1411 E 4th St, Owensboro, KY 42303 Property Records

Daviess County property record for 1411 E 4th St, Owensboro, KY 42303

Property Summary

Property Type	Mixed Use Commercial/Industrial
Details	1 ba · 1,794 sqft · built 1953
Lot Size	0.274 acres (11,935 sqft)
Owner	Company Name on File
Last Sale	$135,000 (Sep 2021)
Tax Bill	$449 (2025)
Deeds & Mortgages	Jun 2011 Mortgage Jan 2009 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`001-10-03-002-00-000`

Property Details

APN / Parcel Number

Primary APN	`001-10-03-002-00-000`
Alternative APN	`0021088`

Interior

Full Baths	1 Bath
Half Baths	2 Half Baths
Stories	1 Story
Building Area	1,794 sqft Living Area

Exterior

Year Built	Built 1953
Effective Year Built	Effective 1953
Exterior Material	Combination
Construction Type	Wood
Foundation Type	Slab (Mat/Raft)
Roof Type	Flat
Roof Material	Asphalt
Lot Area	11,935 sqft (0.274 acres)
Lot Dimensions	90 ft deep x 140 ft wide
Garage Type	Carport
Garage Area	273 sqft
Carport	Carport
Carport Area	273 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas

Location & Zoning

Street Address	1411 E 4TH ST
City	OWENSBORO
State	KY
Zip	42303-0132
Property Category	Commercial
Property Type	Commercial > Retail > Mixed Use Commercial/Industrial
Legal Description	1411 E 4TH ST
Jurisdiction	DAVIESS KY
Township / Civil Division	OWENSBORO
Census Block Group	1
Census Block	1007
Census Tract	402

Owner

1411 E 4th St, a commercial property, is owned by a company that bought it in September 2021.

Source: Daviess County records, as of October 20, 2026

Owner of Record	Company Name on File
Mailing Address	4500 INDIAN CREEK LOOP, OWENSBORO, KY 42303-9652
Owner Type	Company
Vesting	Company

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 22, 2011	Deed of Trust, Mortgage · Commercial Mortgage INDEPENDENCE BANK OF KENTUCKY
Jan 16, 2009	Deed of Trust, Mortgage · Commercial Mortgage INDEPENDENCE BANK OF KENTUCKY
Apr 7, 2006	Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 7, 2021 · Amount on File
Deed Sale	Sep 7, 2021 · Amount on File
Record Updated	Oct 29, 2026

June 2011: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DAVIESS KY
Property Address	1411 E 4TH ST, OWENSBORO, KY 42303-0132
Transaction Type	Mortgage
Record Updated	Mar 13, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	001818/969
Date	Jun 22, 2011
Book Page	1818/969
Instrument	1374203

Lender

Name	INDEPENDENCE BANK OF KENTUCKY
Address	OWENSBORO, KY 42301

Agreement

Type	Commercial Mortgage
Amount	Amount on Record
Term	60 Months
Due	Jun 10, 2016

January 2009: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DAVIESS KY
Property Address	1411 E 4TH ST, OWENSBORO, KY 42303-0132
Transaction Type	Mortgage
Record Updated	Mar 13, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	001673/869
Date	Jan 16, 2009
Book Page	1673/869
Instrument	2009-00000808

Lender

Name	INDEPENDENCE BANK OF KENTUCKY
Address	OWENSBORO, KY 42301

Agreement

Type	Commercial Mortgage
Amount	Amount on Record
Term	60 Months
Due	Jan 1, 2014

April 2006: Deed, Transfer

Document Type	Deed
Jurisdiction	DAVIESS KY
Recording Date	Apr 7, 2006
Property Address	1411 E 4TH ST, OWENSBORO, KY 42303-0132
Document Number	000814/895
Book / Page	0814 / 895
Instrument Date	Apr 7, 2006
Instrument	00006190
Transaction Type	Transfer
Record Updated	Mar 13, 2026

Transaction

Amount	Amount on Record
Tax	$80.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	5405 GRAHAM LN, OWENSBORO, KY 42303-2915

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1735 W 2ND ST, OWENSBORO, LA 00000
Investor	Possibly a Property Investor

Tax Assessment & Valuation

The 2025 property tax bill for 1411 E 4th St was $449.

Source: Daviess County assessment roll, as of May 8, 2026

Property Jurisdictions

Type	Name
State	Kentucky
County	Daviess County
Municipality	Owensboro City
Unified School District	Owensboro Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$135,000 (-)	$135,000 (-)
2025	$449.00	$135,000 Land $54,800 Building $80,200	$135,000 Land $54,800 Building $80,200
2023		$135,000 (-)	$135,000 (-)
2022	$1,525.00	$135,000	$135,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1411 E 4th St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective July 31, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 1411 E 4th St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	OWENSBORO MUNICIPAL UTILITIES serves 60,473 people · EPA ID KY0300336
Water Source	Groundwater
Last State Inspection	Jun 2024
Lead	Under 1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 76 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless · Fiber in parts of the area	100 / 20
Watch TV Fixed Wireless	100 / 20

May also be available: Owensboro Municipal Utilities.

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