1412 Cedar Rd, Two Harbors, MN 55616 Property Records

Lake County property record for 1412 Cedar Rd, Two Harbors, MN 55616

Property Summary

Property TypeSingle Family Home
Details3 bd · 1 ba · 1,080 sqft · built 1941
Lot Size10 acres (435,600 sqft)
Owner2 Individual Names on Record
Tax Bill$1,306 (2026)
Deeds & MortgagesAug 2021 Refinance
APN29-5310-30830

Property Details

APN / Parcel Number

Primary APN29-5310-30830

Interior

Bedrooms3 Beds
Full Baths1 Bath
Stories1 Story
Building Area1,080 sqft Gross Area
1st Floor Area1,080 sqft
Utility Area128 sqft
FlooringWood
Interior WallsWood
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1941
Effective Year BuiltEffective 2000
Architectural StyleBungalow
Exterior MaterialWood
Construction TypeWood
Roof TypeGable
Roof MaterialWood
Lot Area435,600 sqft (10 acres)
Pool TypePool with Hot Tub/Spa

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
Heating FuelGas

Location & Zoning

Street Address1412 CEDAR RD
CityTWO HARBORS
StateMN
Zip55616-4016
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionE12 OF W12 OF NW14 OF SE14
Legal Range10W
Legal Township53N
Legal Section30
JurisdictionLAKE MN
Township / Civil DivisionSILVER CREEK
Census Block Group4
Census Block4000
Census Tract370400

Owner

Source: Lake County records, as of October 22, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record2 Individual Names on Record
Mailing Address1412 CEDAR RD, TWO HARBORS, MN 55616-4016
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Record UpdatedOct 29, 2026

August 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionLAKE MN
Property Address1412 CEDAR RD, TWO HARBORS, MN 55616-4016
Transaction TypeMortgage
Record UpdatedSep 1, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document NumberA000198172
DateAug 11, 2021
InstrumentA000198172
Lender
NameTWO HARBORS FEDERAL CREDIT UNION
Agreement
TypeStand-Alone Refinance
AmountAmount Recorded
Term181 Months
DueSep 1, 2036

Tax Assessment & Valuation

Source: Lake County assessment roll, as of August 6, 2026

Property Jurisdictions

TypeName
StateMinnesota
CountyLake County
County SubdivisionSilver Creek Township
Unified School DistrictLake Superior Public School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$1,306.00 (+70.05%) Homeowner's exemption$289,500 (-8.44%) Land $79,600 Building $209,900$289,500 (-8.44%) Land $79,600 Building $209,900
2025$768.00$316,200 (+37.24%) Land $77,800 Building $238,400$316,200 (+37.24%) Land $77,800 Building $238,400
2023$230,400 Land $58,500 Building $171,900$230,400 Land $58,500 Building $171,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneNot on file
Nearby Flood Policies1 in force
Nearby Flood Claims4 (2012–2019)
Claims Outside the SFHA4 of 4
Most Recent ClaimDec 2019 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 60% of Minnesota
Wildfire Likelihood0.02% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 5 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Zito Media
Fiber
1,000 / 1,000
Starlink
Satellite
280 / 30
Frontier
DSL
115 / 7
T-Mobile
Fixed Wireless
25 / 3

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Cedar Rd

Nearby Streets

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