1411 Harmony Ln, Annapolis, MD 21409 Property Records

Anne Arundel County property record for 1411 Harmony Ln, Annapolis, MD 21409

Property Summary

Property Type	Single Family Home
Details	2.5 ba · 2,255 sqft · built 1992
Lot Size	0.734 acres (31,961 sqft)
Owner	Company Name on Record
Last Sale	$256,000 (Apr 2022)
Tax Bill	$7,047 (2025)
Deeds & Mortgages	Oct 2020 Mortgage Apr 2022 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`03-087-90023989`

Property Details

APN / Parcel Number

Primary APN	`03-087-90023989`
Alternative APNs	`3-087-90023989` `08790023989`

Interior

Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,255 sqft Living Area
Gross Area	2,675 sqft
1st Floor Area	1,295 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1992
Effective Year Built	Effective 1992
Architectural Style	Conventional
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	31,961 sqft (0.734 acres)
Garage Type	Attached
Garage Area	420 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Porch Area	160 sqft
Deck Area	336 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Sewer	Connected

Location & Zoning

Account Number	08790023989
Street Address	1411 HARMONY LN
City	ANNAPOLIS
State	MD
Zip	21409-5720
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R2
Legal Description	LT 27 BEACON VIEW RESUB
Legal Subdivision	BEACON VIEW RESUB
Legal Block	2
Legal Lot Number	27
Jurisdiction	ANNE ARUNDEL MD
Township / Civil Division	5
Census Block Group	2
Census Block	2001
Census Tract	731002

Owner

Source: Anne Arundel County records, as of September 4, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Company Name on Record
Mailing Address	1411 HARMONY LN, ANNAPOLIS, MD 21409-5720
Owner Type	Company
Vesting	Life Tenant

Deeds, Mortgages & Sale History

Date	Document
Oct 29, 2020	Deed of Trust, Mortgage · Conventional Mortgage CALIBER HOME LOANS INC
Apr 1, 2022	Intrafamily Transfer, Transfer · Conventional Mortgage AMERISAVE MORTGAGE CORP
Jan 24, 2020	Quit Claim Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 1, 2022 · Amount on Record
Deed Sale	Apr 1, 2022 · Amount on Record
Prior Sale	Jun 21, 2011 · Amount on Record
Deed Book / Page	38548 / 174
Last Transfer Date	Oct 23, 2024
Transfer Doc	0408960217
Record Updated	Oct 29, 2026

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ANNE ARUNDEL MD
Property Address	1411 HARMONY LN, ANNAPOLIS, MD 21409-5720
Transaction Type	Mortgage
Record Updated	Aug 10, 2022
Title Company	TITLE365

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0355050025
Date	Oct 29, 2020
Book Page	35505/25

Lender

Name	CALIBER HOME LOANS INC
Type	Mortgage Company
Address	COPPELL, TX 75019

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Nov 1, 2035

April 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	ANNE ARUNDEL MD
Recording Date	Apr 1, 2022
Property Address	1411 HARMONY LN, ANNAPOLIS, MD 21409-5720
Document Number	0385480174
Book / Page	38548 / 174
Map Reference	MB 130 FO 15
Instrument Date	Mar 24, 2022
Transaction Type	Transfer
Record Updated	Aug 10, 2022
Title Company	2020 TITLE LLC, 20 20 TITLE LLC

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety

Mortgage

Document Number	0038548179
Date	Apr 1, 2022
Instrument	38548/179

Lender

Name	AMERISAVE MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 1, 2052

January 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	ANNE ARUNDEL MD
Recording Date	Jan 24, 2020
Property Address	1411 HARMONY LN, ANNAPOLIS, MD 21409-5720
Document Number	0341160264
Book / Page	034116 / 000264
Instrument Date	Jan 23, 2020
Transaction Type	Transfer
Record Updated	Feb 17, 2020
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	1411 HARMONY LN ANNAPOLIS MD 214095720, ANNAPOLIS, MD 21409-5720

Tax Assessment & Valuation

Source: Anne Arundel County assessment roll, as of September 4, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Anne Arundel County
Unified School District	Anne Arundel County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$676,133 (+6.05%)	$714,700 (-) Land $385,900 Building $328,800
2025	$7,047.00 (+2.09%)	$637,567 (+9.82%)	$714,700 (+19.32%) Land $385,900 Building $328,800
2024	$6,903.00 (+11.48%)
2023	$6,192.00 Homeowner's exemption	$580,533	$599,000 Land $333,900 Building $265,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 16, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 26 policies
Nearby Flood Policies	26 in force
Nearby Flood Claims	25 (1979–2004)
Claims Outside the SFHA	5 of 25
Most Recent Claim	Apr 2004 · rainfall accumulation
Claims by Event	Hurricane Isabel, Sep 2003 · 13 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	GLEN BURNIE-BROADNECK serves 290,606 people · EPA ID MD0020017
Water Source	Groundwater
Last State Inspection	May 2024
Lead	Under 1 ppb (2016–2018) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 82 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Verizon Fiber	980 / 880

May also be available: Astound Broadband.

Cell Coverage

5G (outdoors only) and 4G LTE

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