1411 N State St, Big Rapids, MI 49307 Property Records

Mecosta County property record for 1411 N State St, Big Rapids, MI 49307

Property Summary

Property Type	Commercial
Details	3 bd · 2 ba · 1,352 sqft · built 1964
Lot Size	0.839 acres (36,547 sqft)
Owner	Company Name on Record
Last Sale	$125,000 (Jun 2017)
Tax Bill	$4,193 (2025)
Deeds & Mortgages	Aug 2021 Transfer Jun 2020 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`05 078 005 300`

Property Details

APN / Parcel Number

Primary APN	`05 078 005 300`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,352 sqft Total Area
1st Floor Area	2,132 sqft
Basement Area	1,352 sqft
Finished Basement	676 sqft
Unfinished Basement	1,352 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1964
Effective Year Built	Effective 1964
Architectural Style	Modular
Exterior Material	Aluminum/Vinyl
Fire Resistance	Masonry Walls, Wood Interior
Lot Area	36,547 sqft (0.839 acres)
Lot Dimensions	202 ft deep x 181 ft wide
Garage Area	780 sqft
Parking Spaces	3 Parking Spaces
Porch	Slab
Porch Area	12 sqft
Deck Area	135 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Sewer	Municipal
Water Source	Well

Location & Zoning

Street Address	1411 N STATE ST
City	BIG RAPIDS
State	MI
Zip	49307-8688
Property Category	Commercial
Property Type	Commercial > Retail
Legal Description	SEC 03 T15N R10W CHEW'S FARM ADDITION PART LOT 5, 16, DESC AS COM AT NE COR SD LOT 5 TH S 28 DEG 54 M E ALG WLY HWY R/W 194 F
Legal Range	10W
Legal Township	15N
Legal Section	03
Legal Subdivision	CHEW'S FARM ADDITION
Legal Lot Number	5,16
Jurisdiction	MECOSTA MI
Township / Civil Division	BIG RAPIDS
Census Block Group	4
Census Block	4003
Census Tract	960500

Owner

Source: Mecosta County records, as of October 20, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Company Name on Record
Mailing Address	21255 WOODWARD AVE, BIG RAPIDS, MI 49307-9202
Owner Type	Company
Vesting	Company

Deeds, Mortgages & Sale History

Date	Document
Aug 9, 2021	Intrafamily Transfer, Transfer
Jun 24, 2020	Deed of Trust, Mortgage · Commercial Mortgage LAKE-OSCEOLA STATE BANK
Jun 15, 2017	Warranty Deed, Transfer · Line of Credit LAKE-OSCEOLA STATE BANK
Jan 30, 2017	Contract Sale, Transfer ATTORNEY ONLY, ATTORNEY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 15, 2017 · Amount on Record
Deed Sale	Jun 15, 2017 · Amount on Record
Prior Sale	Jan 30, 2017 · Amount on Record
Deed Document Number	20174610
Deed Book / Page	876 / 780
Last Transfer Date	Aug 9, 2021
Transfer Doc	913/1823
Record Updated	Oct 29, 2026

August 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	MECOSTA MI
Recording Date	Aug 9, 2021
Property Address	1411 N STATE ST, BIG RAPIDS, MI 49307-8688
Document Number	913/1823
Book / Page	913 / 1823
Map Reference	LB 2 PG 31
Instrument Date	Aug 9, 2021
Instrument	202100007704
Transaction Type	Transfer
Record Updated	Aug 26, 2021

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1411 N STATE ST, 1411, BIG RAPIDS, MI 49307-8688

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	1411 N STATE ST, BIG RAPIDS, MI 49307-8688

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MECOSTA MI
Property Address	1411 N STATE ST, BIG RAPIDS, MI 49307-8688
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	904/847
Date	Jun 24, 2020
Book Page	904/847
Instrument	202000004401

Lender

Name	LAKE-OSCEOLA STATE BANK
Type	Bank
Address	BALDWIN, MI 49304

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

June 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MECOSTA MI
Recording Date	Jun 15, 2017
Property Address	1411 N STATE ST, BIG RAPIDS, MI 49307-8688
Document Number	876/0780
Book / Page	876 / 0780
Map Reference	LB2 PG31
Instrument Date	Jun 13, 2017
Instrument	201700004610
Transaction Type	Transfer
Record Updated	Jul 5, 2021
Title Company	NOT AVAILABLE, LAKELAND TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	6342 220TH AVE, 6342, REED CITY, MI 49677-8213

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	22816 13 MILE RD, LEROY, MI 49655-8180

Mortgage

Document Number	201700004611
Date	Jun 15, 2017
Instrument	201700004611

Lender

Name	LAKE-OSCEOLA STATE BANK
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount Recorded

January 2017: Contract Sale, Transfer

Document Type	Contract Sale
Jurisdiction	MECOSTA MI
Recording Date	Jan 30, 2017
Property Address	1411 N STATE ST, BIG RAPIDS, MI 49307-8688
Document Number	872/0328
Book / Page	872 / 0328
Instrument Date	Dec 20, 2016
Instrument	201700000566
Transaction Type	Transfer
Record Updated	Jul 5, 2021
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	6342 220TH AVE, 6342, REED CITY, MI 49677-8213

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	22816 13 MILE RD, LEROY, MI 49655-8180

Tax Assessment & Valuation

Source: Mecosta County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Mecosta County
County Subdivision	Big Rapids Charter Township
Unified School District	Big Rapids Public Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$161,400 (+15.45%)	$322,800 (+15.45%)
2025	$4,193.00 (+3.56%)	$139,800 (+23.61%)	$279,600 (+23.61%)
2024	$4,049.00
2023		$113,100	$226,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective February 3, 2015

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 39 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Point Broadband Fiber · Fixed Wireless	1,000 / 1,000

May also be available: Verizon.

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