1412 Apple Valley Dr, Howard, OH 43028 Property Records

Knox County property record for 1412 Apple Valley Dr, Howard, OH 43028

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,200 sqft · built 1974
Lot Size	0.232 acres (10,106 sqft)
Owner	Individual Name on File
Last Sale	$60,800 (Jul 1995)
Tax Bill	$1,943 (2025)
Deeds & Mortgages	May 2022 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`23-00317.000`

Property Details

APN / Parcel Number

Primary APN	`23-00317.000`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	4 Rooms
Stories	1 Story
Building Area	1,200 sqft Living Area
1st Floor Area	1,200 sqft
Basement Area	1,152 sqft
Finished Basement	288 sqft
Unfinished Basement	576 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1974
Effective Year Built	Effective 1974
Architectural Style	Split Level
Exterior Material	Wood
Construction Type	Frame
Lot Area	10,106 sqft (0.232 acres)
Lot Dimensions	135 ft deep x 75 ft wide
Patio Area	185 sqft

Utilities, Heating & Cooling

Cooling System	None
Heating System	Gas

Location & Zoning

Street Address	1412 APPLE VALLEY DR
City	HOWARD
State	OH
Zip	43028-9495
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	ORCHARD HILLS LOT #317
Legal Subdivision	PLAT OF ORCHARD HILLS PLAT ONE
Legal Lot Number	317
Jurisdiction	KNOX OH
Township / Civil Division	HOWARD
Census Block Group	2
Census Block	2027
Census Tract	6801

Owner

1412 Apple Valley Dr is owned by an individual who bought it in July 1995.

Source: Knox County records, as of July 28, 2026

Owner of Record	Individual Name on File
Mailing Address	14112 APPLE VALLEY DR, HOWARD, OH 43028
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 31, 1995 · Amount on File
Deed Sale	Jul 31, 1995 · Amount on File
Prior Sale	Sep 14, 1990
Record Updated	Oct 29, 2026

May 2022: Fiduciary Deed, Transfer

Document Type	Fiduciary Deed
Jurisdiction	KNOX OH
Recording Date	May 23, 2022
Property Address	1412 APPLE VALLEY DR, HOWARD, OH 43028-9495
Document Number	0000004380
Book / Page	1924 / 844
Instrument Date	May 20, 2022
Instrument	20220-00004380
Transaction Type	Transfer
Record Updated	Apr 10, 2026

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	14112 APPLE VALLEY DR, HOWARD, OH 43028

Mortgage

Document Number	22000004381
Date	May 23, 2022
Instrument	220-00004381

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record

Tax Assessment & Valuation

The 2025 property tax bill for 1412 Apple Valley Dr was $1,943, down 9.4% from the year before.

Source: Knox County assessment roll, as of April 10, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Knox County
County Subdivision	Howard Township
Unified School District	East Knox Local School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026			$149,030 Land $11,880 Building $137,150
2025	$1,943.00 (-9.38%)	$52,160 (-) Land $4,160 Building $48,000
2024	$2,144.00 (+0.33%)	$52,160 (-) Land $4,160 Building $48,000
2023	$2,137.00 (+22.68%)	$52,160 (+42.98%) Land $4,160 Building $48,000	$149,030 Land $11,880 Building $137,150
2022	$1,742.00	$36,480 Land $2,910 Building $33,570
2020			$104,220 Land $8,310 Building $95,910

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1412 Apple Valley Dr in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 2010.

Source: FEMA National Flood Hazard Layer, effective July 7, 2009 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	2 (2010–2014)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Aug 2014 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1412 Apple Valley Dr is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 64% of Ohio
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	KNOX COUNTY WATER AND WASTEWATER PWS private · serves 8,250 people · EPA ID OH4202012
Water Source	Groundwater
Last State Inspection	Nov 2022
Lead	2 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 119 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 35
AT&T Fixed Wireless	100 / 20

May also be available: Mercury Fiber, Verizon.

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