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14103 Rutgers Ave, Orlando, FL 32826 Property Records

Orange County property record for 14103 Rutgers Ave, Orlando, FL 32826

Property Summary

Property TypeSingle Family Home
Details3 bd · 1 ba · 1,110 sqft · built 1981
Lot Size0.21 acres (9,145 sqft)
Owner2 Individual Names on Record
Last Sale$174,900 (Sep 2005)
Tax Bill$961 (2025)
Deeds & MortgagesApr 2020 Mortgage
Flood ZoneZone X (minimal risk)
APN12-22-31-1458-01-710

Property Details

APN / Parcel Number

Primary APN12-22-31-1458-01-710
Alternative APNs
  • 312212145801710
  • 593005
  • 599259
  • 603986

Interior

Bedrooms3 Beds
Full Baths1 Bath
Stories1 Story
Building Area1,110 sqft Living Area
Gross Area1,402 sqft
1st Floor Area1,110 sqft
FlooringCarpet
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 1981
Effective Year BuiltEffective 1981
Exterior MaterialConcrete
Roof TypeGable/Hip
Roof MaterialComposition Shingle
Lot Area9,145 sqft (0.21 acres)
Garage TypeAttached
Garage Area240 sqft
Parking Spaces1 Parking Space
PorchSlab
Porch Area52 sqft
Total Buildings2 Buildings

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C
Heating FuelElectric

Location & Zoning

Street Address14103 RUTGERS AVE
CityORLANDO
StateFL
Zip32826-3421
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR-1
Legal DescriptionCOLLEGE HEIGHTS 8/37 LOT 171
Legal Range31E
Legal Township22S
Legal Section12
Legal SubdivisionCOLLEGE HGTS
Legal Tract1458
Legal Block1
Legal Lot Number171
JurisdictionORANGE FL
Township / Civil DivisionUNION PARK
Census Block Group1
Census Block1005
Census Tract16509

Owner

Source: Orange County records, as of May 4, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record2 Individual Names on Record
Mailing Address14103 RUTGERS AVE, ORLANDO, FL 32826-3421
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleSep 29, 2005 · Amount on Record
Deed SaleSep 29, 2005 · Amount on Record
Prior SaleOct 29, 2003 · Amount on Record
Deed Document Number2005661341
Deed Book / Page8219 / 3655
Record UpdatedJun 8, 2026

April 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionORANGE FL
Property Address14103 RUTGERS AVE, ORLANDO, FL 32826-3421
Document Number0000264143
Instrument DateApr 24, 2020
Transaction TypeMortgage
Record UpdatedMay 25, 2020
Title CompanyOTHER

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address14103 RUTGERS AVE ORLANDO FL 328263421, ORLANDO, FL 32826-3421

Mortgage

Document Number0000264143
DateMay 4, 2020
Instrument264143
Lender
NameUNION HM MTG
TypeMortgage Company
AddressSTRONGSVILLE, OH 44136
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueMay 3, 2050

Tax Assessment & Valuation

Source: Orange County assessment roll, as of April 30, 2026

Property Jurisdictions

TypeName
StateFlorida
CountyOrange County
Unified School DistrictOrange County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$68,799 (+2.7%)$237,640 (-4.01%) Land $60,000 Building $177,640
2025$961.00 (+13.19%) Homeowner's exemption$66,990 (+5.99%)$247,570 (+9.1%) Land $60,000 Building $187,570
2024$849.00 (+5.86%)
2023$802.00 (+6.23%) Homeowner's exemption$63,206 (+3%)$226,922 (+19.62%) Land $60,000 Building $166,922
2022$755.00 Homeowner's exemption$61,365$189,705 Land $60,000 Building $129,705

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 12 policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies12 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 62% of the US · lower than 89% of Florida
Wildfire Likelihood0.06% annual chance
ExposureIndirect
within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemOCUD/SOUTHERN WATER SYS (5 WPS)
serves 80,738 people · EPA ID FL3484119
Water SourceGroundwater
Last State InspectionMay 2024
Lead2 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 347 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · DSL · Fixed Wireless in parts of the area		5,000 / 5,000
Spectrum
Cable		1,000 / 1,000
Verizon
Fixed Wireless		300 / 20
T-Mobile
Fixed Wireless		100 / 20

May also be available: Xfinity.

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