1412 Commercial St, Belleville, IL 62221 Property Records

St. Clair County property record for 1412 Commercial St, Belleville, IL 62221

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,040 sqft · built 1947
Lot Size	0.14 acres (6,098 sqft)
Owner	2 Individual Names on Record
Last Sale	$131,000 (Nov 2022)
Tax Bill	$2,862 (2025)
Deeds & Mortgages	Nov 2022 Sale & Mortgage Sep 2020 Mortgage
APN	`08-15-0-409-004`

Property Details

APN / Parcel Number

Primary APN	`08-15-0-409-004`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	1,040 sqft Living Area
Basement Area	1,040 sqft
Unfinished Basement	1,040 sqft

Exterior

Year Built	Built 1947
Effective Year Built	Effective 1985
Exterior Material	Brick/Stone
Construction Type	Masonry / Concrete Block
Lot Area	6,098 sqft (0.14 acres)
Lot Dimensions	125 ft deep x 50 ft wide
Garage Area	264 sqft
Parking Spaces	1 Parking Space
Porch	Slab
Porch Area	160 sqft

Utilities, Heating & Cooling

Cooling System	Central

Location & Zoning

Street Address	1412 COMMERCIAL ST
City	BELLEVILLE
State	IL
Zip	62221-4043
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	COMMERCIAL PLACE 1STADD, RESURVEY OF LOT/SEC-67 A02766030
Legal Subdivision	COMMERCIAL PLACE
Legal Block	409
Legal Lot Number	67
Jurisdiction	ST CLAIR IL
Township / Civil Division	BELLEVILLE
Census Block Group	3
Census Block	3005
Census Tract	501801

Owner

Source: St. Clair County records, as of September 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1412 COMMERCIAL ST, BELLEVILLE, IL 62221-4043
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 15, 2022	Warranty Deed, Transfer · Conventional Mortgage FCB BANKS
Sep 10, 2020	Deed of Trust, Mortgage · VA Mortgage FREEDOM MTG

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 15, 2022 · Amount on Record
Deed Sale	Nov 15, 2022 · Amount on Record
Prior Sale	Jun 21, 2006 · Amount on Record
Deed Document Number	20222766030
Record Updated	Oct 29, 2026

November 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST CLAIR IL
Recording Date	Nov 15, 2022
Property Address	1412 COMMERCIAL ST, BELLEVILLE, IL 62221-4043
Document Number	0A02766030
Map Reference	MB X PG 48
Instrument Date	Nov 10, 2022
Instrument	A02766030
Transaction Type	Transfer
Record Updated	Nov 30, 2022
Title Company	COMMUNITY TITLE SHILOH LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$131.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	338 BROOKSIDE DRIVE, BELLEVILLE, IL 62221

Mortgage

Document Number	0A02766031
Date	Nov 15, 2022
Instrument	A02766031

Lender

Name	FCB BANKS
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2052

Interest

Rate	6.37%

Mortgage

Document Number	0A02766032
Date	Nov 15, 2022
Instrument	A02766032

Lender

Name	ILLINOIS HOUSING DEVELOPMENT AUTHORITY
Type	Government Agency
Address	CHICAGO, IL 60601

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	61 Months
Due	Dec 1, 2027

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST CLAIR IL
Property Address	1412 COMMERCIAL ST, BELLEVILLE, IL 62221-4043
Document Number	00A2670391
Instrument Date	Sep 10, 2020
Transaction Type	Mortgage
Record Updated	Nov 12, 2020
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	1412 COMMERCIAL ST BELLEVILLE IL 622214043, BELLEVILLE, IL 62221-4043

Mortgage

Document Number	00A2670391
Date	Oct 8, 2020
Instrument	2670391

Lender

Name	FREEDOM MTG
Type	Mortgage Company
Address	MOUNT LAUREL, NJ 08054

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	300 Months
Due	Oct 7, 2045

Tax Assessment & Valuation

Source: St. Clair County assessment roll, as of September 21, 2026

Property Jurisdictions

Type	Name
State	Illinois
Municipality	Belleville City
County	St. Clair County
Elementary School District	Belleville School District 118 (PK - 08)
Secondary School District	Belleville Township High School District 201 (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,862.00	$44,264 (+12.29%) Land $4,331 Building $39,933	$132,792 (+12.29%) Land $12,993 Building $119,799
2022		$39,420 Land $3,603 Building $35,817	$118,260 Land $10,809 Building $107,451

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer

FEMA Flood Zone	Not on file

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	IL AMERICAN-EAST ST LOUIS private · serves 131,368 people · EPA ID IL1635040
Water Source	Surface water
Last State Inspection	Aug 2024
Lead	2 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 323 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20
AT&T DSL	100 / 20

May also be available: ClearWave, i3 Broadband.

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