1411 Sumac Ct NE, Palm Bay, FL 32905 Property Records

Brevard County property record for 1411 Sumac Ct NE, Palm Bay, FL 32905

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,120 sqft · built 1974
Lot Size	0.29 acres (12,632 sqft)
Owner	Individual Name on Record
Last Sale	$284,900 (Oct 2024)
Tax Bill	$3,039 (2025)
Deeds & Mortgages	May 2020 Sale & Mortgage Apr 2018 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`28-37-21-KY-48-12`

Property Details

APN / Parcel Number

Primary APN	`28-37-21-KY-48-12`
Alternative APNs	`28-37-21-KY-00048.0-0012.00` `2830652`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,120 sqft Living Area
Gross Area	1,400 sqft
1st Floor Area	1,120 sqft

Exterior

Year Built	Built 1974
Effective Year Built	Effective 2002
Exterior Material	Stucco
Construction Type	Masonry / Concrete Block
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	12,632 sqft (0.29 acres)
Lot Dimensions	125 ft deep x 100 ft wide
Garage Type	Attached
Garage Area	170 sqft

Exterior Amenities

Porch	Finished/Open Porch
Porch Area	60 sqft
Patio Area	70 sqft
Utility Building	50 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	2830652
Street Address	1411 SUMAC CT NE
City	PALM BAY
State	FL
Zip	32905-4515
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RS2
Legal Description	PORT MALABAR COUNTRY CLUB UNIT 4 LOT 12 BLK 48
Legal Range	37E
Legal Township	28S
Legal Section	21
Legal Subdivision	PORT MALABAR COUNTRY CLUB UNIT 4
Legal Block	48
Legal Lot Number	12
Legal Unit	4
Jurisdiction	BREVARD FL
Township / Civil Division	PALM BAY
Census Block Group	1
Census Block	1019
Census Tract	65130

Owner

Source: Brevard County records, as of August 18, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	1411 SUMAC CT NE, PALM BAY, FL 32905-4515
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Single Woman

Deeds, Mortgages & Sale History

Date	Document
May 18, 2020	Warranty Deed, Transfer · VA Mortgage LOANDEPOT.COM LLC
Apr 13, 2018	Warranty Deed, Transfer · VA Mortgage MORTGAGE RESEARCH CENTER LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 14, 2024 · Amount on Record
Deed Sale	Oct 14, 2024 · Amount on Record
Prior Sale	May 18, 2020
Deed Document Number	2024205282
Deed Book / Page	10176 / 2755
Record Updated	Sep 20, 2026

May 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BREVARD FL
Recording Date	May 18, 2020
Property Address	1411 SUMAC CT NE, PALM BAY, FL 32905-4515
Document Number	0087430186
Book / Page	008743 / 000186
Instrument Date	Apr 17, 2020
Instrument	105909
Transaction Type	Transfer
Record Updated	Jun 26, 2020
Title Company	LANDING TITLE AGENCY

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$1,239.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	1411 SUMAE CT NE PALM BAY FL 32905, PALM BAY, FL 32905

Mortgage

Document Number	87430188
Date	May 18, 2020
Book Page	008743/000188
Instrument	105910

Lender

Name	LOANDEPOT.COM LLC
Type	Funding / Finance Company
Address	FOOTHILL RANCH, CA 92610

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 17, 2050

April 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BREVARD FL
Recording Date	Apr 13, 2018
Property Address	1411 SUMAC CT NE, PALM BAY, FL 32905-4515
Document Number	0081390865
Book / Page	8139 / 0865
Map Reference	MB24 PG25
Instrument Date	Mar 8, 2018
Instrument	2018083143
Transaction Type	Transfer
Record Updated	Jul 2, 2021
Title Company	LANDING TITLE AGENCY INC

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$980.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	320 DELAND AVE, 320, INDIALANTIC, FL 32903-3506

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1411 SUMAC CT NE, PALM BAY, FL 32905-4515

Mortgage

Document Number	2018083144
Date	Apr 13, 2018
Instrument	2018083144

Lender

Name	MORTGAGE RESEARCH CENTER LLC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 1, 2048

Tax Assessment & Valuation

Source: Brevard County assessment roll, as of August 18, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Brevard County
Municipality	Palm Bay City
Unified School District	Brevard County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$189,470 (-7.39%)	$189,470 (-7.39%)
2025	$3,039.00 (+58.61%) Homeowner's exemption	$204,580 (+46.07%) Land $65,000 Building $139,580	$204,580 (+0.15%) Land $65,000 Building $139,580
2023	$1,916.00 (+4.76%) Homeowner's exemption	$140,060 (+2.99%)	$204,280 (+9.54%) Land $55,000 Building $149,280
2022	$1,829.00 Homeowner's exemption	$135,990	$186,490 Land $50,000 Building $136,490

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 25 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	25 in force
Nearby Flood Claims	2 (2008–2017)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Sep 2017 · Hurricane Irma

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 97.6% of Florida
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF PALM BAY serves 140,750 people · EPA ID FL3050442
Water Source	Groundwater
Last State Inspection	Aug 2024
Lead	2 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Jan 2023
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 334 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
AT&T DSL	100 / 20

May also be available: Wire 3.

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