1412 Chapin St, Jackson, MI 49203 Property Records

Jackson County property record for 1412 Chapin St, Jackson, MI 49203

Property Summary

Property Type	Single Family Home
Details	4 bd · 1.5 ba · 1,032 sqft · built 1920
Lot Size	0.178 acres (7,754 sqft)
Owner	Individual Name on File
Tax Bill	$1,145 (2025)
Deeds & Mortgages	Oct 2023 Second Mortgage Nov 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`6-0435.0100`

Property Details

APN / Parcel Number

Primary APN	`6-0435.0100`

Interior

Bedrooms	4 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Building Area	1,032 sqft Living Area
1st Floor Area	892 sqft
Basement Area	752 sqft

Exterior

Year Built	Built 1920
Effective Year Built	Effective 1920
Lot Area	7,754 sqft (0.178 acres)
Lot Dimensions	138 ft deep x 103 ft wide

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Street Address	1412 CHAPIN ST
City	JACKSON
State	MI
Zip	49203-6111
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-4
Legal Description	LAND COM AT A POINT ON THE N LINE OF CHAPIN ST AT THE SE COR OF LOT 7 BLK 3 TH N ALG THE E LN OF SAID LOT 7 81 FT TH WLY
Legal Subdivision	EATONS EAST ADD
Legal Block	3
Legal Lot Number	5-7,81
Jurisdiction	JACKSON MI
Township / Civil Division	JACKSON
Census Block Group	3
Census Block	3007
Census Tract	1200

Owner

1412 Chapin St is owned and occupied by an individual.

Source: Jackson County records, as of June 29, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	1412 CHAPIN ST, JACKSON, MI 49203-6111
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Et Al (and Others)

Deeds, Mortgages & Sale History

Date	Document
Oct 10, 2023	Deed of Trust, Mortgage · Stand-Alone Second Mortgage MICHIGAN SCHOOLS & GOVERNMENT CU
Nov 5, 2021	Warranty Deed, Transfer · FHA Mortgage UNION HOME MORTGAGE CORP

Assessor's Deed Record

Deed Names	Name on Deed
Record Updated	Sep 20, 2026

October 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JACKSON MI
Property Address	1412 CHAPIN ST, JACKSON, MI 49203-6111
Transaction Type	Mortgage
Record Updated	Nov 22, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1412 CHAPIN ST, JACKSON, MI 49203-6111

Mortgage

Document Number	0002946536
Date	Oct 10, 2023
Book Page	2236/545
Instrument	2946536

Lender

Name	MICHIGAN SCHOOLS & GOVERNMENT CU
Type	Credit Union
Address	TROY, MI 48098

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record
Term	119 Months
Due	Sep 15, 2033

November 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	JACKSON MI
Recording Date	Nov 5, 2021
Property Address	1412 CHAPIN ST, JACKSON, MI 49203-6111
Document Number	0002898523
Book / Page	2199 / 633
Map Reference	LB 4 PG 7
Instrument Date	Oct 15, 2021
Instrument	2898523
Transaction Type	Transfer
Record Updated	Aug 2, 2023
Title Company	DEVON TITLE COMPANY, DEVON TITLE AGENCY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$731.00
Amount Accuracy	Full Amount Stated
Additional	Notice of Trustee Sale Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	4 CHAUCER RD, GREENVILLE, SC 29617

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	824 MENOMINEE RD, PONTIAC, MI 48341-1548
Investor	Possibly a Property Investor

Mortgage

Document Number	0002897522
Date	Oct 27, 2021
Book Page	2198/932
Instrument	2897522

Lender

Name	UNION HOME MORTGAGE CORP
Type	Mortgage Company
Address	STRONGSVILLE, OH 44136

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2051

Tax Assessment & Valuation

The 2025 property tax bill for 1412 Chapin St was $1,145 with a homeowner's exemption, down 16.8% from the year before.

Source: Jackson County assessment roll, as of June 29, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Jackson County
Municipality	Jackson City
Unified School District	Jackson Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$41,600 (+16.2%)	$83,200 (+16.2%)
2025	$1,145.00 (-16.85%)	$35,800	$71,600
2024	$1,377.00
2023		$26,000	$52,000
2022	$1,422.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1412 Chapin St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective May 3, 2010

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 1412 Chapin St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	JACKSON serves 33,165 people · EPA ID MI0003470
Water Source	Groundwater influenced by surface water
Last State Inspection	Mar 2022
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	No certified operator Dec 2020
Monitoring and Reporting	21 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 232 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
AT&T DSL	100 / 20

May also be available: Mercury Fiber, Verizon.

Nearby Properties on Chapin St

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures