1412 Ave H SW, Winter Haven, FL 33880 Property Records

Polk County property record for 1412 Ave H SW, Winter Haven, FL 33880

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,424 sqft · built 1956
Lot Size	0.25 acres (10,873 sqft)
Owner	Individual Name on Record
Tax Bill	$1,915 (2025)
Deeds & Mortgages	Feb 2021 Mortgage Jul 2019 Sale & Mortgage + 1 more
Flood Zone	Zone AE (high risk)
APN	`26-28-29-618700-000280`

Property Details

APN / Parcel Number

Primary APN	`26-28-29-618700-000280`
Alternative APNs	`292826618700000280` `92826000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,424 sqft Living Area
Gross Area	1,652 sqft
1st Floor Area	1,424 sqft
Flooring	Concrete/Cement
Interior Walls	Plaster

Exterior

Year Built	Built 1956
Effective Year Built	Effective 2000
Exterior Material	Stucco
Construction Type	Masonry / Concrete Block
Foundation Type	Concrete
Roof Type	Gable
Roof Material	Metal
Lot Area	10,873 sqft (0.25 acres)
Lot Dimensions	133 ft deep x 75 ft wide
View / Lot	Commercial/Industrial
Garage Type	Attached
Garage Area	228 sqft

Exterior Amenities

Porch	Enclosed/Unfinished Porch
Porch Area	357 sqft
Utility Building	75 sqft
Boat Access	Boat Access

Location & Zoning

Street Address	1412 AVENUE H SW
City	WINTER HAVEN
State	FL
Zip	33880-2610
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1C
Legal Description	HANNA SUB UNIT NO 1 PB 35 PG 31 LOT 28
Legal Range	26E
Legal Township	28S
Legal Section	29
Legal Subdivision	HANNA SUBDIVISION UNIT NO 1
Legal Tract	618700
Legal Block	2
Legal Lot Number	28
Legal Unit	1
Jurisdiction	POLK FL
Township / Civil Division	WINTER HAVEN-AUBURNDALE
Census Block Group	2
Census Block	2008
Census Tract	13801

Owner

Source: Polk County records, as of September 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	1412 AVENUE H SW, WINTER HAVEN, FL 33880-2610
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 26, 2021	Deed of Trust, Mortgage · Conventional Mortgage THE MORTGAGE FIRM INC
Jul 1, 2019	Quit Claim Deed, Mortgage · FHA Mortgage MORTGAGE FIRM
Jun 12, 2019	Correction Deed, Transfer LAKELAND TITLE LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 1, 2019
Deed Sale	Jul 1, 2019
Prior Sale	Mar 12, 2015 · Amount on Record
Deed Document Number	2019136864
Deed Book / Page	10893 / 167
Prior Transfer Date	Jun 24, 2019
Prior Transfer Doc	0000136864
Record Updated	Oct 29, 2026

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	POLK FL
Property Address	1412 AVENUE H SW, WINTER HAVEN, FL 33880-2610
Transaction Type	Mortgage
Record Updated	Aug 2, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1412 AVENUE H SW, WINTER HAVEN, FL 33880-2610

Mortgage

Document Number	0000050335
Date	Feb 26, 2021
Book Page	11598/1841
Instrument	2021050335

Lender

Name	THE MORTGAGE FIRM INC
Type	Mortgage Company
Address	ALTAMONTE SPRINGS, FL 32714

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2051

July 2019: Quit Claim Deed, Mortgage

Document Type	Quit Claim Deed
Jurisdiction	POLK FL
Recording Date	Jul 1, 2019
Property Address	1412 AVENUE H SW, WINTER HAVEN, FL 33880-2610
Document Number	0108930167
Book / Page	010893 / 000167
Instrument Date	Jun 24, 2019
Instrument	136864
Transaction Type	Mortgage
Record Updated	Jul 17, 2019
Title Company	LAKELAND TITLE LLC

Transaction

Amount	Amount Recorded
Tax	$0.70
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1412 AVENUE H SW WINTER HAVEN FL 338802610, WINTER HAVEN, FL 33880-2610

Mortgage

Document Number	108930168
Date	Jul 1, 2019
Book Page	010893/000168
Instrument	136865

Lender

Name	MORTGAGE FIRM
Type	Mortgage Company
Address	ALTAMONTE SPRINGS, FL 32714

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 30, 2049

June 2019: Correction Deed, Transfer

Document Type	Correction Deed
Jurisdiction	POLK FL
Recording Date	Jun 12, 2019
Property Address	1412 AVENUE H SW, WINTER HAVEN, FL 33880-2610
Document Number	0108731497
Book / Page	010873 / 001497
Instrument Date	Jun 5, 2019
Instrument	122315
Transaction Type	Transfer
Record Updated	Jun 25, 2019
Title Company	LAKELAND TITLE LLC

Transaction

Amount	Amount Recorded
Tax	$0.70

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	1412 AVENUE H SW WINTER HAVEN FL 338802610, WINTER HAVEN, FL 33880-2610

Tax Assessment & Valuation

Source: Polk County assessment roll, as of September 28, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Polk County
Municipality	Winter Haven City
Unified School District	Polk County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$148,147 (+2.7%)	$279,396 (-0.74%) Land $37,853 Building $241,543
2025	$1,915.00 (+6.8%) Homeowner's exemption	$144,252 (+5.99%)	$281,467 (-5.38%) Land $37,853 Building $243,614
2023	$1,793.00 (+3.4%) Homeowner's exemption	$136,104 (+3%)	$297,475 (+14.37%) Land $37,080 Building $260,395
2022	$1,734.00 Homeowner's exemption	$132,140	$260,094 Land $30,900 Building $229,194

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	133.3 ft
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 21 policies
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	21 in force
Nearby Flood Claims	11 (1992–2022)
Claims Outside the SFHA	1 of 11
Most Recent Claim	Sep 2022 · Hurricane Ian
Claims by Event	Hurricane Ian, Sep 2022 · 3 claims Hurricane Frances, Sep 2004 · 6 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 97.6% of Florida
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WINTER HAVEN WATER DEPARTMENT serves 87,537 people · EPA ID FL6531992
Water Source	Groundwater
Last State Inspection	Dec 2021
Lead	7 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	E. coli resolved · Sep 2021
Treatment and Procedure	None last 10 years
Monitoring and Reporting	16 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 241 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

May also be available: Frontier, Verizon.

Nearby Properties on Ave H SW

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures