1411 Cliffside Pl SE, Lenoir, NC 28645 Property Records

Caldwell County property record for 1411 Cliffside Pl SE, Lenoir, NC 28645

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,456 sqft · built 2025
Lot Size	0.232 acres (10,101 sqft)
Owner	Individual Name on Record
Last Sale	$249,000 (Mar 2026)
Tax Bill	$987 (2026)
Deeds & Mortgages	Mar 2026 Sale & Second Mortgage
Flood Zone	Zone X (minimal risk)
APN	`09127 2 16`

Property Details

APN / Parcel Number

Primary APN	`09127 2 16`
Alternative APNs	`125113` `185463`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,456 sqft Heated Area
Gross Area	1,778 sqft
1st Floor Area	1,456 sqft
Basement Area	188 sqft
Unfinished Basement	188 sqft
Flooring	Hardwood
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2025
Effective Year Built	Effective 2025
Exterior Material	Aluminum/Vinyl
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	10,101 sqft (0.232 acres)
Lot Dimensions	91 ft deep x 111 ft wide
Garage Area	1 sqft

Exterior Amenities

Porch	Porch
Porch Area	128 sqft
Deck Area	Deck Area
Patio Area	154 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Heating Fuel	Electric

Location & Zoning

Account Number	185463
Street Address	1411 CLIFFSIDE PL SE
City	LENOIR
State	NC
Zip	28645-6236
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	BK 1529 PG 1945 YR 04 ST 0.00
Jurisdiction	CALDWELL NC
Township / Civil Division	LOWER CREEK
Census Block Group	3
Census Block	3019
Census Tract	30500

Owner

Source: Caldwell County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	1411 CLIFFSIDE PL SE, LENOIR, NC 28645-6236
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Unmarried Woman

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 12, 2026 · Amount on Record
Deed Sale	Mar 12, 2026 · Amount on Record
Prior Sale	May 18, 2004 · Amount on Record
Deed Document Number	202610116627
Deed Book / Page	2159 / 454
Record Updated	Oct 29, 2026

March 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CALDWELL NC
Recording Date	Mar 12, 2026
Property Address	1411 CLIFFSIDE PL SE, LENOIR, NC 28645-6236
Document Number	0021590454
Book / Page	2159 / 454
Instrument Date	Mar 12, 2026
Instrument	10116627
Transaction Type	Transfer
Record Updated	May 29, 2026
Title Company	INVESTORS TITLE INSURANCE CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$498.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	4047 HARBOUR CT, GRANITE FALLS, NC 28630-9508

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1411 CLIFFSIDE PL SE, LENOIR, NC 28645-6236

Mortgage

Document Number	0021590476
Date	Mar 12, 2026
Book Page	2159/476
Instrument	10116629

Lender

Name	GUILD MORTGAGE CO
Type	Mortgage Company
Address	5887 COPLEY DR, SAN DIEGO, CA 92111

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	121 Months
Due	Apr 1, 2036

Tax Assessment & Valuation

Source: Caldwell County assessment roll, as of August 7, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Caldwell County
Municipality	Lenoir City
Unified School District	Caldwell County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$987.00 (+2,143.18%)	$207,700 (+2,233.71%) Land $8,900 Building $198,800
2025	$44.00 (-91.79%)	$8,900 (-79.49%) Land $8,900	$207,700 (+378.57%) Land $8,900 Building $198,800
2023		$43,400 (-) Land $8,900 Building $34,500	$43,400 (-) Land $8,900 Building $34,500
2022	$536.00	$43,400 Land $8,900 Building $34,500	$43,400 Land $8,900 Building $34,500

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective January 22, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF LENOIR serves 26,388 people · EPA ID NC0114010
Water Source	Surface water
Last State Inspection	Jun 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Turbidity resolved · Oct 2021
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 131 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20