Osceola County property record for 1411 Pennsylvania Ave, Saint Cloud, FL 34769
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 2 ba · 1,290 sqft · built 1948 |
| Lot Size | 0.319 acres (13,939 sqft) |
| Owner | Owner Name on File |
| Last Sale | $128,800 (Feb 2004) |
| Tax Bill | $931 (2025) |
| Flood Zone | Zone X (minimal risk) |
| APN | 78793 |
| Primary APN | 78793 |
|---|---|
| Alternative APN |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,290 sqft Heated Area |
| Gross Area | 2,099 sqft |
| 1st Floor Area | 713 sqft |
| Flooring | Carpet |
| Interior Walls | Plaster |
| Year Built | Built 1948 |
|---|---|
| Effective Year Built | Effective 1970 |
| Exterior Material | Concrete Block |
| Foundation Type | Footing |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 13,939 sqft (0.319 acres) |
| Lot Dimensions | 140 ft deep x 100 ft wide |
| Garage Type | Detached - Unfinished |
| Garage Area | 288 sqft |
| Parking Spaces | 2 Parking Spaces |
| Pool Area | 16 sqft |
|---|---|
| Porch | Enclosed Porch |
| Porch Area | 810 sqft |
| Deck Area | 415 sqft |
| Fence | Fence |
| Shed | 1 Shed |
| Shed Area | 253 sqft |
| Cooling System | Package A/C |
|---|---|
| Heating System | HVAC |
| Account Number | 78793 |
|---|---|
| Street Address | 1411 PENNSYLVANIA AVE |
| City | SAINT CLOUD |
| State | FL |
| Zip | 34769-4447 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | SR3 |
| Legal Description | ST CLOUD PB B PG 34 BLK 279 LOTS 17 THRU 20 11-26-30 |
| Legal Range | 30E |
| Legal Township | 26S |
| Legal Section | 01 |
| Legal Subdivision | ST CLOUD |
| Legal Tract | 1 |
| Legal Block | 279 |
| Legal Lot Number | 17-20 18 |
| Jurisdiction | OSCEOLA FL |
| Township / Civil Division | ST. CLOUD |
| Census Block Group | 2 |
| Census Block | 2030 |
| Census Tract | 43500 |
The current owner of 1411 Pennsylvania Ave bought it in February 2004.
Source: Osceola County records, as of December 11, 2025
| Owner of Record | Owner Name on File |
|---|---|
| Mailing Address | 1411 PENNSYLVANIA AVE, SAINT CLOUD, FL 34769-4447 |
| Occupancy | Owner Occupied |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Feb 25, 2004 · Amount on File |
| Deed Sale | Feb 25, 2004 · Amount on File |
| Deed Document Number | 0245002128 |
| Deed Book / Page | 02450 / 02128 |
| Record Updated | Jun 8, 2026 |
The 2025 property tax bill for 1411 Pennsylvania Ave was $931 with a homeowner's exemption.
Source: Osceola County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Osceola County |
| Municipality | St. Cloud City |
| Unified School District | Osceola County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $931.00 Homeowner's exemption | $94,891 | $234,900 Land $63,200 Building $171,700 |
| 2023 | $853.00 (+5.7%) Homeowner's exemption | $89,532 (+3%) | $208,300 (+11.87%) Land $57,500 Building $150,800 |
| 2022 | $807.00 Homeowner's exemption | $86,925 | $186,200 Land $51,800 Building $134,400 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 1411 Pennsylvania Ave in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 12 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 12 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 1411 Pennsylvania Ave is low, with a 0.02% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 94% of the US · lower than 95% of Florida |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ST. CLOUD, CITY OF (3 WPS) serves 82,752 people · EPA ID FL3491373 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jul 2025 |
| Lead | 2 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 309 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| CenturyLink Fiber | 8,000 / 8,000 |
| Spectrum Cable | 1,000 / 1,000 |
| AT&T Fixed Wireless | 100 / 20 |
May also be available: Verizon.
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