1411 Rain Lake Trl, Crosby, TX 77532 Property Records

Harris County property record for 1411 Rain Lake Trl, Crosby, TX 77532

Property Summary

Property TypeSingle Family Home
Details3 bd · 2.5 ba · 2,710 sqft · built 2007
Lot Size0.732 acres (31,900 sqft)
Owner2 Individual Names on File
Tax Bill$11,928 (2025)
Deeds & MortgagesJan 2022 Mortgage
Oct 2018 Mortgage
Flood ZoneZone X (minimal risk)
APN104-813-000-0016

Property Details

APN / Parcel Number

Primary APN104-813-000-0016
Alternative APN
  • 1048130000007

Interior

Bedrooms3 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Total Rooms7 Rooms
Stories1 Story
Building Area2,710 sqft Living Area
1st Floor Area2,710 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2007
Effective Year BuiltEffective 2007
Exterior MaterialBrick Veneer
Construction TypeBrick
Foundation TypeSlab (Mat/Raft)
Lot Area31,900 sqft (0.732 acres)
Garage Area900 sqft
Parking Spaces7 Parking Spaces
PorchOpen Frame Porch
Porch Area663 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
Heating FuelGas
SewerConnected

Location & Zoning

Account Number1048130000016
Street Address1411 RAIN LAKE TRL
CityCROSBY
StateTX
Zip77532-3549
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLT 5 BLK 9 RUSTIC ACERS U/R SEC 2
Legal SubdivisionRUSTIC ACERS U/R SEC 2
Legal Block9
Legal Lot Number5
JurisdictionHARRIS TX
Township / Civil DivisionNORTHEAST HARRIS
Census Block Group3
Census Block3024
Census Tract251903

Owner

1411 Rain Lake Trl is owned and occupied by two individuals.

Source: Harris County records, as of September 29, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record2 Individual Names on File
Mailing Address1411 RAIN LAKE TRL, CROSBY, TX 77532-3549
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jan 19, 2022Deed of Trust, Mortgage · Conventional Mortgage
AMERICAN FINANCING CORP
Oct 15, 2018Deed of Trust, Mortgage
COMMUNITY RESOURCE CU

Assessor's Deed Record

Deed Names2 Names on Deed
Record UpdatedOct 29, 2026

January 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHARRIS TX
Property Address1411 RAIN LAKE TRL, CROSBY, TX 77532-3549
Transaction TypeMortgage
Record UpdatedFeb 23, 2023
Title CompanyNOT AVAILABLE, SELECT TITLE

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000033520
DateJan 19, 2022
Instrument2022-33520
Lender
NameAMERICAN FINANCING CORP
TypeLending Institution
AddressAURORA, CO 80014
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term181 Months
DueFeb 1, 2037

October 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHARRIS TX
Property Address1411 RAIN LAKE TRL, CROSBY, TX 77532-3549
Document Number0000490568
Instrument DateOct 15, 2018
Transaction TypeMortgage
Record UpdatedNov 7, 2018

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipMarried Couple
Address1411 RAIN LAKE TRL CROSBY TX 775323549, CROSBY, TX 77532-3549

Mortgage

Document Number0000490568
DateOct 29, 2018
Instrument490568
Lender
NameCOMMUNITY RESOURCE CU
TypeCredit Union
AddressBAYTOWN, TX 77520-2076
Agreement
AmountAmount on Record
Term180 Months
DueOct 28, 2033

Tax Assessment & Valuation

The 2025 property tax bill for 1411 Rain Lake Trl was $11,928 with a homeowner's exemption, up 290.2% from the year before.

Source: Harris County assessment roll, as of September 29, 2026

Property Jurisdictions

TypeName
StateTexas
CountyHarris County
Unified School DistrictCrosby Independent School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$620,071 (+6.95%) Land $81,538 Building $538,533$620,071 (+6.95%) Land $81,538 Building $538,533
2025$11,928.00 (+290.19%) Homeowner's exemption$579,762 Land $81,538 Building $498,224$579,762 Land $81,538 Building $498,224
2024$3,057.00
2023$619,826 Land $51,888 Building $567,938$619,826 Land $51,888 Building $567,938
2022$2,656.00
2020$2,278.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1411 Rain Lake Trl in Zone X, an area of minimal flood risk, though there have been 32 flood claims nearby since 2008.

Source: FEMA National Flood Hazard Layer, effective May 17, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 158 policies
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies158 in force
Nearby Flood Claims32 (2008–2024)
Claims Outside the SFHA18 of 32
Most Recent ClaimJul 2024 · Hurricane Beryl
Claims by Event
  • Tropical Storm Imelda, Sep 2019 · 7 claims
  • Hurricane Harvey, Aug 2017 · 21 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1411 Rain Lake Trl is moderate, ranking above 45% of the US, with a 0.08% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 45% of the US · lower than 81% of Texas
Wildfire Likelihood0.08% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemHARRIS COUNTY FWSD 58
serves 1,968 people · EPA ID TX1010209
Water SourceGroundwater
Last State InspectionFeb 2024
LeadUnder 1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 90 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Frontier
Fiber
7,000 / 7,000
Xfinity
Cable
1,200 / 35
Verizon
Fixed Wireless
300 / 20

May also be available: Hotwire Communications, Optimum, T-Mobile.

Nearby Properties on Rain Lake Trl

Nearby Streets

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