1411 Waterfall Ln, Bakersfield, CA 93311 Property Records

Kern County property record for 1411 Waterfall Ln, Bakersfield, CA 93311

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,428 sqft · built 2016
Lot Size	0.139 acres (6,098 sqft)
Owner	Individual Name on File
Last Sale	$353,000 (Aug 2016)
Tax Bill	$5,907 (2025)
Deeds & Mortgages	Aug 2026 Line of Credit Apr 2023 Line of Credit + 2 more
Flood Zone	Zone X (minimal risk)
APN	`522-631-12-6`

Property Details

APN / Parcel Number

Primary APN	`522-631-12-6`
Alternative APN	`522-631-12-00-0`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,428 sqft Living Area
1st Floor Area	1,298 sqft
2nd Floor Area	1,130 sqft

Exterior

Year Built	Built 2016
Construction Type	Wood
Lot Area	6,098 sqft (0.139 acres)
Garage Type	Attached
Garage Area	750 sqft
Parking Spaces	3 Parking Spaces
Porch	Porch
Porch Area	108 sqft

Utilities, Heating & Cooling

Cooling System	Refrigeration
Heating System	Forced Air

Location & Zoning

Street Address	1411 WATERFALL LN
City	BAKERSFIELD
State	CA
Zip	93311-5133
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1
Legal Description	TRACT 7239, BLOCK UN2, LOT 12
Legal Subdivision	7239 UN 2
Legal Tract	7239
Legal Block	UN2
Legal Lot Number	12
Jurisdiction	KERN CA
Township / Civil Division	GREENFIELD-PANAMA
Census Block Group	2
Census Block	2003
Census Tract	3212

Owner

1411 Waterfall Ln is owned and occupied by an individual who bought it in August 2016.

Source: Kern County records, as of October 20, 2025

Owner of Record	Individual Name on File
Co-owner	Co-owner on File
Mailing Address	1411 WATERFALL LN # 12, 12, BAKERSFIELD, CA 93311-5133
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 13, 2026	Deed of Trust, Mortgage · Line of Credit COASTAL COMMUNITY BANK
Apr 12, 2023	Deed of Trust, Mortgage · Line of Credit FIGURE LENDING LLC
Nov 9, 2021	Deed of Trust, Mortgage · Conventional Mortgage GOODLEAP LLC
Aug 1, 2020	Deed of Trust, Mortgage · Conventional with PMI BETTER MTG CORP ISAOA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 18, 2016 · Amount on File
Deed Sale	Aug 18, 2016 · Amount on File
Deed Document Number	0216112269
Record Updated	Oct 29, 2026

August 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KERN CA
Recording Date	Aug 13, 2026
Property Address	1411 WATERFALL LN, BAKERSFIELD, CA 93311-5133
Document Number	0000094876
Instrument Date	Aug 5, 2026
Instrument	202694876
Transaction Type	Mortgage
Record Updated	Aug 24, 2026
Title Company	CALIFORNIA TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1411 WATERFALL LN, BAKERSFIELD, CA 93311-5133

Mortgage

Document Number	0000094876,
Date	Aug 13, 2026
Instrument	202694876

Lender

Name	COASTAL COMMUNITY BANK

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

April 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KERN CA
Property Address	1411 WATERFALL LN, BAKERSFIELD, CA 93311-5133
Transaction Type	Mortgage
Record Updated	Apr 21, 2023
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1411 WATERFALL LN, BAKERSFIELD, CA 93311-5133

Mortgage

Document Number	0000042398
Date	Apr 12, 2023
Instrument	223042398

Lender

Name	FIGURE LENDING LLC
Type	Mortgage Company
Address	CHARLOTTE, NC 28202

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	336 Months
Due	Apr 4, 2051

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

November 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KERN CA
Property Address	1411 WATERFALL LN, BAKERSFIELD, CA 93311-5133
Transaction Type	Mortgage
Record Updated	Nov 7, 2022
Title Company	STATES TITLE INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1411 WATERFALL LN, BAKERSFIELD, CA 93311-5133

Mortgage

Document Number	0000211435
Date	Nov 9, 2021
Instrument	221211435

Lender

Name	GOODLEAP LLC
Type	Non-Lending Institution
Address	ROSEVILLE, CA 95661

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	181 Months
Due	Dec 1, 2036

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KERN CA
Property Address	1411 WATERFALL LN, BAKERSFIELD, CA 93311-5133
Document Number	0000107706
Instrument Date	Aug 1, 2020
Transaction Type	Mortgage
Record Updated	Aug 24, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	1411 WATERFALL LN BAKERSFIELD CA 933115133, BAKERSFIELD, CA 93311-5133

Mortgage

Document Number	0000107706
Date	Aug 7, 2020
Instrument	107706

Lender

Name	BETTER MTG CORP ISAOA
Address	NEW YORK, NY 10271

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	180 Months
Due	Aug 6, 2035

Tax Assessment & Valuation

The 2025 property tax bill for 1411 Waterfall Ln was $5,907.

Source: Kern County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	California
County	Kern County
Municipality	Bakersfield City
Elementary School District	Panama-Buena Vista School District (KG - 08)
Secondary School District	Kern High School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2025	$5,907.00	$409,680 Land $98,647 Building $311,033
2023	$5,713.00 (+4.01%)	$393,773 Land $94,817 Building $298,956
2022	$5,493.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 1411 Waterfall Ln in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective April 30, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1411 Waterfall Ln is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 88% of California
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF BAKERSFIELD serves 171,108 people · EPA ID CA1510031
Water Source	Purchased surface water from several systems
Last State Inspection	Apr 2025
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 664 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Applied Technology Group Fixed Wireless	500 / 500
unWired Broadband Fixed Wireless	400 / 50
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: GeoLinks.

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