31W
Legal Township	51N
Legal Section	06
Legal Subdivision	DUNCAN FIELDS
Legal Lot Number	23
Jurisdiction	CLAY MO
Township / Civil Division	LIBERTY
Census Block Group	3
Census Block	3006
Census Tract	21401

Owner

1412 Duncan Dr is owned and occupied by an individual who acquired it in April 2018.

Source: Clay County records, as of May 27, 2026

Owner of Record	Individual Name on File
Mailing Address	1412 DUNCAN DR, LIBERTY, MO 64068-3493
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 27, 2023	Deed of Trust, Mortgage · Line of Credit BANK OF AMERICA NA
Jun 22, 2021	Deed of Trust, Mortgage · Conventional Mortgage MUTUAL OF OMAHA MORTGAGE INC
May 11, 2020	Deed of Trust, Mortgage PRIME LNDG
Apr 11, 2018	Deed of Trust, Mortgage PRIME LNDG
Apr 16, 2018	Warranty Deed, Transfer CONTINENTAL, CONTINENTAL TITLE CO

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 16, 2018
Deed Sale	Apr 16, 2018
Prior Sale	Apr 29, 2009 · Amount on File
Deed Document Number	201811471
Deed Book / Page	8178 / 139
Prior Transfer Date	Oct 8, 2007
Prior Transfer Doc	0000041939
Record Updated	Oct 29, 2026

October 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLAY MO
Property Address	1412 DUNCAN DR, LIBERTY, MO 64068-3493
Transaction Type	Mortgage
Record Updated	Nov 3, 2023
Title Company	WFG LENDER SERVICES

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1412 DUNCAN DR, LIBERTY, MO 64068-3493

Mortgage

Document Number	0000026243
Date	Oct 27, 2023
Book Page	9647/104
Instrument	2023026243

Lender

Name	BANK OF AMERICA NA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Oct 17, 2053

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLAY MO
Property Address	1412 DUNCAN DR, LIBERTY, MO 64068-3493
Transaction Type	Mortgage
Record Updated	Aug 16, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000026812
Date	Jun 22, 2021
Book Page	9090/178
Instrument	2021026812

Lender

Name	MUTUAL OF OMAHA MORTGAGE INC
Type	Mortgage Company
Address	SAN DIEGO, CA 92108

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	358 Months
Due	Apr 1, 2051

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLAY MO
Property Address	1412 DUNCAN DR, LIBERTY, MO 64068-3493
Document Number	0000015263
Instrument Date	May 11, 2020
Transaction Type	Mortgage
Record Updated	Jul 14, 2020
Title Company	PLATINUM TITLE LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1412 DUNCAN DR LIBERTY MO 640683493, LIBERTY, MO 64068-3493

Mortgage

Document Number	0000015263
Date	May 15, 2020
Book Page	008678/000010
Instrument	15263

Lender

Name	PRIME LNDG
Address	DALLAS, TX 75252

Agreement

Amount	Amount on Record
Term	360 Months
Due	May 14, 2050

April 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLAY MO
Property Address	1412 DUNCAN DR, LIBERTY, MO 64068-3493
Document Number	0000011853
Instrument Date	Apr 11, 2018
Transaction Type	Mortgage
Record Updated	May 22, 2018
Title Company	KANSAS CITY TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1412 DUNCAN DR LIBERTY MO 640683493, LIBERTY, MO 64068-3493

Mortgage

Document Number	0000011853
Date	Apr 18, 2018
Book Page	008180/000084
Instrument	11853

Lender

Name	PRIME LNDG
Address	DALLAS, TX 75252

Agreement

Amount	Amount on Record
Term	360 Months
Due	Apr 17, 2048

April 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CLAY MO
Recording Date	Apr 16, 2018
Property Address	1412 DUNCAN DR, LIBERTY, MO 64068-3493
Document Number	0000011471
Book / Page	008178 / 000139
Instrument Date	Apr 7, 2018
Instrument	11471
Transaction Type	Transfer
Record Updated	Jan 12, 2019
Title Company	CONTINENTAL, CONTINENTAL TITLE CO

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1412 DUNCAN DR LIBERTY MO 640683493, LIBERTY, MO 64068-3493

Tax Assessment & Valuation

The 2025 property tax bill for 1412 Duncan Dr was $4,639.

Source: Clay County assessment roll, as of May 27, 2026

Property Jurisdictions

Type	Name
State	Missouri
County	Clay County
Municipality	Liberty City
Unified School District	Liberty 53 School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,639.00	$64,560	$339,789
2023	$4,071.00	$52,060	$274,000
2019	$3,370.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1412 Duncan Dr in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective May 10, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1412 Duncan Dr is moderate, ranking above 46% of the US, with a 0.08% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 46% of the US · above 55% of Missouri
Wildfire Likelihood	0.08% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LIBERTY PWS serves 30,800 people · EPA ID MO1010466
Water Source	Groundwater
Last State Inspection	Oct 2024
Lead	5 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	23 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 39 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Google Fiber Fiber	8,000 / 8,000
AT&T Fiber	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Wisper ISP.

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