St. Charles County property record for 14103 Spring Creek Ln, O Fallon, MO 63368
| Property Type | Condominium |
|---|---|
| Details | 2 bd · 2 ba · 1,018 sqft · built 2008 |
| Lot Size | 0.004 acres (179 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $156,000 (Oct 2021) |
| Tax Bill | $2,276 (2025) |
| Deeds & Mortgages | Oct 2021 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | T102000007 |
| Primary APN | T102000007 |
|---|---|
| Alternative APN |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 4 Rooms |
| Stories | 1 Story |
| Building Area | 1,018 sqft Living Area |
| 1st Floor Area | 1,018 sqft |
| Year Built | Built 2008 |
|---|---|
| Effective Year Built | Effective 2008 |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 179 sqft (0.004 acres) |
| Patio Area | 70 sqft |
| Heating Fuel | Gas |
|---|---|
| Sewer | Connected |
| Account Number | T102000007 |
|---|---|
| Street Address | 14103 SPRING CREEK LN |
| City | O FALLON |
| State | MO |
| Zip | 63368-7553 |
| Property Category | Residential |
| Property Type | Residential > Condominium / Townhouse > Condominium |
| Legal Description | SPRINGHURST TERR #14 LOT 1D |
| Legal Subdivision | SPRINGHURST TERR #14 |
| Legal Lot Number | 1D |
| Jurisdiction | ST CHARLES MO |
| Township / Civil Division | BOONE |
| Census Block Group | 1 |
| Census Block | 1011 |
| Census Tract | 312207 |
14103 Spring Creek Ln, a condominium, is owned by two individuals who bought it in October 2021.
Source: St. Charles County records, as of September 10, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 320 TRAILHEAD WAY, O FALLON, MO 63368-7588 |
| Owner Type | Individual |
| Vesting | Tenants by the Entirety |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Oct 14, 2021 · Amount on File |
| Deed Sale | Oct 14, 2021 · Amount on File |
| Prior Sale | Apr 5, 2012 |
| Deed Document Number | 202185172 |
| Prior Transfer Date | Mar 29, 2012 |
| Prior Transfer Doc | 0000250590 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ST CHARLES MO |
| Recording Date | Oct 14, 2021 |
| Property Address | 14103 SPRING CREEK LN, O FALLON, MO 63368-7553 |
| Document Number | 0000085172 |
| Map Reference | MB 46 PG 5 |
| Instrument Date | Oct 8, 2021 |
| Instrument | 2021R-085172 |
| Transaction Type | Transfer |
| Record Updated | Aug 15, 2023 |
| Title Company | AMROCK INC, AMROCK LLC |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 14103 SPRING CREEK LN, O FALLON, MO 63368-7553 |
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 320 TRAILHEAD WAY, O FALLON, MO 63368-7588 |
| Document Number | 0000085173 |
|---|---|
| Date | Oct 14, 2021 |
| Instrument | 2021R-085173 |
| Name | GUILD MORTGAGE CO |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Nov 1, 2051 |
The 2025 property tax bill for 14103 Spring Creek Ln was $2,276.
Source: St. Charles County assessment roll, as of August 7, 2026
| Type | Name |
|---|---|
| State | Missouri |
| County | St. Charles County |
| Municipality | O'Fallon City |
| Unified School District | Wentzville R-IV School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $34,554 (-) | $181,864 (-) Building $181,864 | |
| 2025 | $2,276.00 | $34,554 | $181,864 |
| 2023 | $30,139 (+12.73%) | ||
| 2022 | $1,944.00 | $26,736 | $158,625 (+12.73%) Building $158,625 |
| 2021 | $140,713 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 14103 Spring Creek Ln in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective August 25, 2024
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 14103 Spring Creek Ln is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.8% of the US · lower than 99.6% of Missouri |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ST CHARLES COUNTY PWSD 2 serves 100,587 people · EPA ID MO6024530 |
|---|---|
| Water Source | Purchased surface water from ST LOUIS CITY PWS |
| Last State Inspection | Aug 2023 |
| Lead | 2 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 353 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Wisper ISP Fixed Wireless | 400 / 30 |
May also be available: AT&T, Brightspeed, Gateway Fiber, i3 Broadband, Verizon.
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