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1411 Rachael Ln, Waterloo, IL 62298 Property Records

Monroe County property record for 1411 Rachael Ln, Waterloo, IL 62298 · Last verified August 2026

Property Summary

Property TypeSingle Family Home
Details3 bd · 3 ba · 1,790 sqft · built 2001
Lot Size0.29 acres (12,632 sqft)
OwnerCompany Name on File
Last Sale$239,000 (Aug 2018)
Tax Bill$4,438 (2024)
Deeds & MortgagesSep 2018 Mortgage
Dec 2018 Transfer
+ 2 more
Flood ZoneZone X (minimal risk)
APN07-12-350-133-000

Property Details

APN / Parcel Number

Primary APN07-12-350-133-000

Interior

Bedrooms3 Beds
Full Baths3 Baths
Plumbing Fixtures9 Plumbing Fixtures
Stories1 Story
Building Area1,790 sqft Living Area
1st Floor Area1,790 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2001
Effective Year BuiltEffective 2001
Construction TypeFrame
Foundation TypeNo Foundation
Lot Area12,632 sqft (0.29 acres)
Garage Area528 sqft
DrivewayConcrete Driveway
Driveway Area720 sqft
PorchSlab
Porch Area448 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Street Address1411 RACHAEL LN
CityWATERLOO
StateIL
Zip62298-5574
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOT 133 DANNEHOLD FARM ESTATES PHASE II PLAT 2
Legal Range10W
Legal Township02S
Legal Section12
Legal SubdivisionDANNEHOLD FARM ESTATES
Legal Lot Number133
JurisdictionMONROE IL
Township / Civil Division30
Census Block Group2
Census Block2072
Census Tract600402

Owner

Source: Monroe County records · APN 07-12-350-133-000

Assessment roll updated August 29, 2025 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on File
Mailing Address1411 RACHAEL LN, WATERLOO, IL 62298-5574
OccupancyOwner Occupied
Owner TypeCompany
VestingTrust

Deeds, Mortgages & Sale History

DateDocument
Sep 26, 2018Deed of Trust, Mortgage · Conventional Mortgage
FIRST NATIONAL BANK WATERLOO
Dec 12, 2018Quit Claim Deed, Transfer
ATTORNEY ONLY
Aug 15, 2018Warranty Deed, Transfer
OTHER
Jul 16, 2018Trustee's Deed, Construction Loan · Line of Credit
STATE BK/WATERLOO

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleAug 15, 2018 · Amount on Record
Deed SaleAug 15, 2018 · Amount on Record
Prior SaleAug 15, 2018 · Amount on Record
Deed Document Number2018397423
Last Transfer DateDec 11, 2018
Transfer Doc0000399122
Record UpdatedSep 20, 2026

September 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMONROE IL
Property Address1411 RACHAEL LN, WATERLOO, IL 62298-5574
Transaction TypeMortgage
Record UpdatedFeb 05, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000397996
DateSep 26, 2018
Instrument397996
Lender
NameFIRST NATIONAL BANK WATERLOO
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Interest
Rate TypeAdjustable Rate

December 2018: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionMONROE IL
Recording DateDec 12, 2018
Property Address1411 RACHAEL LN, WATERLOO, IL 62298-5574
Document Number0000399122
Instrument DateDec 11, 2018
Instrument399122
Transaction TypeTransfer
Record UpdatedJan 04, 2019
Title CompanyATTORNEY ONLY

Transaction

Tax$0.00
Additional
  • Quitclaim
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipPersonal Trust
Address1411 RACHAEL LN WATERLOO IL 622985574, WATERLOO, IL 62298-5574

August 2018: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMONROE IL
Recording DateAug 15, 2018
Property Address1411 RACHAEL LN, WATERLOO, IL 62298-5574
Document Number0000397423
Instrument DateAug 15, 2018
Instrument397423
Transaction TypeTransfer
Record UpdatedSep 04, 2018
Title CompanyOTHER

Transaction

AmountAmount Recorded
Tax$358.50
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants by the Entirety
Address5161 GEORGINE DR IMPERIAL MO 630524029, IMPERIAL, MO 63052-4029

July 2018: Trustee's Deed, Construction Loan

Document TypeTrustee's Deed
JurisdictionMONROE IL
Recording DateJul 16, 2018
Property Address1411 RACHAEL LN, WATERLOO, IL 62298-5574
Instrument DateJul 16, 2018
Instrument396993
Transaction TypeConstruction Loan
Record UpdatedAug 03, 2018

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipMarried Couple
Address1411 RACHAEL LN WATERLOO IL 622985574, WATERLOO, IL 62298-5574

Mortgage

Document Number0000396993
DateJul 16, 2018
Instrument396993
Lender
NameSTATE BK/WATERLOO
TypeBank
AddressWATERLOO, IL 62298
Agreement
TypeLine of Credit
AmountAmount Recorded
Term12 Months
DueJul 15, 2019
Interest
Rate TypeAdjustable Rate

Tax Assessment & Valuation

Source: Monroe County records · Assessment roll updated August 29, 2025 · Last verified August 2026

Property Jurisdictions

TypeName
StateIllinois
CountyMonroe County
MunicipalityWaterloo City
Unified School DistrictWaterloo Community Unit School District 5 (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2025$81,410 (+11.37%) Land $15,240 Building $66,170$244,230 (+11.37%) Land $45,720 Building $198,510
2024$4,438.00
2022Homeowner's exemption Additional exemption filed$73,100 Land $13,050 Building $60,050$219,300 Land $39,150 Building $180,150

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Monroe County (17133C), updated August 18, 2025 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 171336004022, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Nearby Flood Policies1 in force
Nearby Flood Claims263 (1993–2019)
Most Recent ClaimJun 2019, river or lake flooding, Severe Storms And Flooding
Claims By Storm
  • Severe Storms And Flooding, Jun 2019 · 9 claims
  • Severe Storms & Flooding, Oct 1993 · 252 claims

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 123 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
HTC HoldingFiber1,000 / 1,000
SpectrumCable1,000 / 1,000
Wisper ISPFixed Wireless400 / 30
VerizonFixed Wireless300 / 20
HTC HoldingDSL100 / 20

Availability varies by address; speeds are provider-advertised maximums, not measured.

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