1412 Cunningham Rd, Kinston, NC 28501 Property Records

Lenoir County property record for 1412 Cunningham Rd, Kinston, NC 28501

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 832 sqft · built 1957
Lot Size	0.31 acres (13,504 sqft)
Owner	Individual Name on Record
Last Sale	$29,000 (Jun 2020)
Tax Bill	$1,254 (2026)
Deeds & Mortgages	Jun 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`453603323637`

Property Details

APN / Parcel Number

Primary APN	`453603323637`
Alternative APN	`10199`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	832 sqft Finished Area

Exterior

Year Built	Built 1957
Effective Year Built	Effective 1982
Exterior Material	Asbestos
Foundation Type	Block
Roof Material	Composition Shingle
Lot Area	13,504 sqft (0.31 acres)
Lot Dimensions	135 ft deep x 84.1 ft wide
Garage Type	Carport
Garage Area	412 sqft
Carport	Carport
Carport Area	412 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	32 sqft
Utility Building	56 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump

Location & Zoning

Street Address	1412 CUNNINGHAM RD
City	KINSTON
State	NC
Zip	28501-1836
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	IB
Legal Description	1412 CUNNINGHAM ROAD CONCESSION/2K
Legal Subdivision	TULL SIMMONS
Jurisdiction	LENOIR NC
Township / Civil Division	KINSTON
Census Block Group	4
Census Block	4029
Census Tract	10100

Owner

Source: Lenoir County records, as of October 15, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	1412 CUNNINGHAM RD, KINSTON, NC 28501-1836
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 30, 2020 · Amount on Record
Deed Sale	Jun 30, 2020 · Amount on Record
Prior Sale	May 19, 2015 · Amount on Record
Deed Book / Page	1886 / 658
Transfer Doc	0015170834
Record Updated	Oct 29, 2026

June 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LENOIR NC
Recording Date	Jun 30, 2020
Property Address	1412 CUNNINGHAM RD, KINSTON, NC 28501-1836
Document Number	0018860658
Book / Page	1886 / 658
Instrument Date	Jun 25, 2020
Transaction Type	Transfer
Record Updated	Aug 23, 2022

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$58.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	4200 COMMUNITY DR APT 2108, 4200, WEST PALM BEACH, FL 33409-2753

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1412 CUNNINGHAM RD, KINSTON, NC 28501-1836

Mortgage

Document Number	0001886662
Date	Jun 30, 2020
Instrument	1886/662

Lender

Name	STATE EMPLOYEES CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2050

Interest

Rate Type	Adjustable Rate
Rate	4.37%
Change Frequency	5 Years
Min Rate At Change	4.25%
Index	5-Year CMT
Max Rate	6%

Tax Assessment & Valuation

Source: Lenoir County assessment roll, as of October 15, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Lenoir County
Municipality	Kinston City
Unified School District	Lenoir County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,254.00 (-2.79%)	$91,878 (-) Land $9,011 Building $82,867	$91,878 (-) Land $9,011 Building $82,867
2025	$1,290.00 (+56.74%)	$91,878 (+80.24%) Land $9,011 Building $82,867	$91,878 (+80.24%) Land $9,011 Building $82,867
2023	$823.00	$50,974 Land $7,942 Building $43,032	$50,974 Land $7,942 Building $43,032

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 18, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	4 in force
Nearby Flood Claims	3 (1999–2016)
Claims Outside the SFHA	1 of 3
Most Recent Claim	Oct 2016 · Hurricane Matthew
Claims by Event	Hurricane Matthew, Oct 2016 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF KINSTON serves 27,475 people · EPA ID NC0454010
Water Source	Purchased surface water from NEUSE REGIONAL WTR & SWR AUTH
Last State Inspection	Apr 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 15 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Cable	940 / 35
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30