14109 Maple Rdg, Hancock, MD 21750 Property Records

Washington County property record for 14109 Maple Rdg, Hancock, MD 21750

Property Summary

Property Type	General Agricultural/Rural
Lot Size	5.27 acres (229,561 sqft)
Owner	2 Individual Names on Record
Last Sale	$155,000 (May 2022)
Tax Bill	$9 (2026)
Deeds & Mortgages	Sep 2025 Mortgage May 2022 Sale + 1 more
Flood Zone	Zone X (minimal risk)
APN	`05-028205`

Property Details

APN / Parcel Number

Primary APN	`05-028205`
Alternative APN	`028205`

Exterior

Lot Area	229,561 sqft (5.27 acres)

Location & Zoning

Account Number	028205
Street Address	14109 MAPLE RDG
City	HANCOCK
State	MD
Zip	21750-2139
Property Category	Agriculture or Farming
Property Type	Agriculture / Farming > General Agricultural/Rural
Local Zoning Code	EC
Legal Description	LOT 10 5.27 ACRES 14109 MAPLE RIDGE
Legal Subdivision	GOLDEN FLEECE ESTATES
Legal Lot Number	10
Jurisdiction	WASHINGTON MD
Township / Civil Division	5, HANCOCK
Census Block Group	1
Census Block	1010
Census Tract	10700

Owner

Source: Washington County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	16842 LONGFELLOW CT, HAGERSTOWN, MD 21740-6986
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 23, 2025	Deed of Trust, Mortgage · Conventional Mortgage MILLENNIUM FINANCIAL GROUP INC
May 3, 2022	Deed, Transfer COMMUNITY TITLE NTWK, COMMUNITY TITLE NETWORK LLC
Sep 14, 2021	Deed, Transfer · Conventional Mortgage CNB BANK INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 3, 2022 · Amount on Record
Deed Sale	May 3, 2022 · Amount on Record
Prior Sale	Sep 14, 2021 · Amount on Record
Deed Book / Page	7003 / 239
Record Updated	Oct 29, 2026

September 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WASHINGTON MD
Property Address	14109 MAPLE RDG, HANCOCK, MD 21750
Transaction Type	Mortgage
Record Updated	Oct 6, 2025
Title Company	UNKNOWN, LT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	14109 MAPLE RDG, HANCOCK, MD 21750-2139

Mortgage

Document Number	0077650395
Date	Sep 23, 2025
Book Page	7765/395

Lender

Name	MILLENNIUM FINANCIAL GROUP INC
Type	Lending Institution
Address	MIDDLETOWN, MD 21769

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2055

Interest

Rate Type	Adjustable Rate
Rate	5.87%
Type Change Date	Oct 1, 2030
Change Frequency	6 Months
Min Rate At Change	3.87%
Max Rate At Change	7.87%
Index	SOFR Average 30-Day
Margin	3
Max Rate	10.8%

May 2022: Deed, Transfer

Document Type	Deed
Jurisdiction	WASHINGTON MD
Recording Date	May 3, 2022
Property Address	14109 MAPLE RDG, HANCOCK, MD 21750
Document Number	0070030239
Book / Page	7003 / 239
Instrument Date	Apr 25, 2022
Transaction Type	Transfer
Record Updated	May 11, 2022
Title Company	COMMUNITY TITLE NTWK, COMMUNITY TITLE NETWORK LLC

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	16842 LONGFELLOW CT, HAGERSTOWN, MD 21740-6986

September 2021: Deed, Transfer

Document Type	Deed
Jurisdiction	WASHINGTON MD
Recording Date	Sep 14, 2021
Property Address	14109 MAPLE RDG, HANCOCK, MD 21750
Document Number	0067570258
Book / Page	6757 / 258
Map Reference	PL 9286
Instrument Date	Aug 13, 2021
Transaction Type	Transfer
Record Updated	May 3, 2022
Title Company	OLDE STONE TITLE, OLDE TOWNE TITLE INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	14530 MAPLE RDG, HANCOCK, MD 21750-2117

Mortgage

Document Number	0006757267
Date	Sep 14, 2021
Instrument	6757/267

Lender

Name	CNB BANK INC
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	240 Months
Due	Sep 1, 2041

Interest

Rate Type	Adjustable Rate
Rate	5.5%
Type Change Date	Sep 1, 2026
Change Frequency	Annually
Min Rate At Change	5.5%
Max Rate At Change	7.5%
Index	Other
Max Rate	11.5%

Tax Assessment & Valuation

Source: Washington County assessment roll, as of October 6, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Washington County
Unified School District	Washington County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$9.00	$900 (-) Land $900	$900 (-) Land $900
2025	$9.00	$900 (-) Land $900	$900 (-) Land $900
2023	$9.00	$900 Land $900	$900 Land $900

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 14, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 3 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Antietam Cable Cable	1,300 / 50
Upward Broadband Fixed Wireless	400 / 100

Cell Coverage

5G and 4G LTE (outdoors only)

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