14115 Mirror Ct, Naples, FL 34114 Property Records

Collier County property record for 14115 Mirror Ct, Naples, FL 34114

Property Summary

Property Type	Single Family Home
Details	1,602 sqft · built 2006
Lot Size	0.21 acres (9,148 sqft)
Owner	2 Individual Names on File
Last Sale	$429,000 (Dec 2017)
Tax Bill	$4,189 (2025)
Deeds & Mortgages	Oct 2021 Mortgage Dec 2017 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`586964 686B12`

Property Details

APN / Parcel Number

Primary APN	`586964 686B12`
Alternative APN	`69060112348`

Interior

Stories	2 Stories
Building Area	1,602 sqft Living Area
1st Floor Area	1,602 sqft

Exterior

Year Built	Built 2006
Effective Year Built	Effective 2006
Construction Type	Masonry / Concrete Block
Lot Area	9,148 sqft (0.21 acres)
Pool Area	144 sqft
Deck Area	588 sqft

Location & Zoning

Street Address	14115 MIRROR CT
City	NAPLES
State	FL
Zip	34114-8656
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PUD
Legal Description	REFLECTION LAKES AT NAPLES PHASE 1C LOT 68
Legal Range	26
Legal Township	51
Legal Section	12
Legal Subdivision	REFLECTION LAKES NAPLES 1C
Legal Phase	1C
Legal Tract	586964
Legal Block	1
Legal Lot Number	68
Jurisdiction	COLLIER FL
Township / Civil Division	EVERGLADES
Census Block Group	1
Census Block	1017
Census Tract	11108

Owner

14115 Mirror Ct is owned and occupied by two individuals who bought it in December 2017.

Source: Collier County records, as of August 25, 2026

Owner of Record	2 Individual Names on File
Mailing Address	14115 MIRROR CT, NAPLES, FL 34114-8656
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 22, 2021	Deed of Trust, Mortgage · Conventional Mortgage NATIONS LENDING CORP
Dec 6, 2017	Warranty Deed, Transfer · FHA Mortgage CENTENNIAL BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 6, 2017 · Amount on File
Deed Sale	Dec 6, 2017 · Amount on File
Prior Sale	Dec 7, 2006 · Amount on File
Deed Document Number	20175479762
Deed Book / Page	5455 / 2335
Record Updated	Oct 29, 2026

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COLLIER FL
Property Address	14115 MIRROR CT, NAPLES, FL 34114-8656
Transaction Type	Mortgage
Record Updated	Nov 2, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	14115 MIRROR CT, NAPLES, FL 34114-8656

Mortgage

Document Number	0060302252
Date	Oct 22, 2021
Book Page	6030/2252
Instrument	6147467

Lender

Name	NATIONS LENDING CORP
Type	Mortgage Company
Address	INDEPENDENCE, OH 44131

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2051

December 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	COLLIER FL
Recording Date	Dec 6, 2017
Property Address	14115 MIRROR CT, NAPLES, FL 34114-8656
Document Number	0054552335
Book / Page	5455 / 2335
Map Reference	MB44 PG19
Instrument Date	Nov 22, 2017
Instrument	5479762
Transaction Type	Transfer
Record Updated	Dec 30, 2021
Title Company	ATTORNEY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$3,003.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	18018 ROYAL TREE PKWY, 18018, NAPLES, FL 34114-8941

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	14115 MIRROR CT, NAPLES, FL 34114-8656
Investor	Possibly a Property Investor

Mortgage

Document Number	0005479763
Date	Dec 6, 2017
Instrument	5479763

Lender

Name	CENTENNIAL BANK
Type	Bank

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2048

Tax Assessment & Valuation

The 2025 property tax bill for 14115 Mirror Ct was $4,189 with a homeowner's exemption.

Source: Collier County assessment roll, as of August 25, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Collier County
Unified School District	Collier County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$425,397 (+2.7%)	$642,130 (+10.5%) Land $144,920 Building $497,210
2025	$4,189.00 Homeowner's exemption	$414,213	$581,088 Land $231,739 Building $349,349
2023	$3,870.00 (-2.1%) Homeowner's exemption	$390,815 (+3%)	$615,473 (+13.07%) Land $186,219 Building $429,254
2022	$3,953.00 Homeowner's exemption	$379,432	$544,328 Land $104,283 Building $440,045

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 14115 Mirror Ct in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective June 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 521 individual policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	601 units insured incl. 80 condo units
Nearby Flood Claims	15 (2017–2024)
Claims Outside the SFHA	3 of 15
Most Recent Claim	Sep 2024 · Hurricane Helene
Claims by Event	Hurricane Helene, Sep 2024 · 2 claims Hurricane Irma, Sep 2017 · 10 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 14115 Mirror Ct is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 93% of Florida
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	COLLIER COUNTY REGIONAL WTP serves 216,993 people · EPA ID FL5114069
Water Source	Groundwater
Last State Inspection	Jul 2025
Lead	1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	9 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 310 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Summit Broadband Fiber	2,000 / 2,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20

May also be available: Blue Stream.

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