1411 Flat Mountain Rd, Highlands, NC 28741 Property Records

Macon County property record for 1411 Flat Mountain Rd, Highlands, NC 28741

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 1,437 sqft · built 1945
Lot Size	0.87 acres (37,897 sqft)
Owner	Individual Name on Record
Last Sale	$770,000 (May 2021)
Tax Bill	$2,320 (2025)
Deeds & Mortgages	Feb 2022 Mortgage May 2021 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`7541018630`

Property Details

APN / Parcel Number

Primary APN	`7541018630`
Alternative APNs	`0510289` `149511`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Half Baths	1 Half Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,437 sqft Heated Area
1st Floor Area	1,437 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1945
Effective Year Built	Effective 1975
Architectural Style	Conventional
Exterior Material	Wood
Construction Type	Frame
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	37,897 sqft (0.87 acres)
Terrain	Rolling
Porch	Patio
Porch Area	592 sqft
Utility Building	120 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Oil
Sewer	Septic

Location & Zoning

Account Number	149511
Street Address	1411 FLAT MOUNTAIN RD
City	HIGHLANDS
State	NC
Zip	28741-8767
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R
Legal Description	FLAT MTN RD
Legal Subdivision	FLAT MTN
Jurisdiction	MACON NC
Township / Civil Division	HIGHLANDS
Census Block Group	2
Census Block	2044
Census Tract	970501

Owner

Source: Macon County records, as of August 18, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	1574 CRISTOBAL DR, TALLAHASSEE, FL 32303-5626
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 7, 2022	Deed of Trust, Mortgage · Conventional Mortgage LOANFLIGHT LENDING LLC
May 11, 2021	Warranty Deed, Transfer · Conventional Mortgage WHITNEY BANK
Aug 19, 2019	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 11, 2021 · Amount on Record
Deed Sale	May 11, 2021 · Amount on Record
Prior Sale	Aug 19, 2019 · Amount on Record
Deed Document Number	20214546
Prior Transfer Date	Dec 30, 1997
Prior Transfer Doc	0022000245
Record Updated	Sep 20, 2026

February 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MACON NC
Property Address	1411 FLAT MOUNTAIN RD, HIGHLANDS, NC 28741-8767
Transaction Type	Mortgage
Record Updated	Feb 17, 2022
Title Company	MILLENNIAL TITLE LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	00P41/1748
Date	Feb 7, 2022
Book Page	P-41/1748
Instrument	2022000953

Lender

Name	LOANFLIGHT LENDING LLC
Type	Mortgage Company
Address	TAMPA, FL 33602

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Feb 1, 2037

May 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MACON NC
Recording Date	May 11, 2021
Property Address	1411 FLAT MOUNTAIN RD, HIGHLANDS, NC 28741-8767
Document Number	W40/2310
Book / Page	W-40 / 2310
Map Reference	CARD 10437
Instrument Date	May 11, 2021
Instrument	2021004546
Transaction Type	Transfer
Record Updated	May 24, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,540.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2358 ADIRONDACK TRL, 2358, DAYTON, OH 45409-1959

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1574 CRISTOBAL DR, TALLAHASSEE, FL 32303-5626

Mortgage

Document Number	2021004547
Date	May 11, 2021
Instrument	2021004547

Lender

Name	WHITNEY BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2051

August 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MACON NC
Recording Date	Aug 19, 2019
Property Address	1411 FLAT MOUNTAIN RD, HIGHLANDS, NC 28741-8767
Document Number	J39/1037
Book / Page	J-39 / 1037
Map Reference	CARD 10437
Instrument Date	Aug 19, 2019
Instrument	2019005357
Transaction Type	Transfer
Record Updated	Oct 4, 2021

Transaction

Amount	Amount Recorded
Tax	$240.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2358 ADIRONDACK TRL, KETTERING, OH 45409-1959

Tax Assessment & Valuation

Source: Macon County assessment roll, as of September 22, 2025

Property Jurisdictions

Type	Name
State	North Carolina
County	Macon County
Unified School District	Macon County Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$761,020 (+1.1%) Land $127,970 Building $633,050	$761,020 (+1.1%) Land $127,970 Building $633,050
2025	$2,320.00 (+0.52%)	$752,720 (-) Land $127,970 Building $624,750	$752,720 (-) Land $127,970 Building $624,750
2023	$2,308.00	$752,720 Land $127,970 Building $624,750	$752,720 Land $127,970 Building $624,750

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 8, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 12 policies
Nearby Flood Policies	12 in force
Nearby Flood Claims	2 (2020–2024)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Sep 2024 · Tropical Storm Helene

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 40% of the US · above 58% of North Carolina
Wildfire Likelihood	0.07% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 32 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Vyve Broadband Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20

May also be available: Hotwire Communications.

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