Clay County property record for 14110 Lora St, Smithville, MO 64089
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 3 ba · 1,287 sqft · built 1995 |
| Lot Size | 0.19 acres (8,276 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $359,100 (Jul 2026) |
| Tax Bill | $2,719 (2025) |
| Deeds & Mortgages | Jul 2026 Sale & Mortgage Jan 2026 Sale |
| Flood Zone | Zone X (minimal risk) |
| APN | 09-305-00-01-006.00 |
| Primary APN | 09-305-00-01-006.00 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3 Baths |
| Plumbing Fixtures | 13 Plumbing Fixtures |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,287 sqft Living Area |
| Gross Area | 2,567 sqft |
| 1st Floor Area | 1,287 sqft |
| Basement Area | 840 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1995 |
|---|---|
| Effective Year Built | Effective 1995 |
| Architectural Style | Split Level |
| Exterior Material | Wood Siding |
| Roof Material | Composition Shingle |
| Lot Area | 8,276 sqft (0.19 acres) |
| Lot Dimensions | 112 ft deep x 70 ft wide |
| Garage Type | Attached |
| Garage Area | 440 sqft |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Street Address | 14110 LORA ST |
|---|---|
| City | SMITHVILLE |
| State | MO |
| Zip | 64089-8480 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | WOODS COURT 1ST PLAT LT 25 |
| Legal Range | 33W |
| Legal Township | 52N |
| Legal Section | 02 |
| Legal Subdivision | WOODS COURT 1ST |
| Legal Lot Number | 25 |
| Jurisdiction | CLAY MO |
| Township / Civil Division | PLATTE |
| Census Block Group | 3 |
| Census Block | 3011 |
| Census Tract | 21900 |
Source: Clay County records · APN 09-305-00-01-006.00
Assessment roll updated May 27, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 8109 N SUMMIT ST, KANSAS CITY, MO 64118-1155 |
| Owner Type | Individual |
| Vesting | Married Couple |
| Date | Document |
|---|---|
| Jul 08, 2026 | Warranty Deed, Transfer · Conventional Mortgage OAKSTAR BANK NA |
| Jan 30, 2026 | Warranty Deed, Transfer |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Jul 08, 2026 · Amount on Record |
| Deed Sale | Jul 08, 2026 · Amount on Record |
| Prior Sale | Jan 30, 2026 |
| Deed Document Number | 202618487 |
| Deed Book / Page | 10205 / 98 |
| Record Updated | Sep 20, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CLAY MO |
| Recording Date | Jul 08, 2026 |
| Property Address | 14110 LORA ST, SMITHVILLE, MO 64089-8480 |
| Document Number | 0000018487 |
| Book / Page | 10205 / 98 |
| Instrument Date | Jul 02, 2026 |
| Instrument | 202618487 |
| Transaction Type | Transfer |
| Record Updated | Jul 16, 2026 |
| Title Company | CONTINENTAL TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Estimated Sale Price |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 8109 N SUMMIT ST, KANSAS CITY, MO 64118-1155 |
| Document Number | 0000018488, |
|---|---|
| Date | Jul 08, 2026 |
| Instrument | 202618488 |
| Name | OAKSTAR BANK NA |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Aug 01, 2056 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 6.53% |
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CLAY MO |
| Recording Date | Jan 30, 2026 |
| Property Address | 14110 LORA ST, SMITHVILLE, MO 64089-8480 |
| Document Number | 0000002673 |
| Book / Page | 10098 / 57 |
| Instrument Date | Jan 20, 2026 |
| Instrument | 2026002673 |
| Transaction Type | Transfer |
| Record Updated | Feb 09, 2026 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1295 W WASHINGTON ST STE 115, 115, TEMPE, AZ 85288-1233 |
| Investor | Possibly a Property Investor |
Source: Clay County records · Assessment roll updated May 27, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | Missouri |
| County | Clay County |
| Municipality | Smithville City |
| Unified School District | Smithville R-II School District (PK - 12) |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,719.00 (+8.07%) | $38,210 (+9.64%) | $201,105 (+9.64%) |
| 2024 | $2,516.00 (+4.57%) | ||
| 2023 | $2,406.00 (+10.47%) | $34,850 (+14.71%) | $183,421 (+14.71%) |
| 2022 | $2,178.00 (+8.3%) | $30,380 | |
| 2021 | $159,894 | ||
| 2019 | $2,011.00 |
Source: FEMA National Flood Hazard Layer as of May 10, 2018 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Wildfire Risk | Low lower than 64% of the US · lower than 72% of Missouri |
|---|---|
| Wildfire Likelihood | 0.05% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values are read at the parcel center point; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Wisper ISP Fixed Wireless | 400 / 30 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile USA Fixed Wireless | 100 / 20 |
May also be available: AT&T.
Based on FCC filings for 79 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | SMITHVILLE PWS serves 10,885 people |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Oct 2024 |
| Lead | 3 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ. The full violation and enforcement history is in the system's EPA record.
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