Berrien County property record for 14112 Main St, Buchanan, MI 49107 · Last verified August 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 3 Beds |
| Bathrooms | 1 Baths |
| Year Built | Built 1920 |
| Square Footage | 1,131 sqft Living Area |
| Lot Size | 43,560 sqft (1 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $74,900 (2018) |
| Tax Bill | $1,120.00 (2025) |
| Primary APN | 06-0015-0009-02-5 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Baths |
| Building Area | 1,131 sqft Living Area |
| 1st Floor | 1,131 sqft 1st Floor |
| Year Built | Built 1920 |
|---|---|
| Effective Year Built | Effective 1920 |
| Architectural Style | Raised Ranch Style |
| Lot Area | 43,560 sqft (1 acres) |
| Heating System | Forced Air with Air Conditioning Heating |
|---|
| Street Address | 14112 MAIN ST |
|---|---|
| City | BUCHANAN |
| State | MI |
| Zip | 49107-9124 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | COM AT E1/4 PST SEC 15 T7S R18W TH W 208'TH S 208'TH E 208'TH N 208'TO POB |
| Legal Range | 18W |
| Legal Township | 07S |
| Legal Section | 15 |
| Jurisdiction | BERRIEN MI |
| Minor Civil Division | BUCHANAN |
| Census Blockgroup | 3 |
| Census Block | 3027 |
| Census Tract | 20100 |
Source: Berrien County records · APN 06-0015-0009-02-5
Assessment roll updated June 5, 2026 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 1314 E MONROE ST, SOUTH BEND, IN 46615-1004 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Mar 05, 2026 | Deed of Trust, Mortgage · Conventional Mortgage RUOFF MORTGAGE COMPANY INC |
| Aug 18, 2020 | Deed of Trust, Mortgage · Conventional Mortgage HORIZON BANK |
| Apr 18, 2018 | Deed of Trust, Mortgage · Line of Credit UNITED FCU |
| Sep 02, 2022 | Intrafamily Transfer, Transfer |
| Oct 03, 2018 | Warranty Deed, Transfer · Conventional Mortgage HORIZON BANK NA |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Oct 03, 2018 · Amount on Record |
| Deed Sale | Oct 03, 2018 · Amount on Record |
| Prior Sale | Oct 03, 2018 · Amount on Record |
| Deed Book / Page | 3218 / 2758 |
| Last Transfer Date | Sep 02, 2022 |
| Transfer Doc | 03384/3200 |
| Record Refreshed | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BERRIEN MI |
| Property Address | 14112 MAIN ST, BUCHANAN, MI 49107-9124 |
| Transaction Type | Mortgage |
| Record Updated | Mar 31, 2026 |
| Name | Verified Name |
|---|---|
| Address | 1314 E MONROE ST, SOUTH BEND, IN 46615-1004 |
| Document Number | 03471/2310 |
|---|---|
| Date | Mar 05, 2026 |
| Book Page | 3471/2310 |
| Instrument | 2026453106 |
| Name | RUOFF MORTGAGE COMPANY INC |
|---|---|
| Type | Mortgage Company |
| Address | FORT WAYNE, IN 46804 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Apr 01, 2056 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BERRIEN MI |
| Property Address | 14112 MAIN ST, BUCHANAN, MI 49107-9124 |
| Transaction Type | Mortgage |
| Record Updated | Nov 09, 2023 |
| Name | Verified Name |
|---|
| Document Number | 003287/402 |
|---|---|
| Date | Aug 18, 2020 |
| Book Page | 3287/402 |
| Name | HORIZON BANK |
|---|---|
| Type | Bank |
| Address | MICHIGAN CITY, IN 46360 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Sep 01, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BERRIEN MI |
| Property Address | 14112 MAIN ST, BUCHANAN, MI 49107-9124 |
| Transaction Type | Mortgage |
| Record Updated | Nov 09, 2023 |
| Name | Verified Name |
|---|
| Document Number | 03203/0250 |
|---|---|
| Date | Apr 18, 2018 |
| Book Page | 3203/0250 |
| Name | UNITED FCU |
|---|---|
| Type | Credit Union |
| Address | SAINT JOSEPH, MI 49085 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 120 Months |
| Due | Apr 25, 2028 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly (Revolving credit lines are monthly unless stated otherwise). |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | BERRIEN MI |
| Recording Date | Sep 02, 2022 |
| Property Address | 14112 MAIN ST, BUCHANAN, MI 49107-9124 |
| Document Number | 03384/3200 |
| Book / Page | 3384 / 3200 |
| Instrument Date | Sep 01, 2022 |
| Instrument | 2022361641 |
| Transaction Type | Transfer |
| Record Updated | Nov 09, 2023 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1314 E MONROE ST, SOUTH BEND, IN 46615-1004 |
| Name | Verified Name |
|---|---|
| Address | 14112 MAIN ST, BUCHANAN, MI 49107-9124 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | BERRIEN MI |
| Recording Date | Oct 03, 2018 |
| Property Address | 14112 MAIN ST, BUCHANAN, MI 49107-9124 |
| Document Number | 03218/2758 |
| Book / Page | 3218 / 2758 |
| Instrument Date | Oct 02, 2018 |
| Transaction Type | Transfer |
| Record Updated | Nov 09, 2023 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $645.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 00000 |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenant/Joint Tenant w/ Right Of Survivorship |
| Address | 1314 E MONROE ST, SOUTH BEND, IN 46615-1004 |
| Document Number | 0032182761 |
|---|---|
| Date | Oct 03, 2018 |
| Instrument | 3218/2761 |
| Name | HORIZON BANK NA |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Oct 01, 2048 |
Source: Berrien County records · Assessment roll updated June 5, 2026 · Last verified August 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Berrien County |
| County Subdivision | Buchanan Township |
| Unified School District | Buchanan Community School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $64,800 (-2.85%) | $129,600 (-2.85%) | |
| 2025 | $1,120.00 (+3.61%) Homeowner's exemption | $66,700 (+21.27%) | $133,400 (+21.27%) |
| 2024 | $1,081.00 (-40.08%) | ||
| 2023 | $55,000 | $110,000 | |
| 2022 | $1,804.00 |
14112 Main St is in FEMA Zone X, outside the Special Flood Hazard Area, with direct wildfire exposure (Low risk).
Source: FEMA National Flood Hazard Layer · Berrien County (26021C), updated September 10, 2024
| FEMA Flood Zone | Zone X minimal flood hazard · outside the 0.2% annual chance floodplain |
|---|---|
| Special Flood Hazard Area | No |
Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020
| Wildfire Risk to Homes | Low 20th percentile of exposed land nationally · 52nd in Michigan |
|---|---|
| Wildfire Likelihood | Low — about 1 in 10,000 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
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